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- 5 million+ people helped
- Accepted by most FSA and HSA providers
- Message your therapist anytime
- Get 20% off your 1st month


- Counseling from a Biblical perspective
- Video, phone, live chat, messaging
- All counselors are practicing Christians


- Individual and couples counseling
- Video, phone, live chat, messaging
- 3-way call for couples in separate locations
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- Get 20% off your first month
- Video, phone, live chat, messaging
- Flexible plans, cancel anytime
- Accepts most major insurance plans
- Virtual or in-person therapy
- See a therapist within 2 days
- Led by renowned therapist Dr. Orna Guralnik
- Save 20% on 1st month with code: TOP20OFF
- Flexible scheduling, anytime
- Couples & individual therapy available
- Most insured members have a $0 copay
- $85 off your first month with code TOP85


- Wide variety of therapy styles
- Video, phone, live chat, messaging
- Get matched with a therapist in 24 hours
- 5 million+ people helped
- Accepted by most FSA and HSA providers
- Message your therapist anytime
- Get 20% off your 1st month
Natural Intelligence does not provide medical advice, diagnosis, or treatment. If you think you may have a medical emergency, call your doctor or your local emergency number immediately.
*Coverage may vary by plan, provider, and therapist availability
What is online therapy and how does it work?
Online therapy allows you to connect with licensed mental health professionals remotely, using secure video calls, chat, or phone. It’s private, convenient, and designed for individuals seeking flexible support—especially those looking for therapy without insurance or with busy schedules.
Access care from anywhere, including rural or remote areas
No commuting, waiting rooms, or rigid hours
Tailored to your communication style—chat, video, or both
Key Insights
- Online therapy removes location, mobility and scheduling barriers to care.
- It supports many therapy types (CBT, ACT, DBT) and a wide spectrum of mental‑health issues.
- Research shows its effectiveness is comparable to in‑person therapy for many conditions.
- Choosing the right provider requires attention to cost model, credentials, format and privacy.
- Your commitment and environment matter: remote sessions still require active participation.
What types of therapy can you access online?
What types of therapy can you access online?
Whether you’re dealing with stress, anxiety, or a diagnosed condition, online therapy platforms offer structured approaches guided by certified professionals. Many work with individuals who need affordable therapy without insurance plans.
Cognitive Behavioral Therapy (CBT)
Acceptance and Commitment Therapy (ACT)
Dialectical Behavioral Therapy (DBT)
Trauma-informed and culturally competent therapy
Which mental health issues are treated with online therapy?
You can address a wide range of emotional and psychological concerns through online therapy sessions, including:
Insomnia: Sleep coaching and CBT for sleep disorders
Burnout: Chronic stress, work-life imbalance, fatigue
Borderline Personality Disorder: DBT for emotion regulation
Eating Disorders: Nutritional psychology, body image support
These platforms also support co-occurring issues like anxiety, grief, and depression—without requiring a formal diagnosis or insurance.
Where are people most lonely and how can therapy help?
Feeling lonely is something most people experience from time to time, and it’s often influenced by your relationships, living situation, and overall life satisfaction—especially during major transitions like divorce, job loss, moving, or retirement.
To understand where loneliness may be more common, we evaluated indicators like single-person households, relationship status, and happiness-related measures built from multiple metrics (including job security, depression rates, and income growth). Based on this analysis, Louisiana, Alabama, New Mexico, Arkansas, and West Virginia ranked as the loneliest states, while Utah, Hawaii, California, Idaho, and New Jersey were the least lonely; and for anyone feeling persistently isolated, therapy can provide a consistent space for support, validation, and practical tools to rebuild resilience and social confidence.

What should you consider when choosing an online therapy provider?
Not all therapy apps are the same. Compare based on cost, flexibility, and therapist credentials.
- Is there a clear, affordable therapy with no insurance structure?
Our Recommendations for Online Therapy Providers
- BetterHelp : Best for accessible, affordable, and flexible therapy anytime, anywhere
- Faithful Counseling: Best for Christians seeking faith-based therapy grounded in Biblical values
- ReGain : Best for couples and relationships
- Online-Therapy.com: Best for structured CBT programs and self-paced emotional growth
- Grow Therapy: Best for finding in-network therapists quickly
- OurRitual : Best for mindfulness and holistic mental health
- Talkspace: Best for on-demand therapy and psychiatry
- Calmerry: Best for affordable, empathetic online counseling
How to get the most from online therapy sessions
Your commitment and consistency shape your outcomes. Whether it’s your first time or a switch from in-person, these tips help:
Choose a distraction-free space and time
Be honest about your goals and emotions
Ask for worksheets or homework to extend learning
Don’t be afraid to request a different therapist if needed
Final thoughts: Is affordable therapy without insurance worth it?
Yes- and more people are choosing this path every year. It’s cost-effective, convenient, and puts you in control. Platforms offering better health therapy with flexible pricing and formats make care possible for those previously excluded by traditional systems.
No paperwork or co-pays
Subscription or per-session pricing
Therapists are licensed and often have experience in specific issues
Compare With Top10.com, Choose the Best for You
At Top10.com, we recognize the importance of thorough and accurate product and service reviews in guiding your choices. Our team, comprising editors and industry experts, conducts extensive research to provide comprehensive insights. Our content is continually updated to reflect the latest market trends, offering current information.
We provide a range of services including comparison lists and in-depth reviews, all tailored to meet your specific needs. Our goal is to empower you to make confident and informed choices.
Our Top 3 Picks
- 1World's largest network of licensed therapists
- Best for - Messaging your therapist anytime
- Pricing - Prices starting at $65/week
- Modes of communication - Text, live chat, video call, phone call
High AvailabilityWorld's largest network of licensed therapistsHigh AvailabilityDescriptionRead BetterHelp ReviewBetterHelp - Best online therapy site overall
BetterHelp is one of the largest providers of online therapy services, letting you get matched with a licensed professional therapist in less than 24 hours. You’ll be able to communicate with your therapist by phone, video call, live chat, or text messaging.
While the platform doesn’t take insurance, it does offer financial aid for patients with tighter budgets.
Why we chose BetterHelp: BetterHelp’s app and online platform are both user-friendly, giving you access to self-help worksheets on various topics, including cognitive behavioral therapy (CBT) and conflict resolution.
Our experience: BetterHelp reviews are positive and the service is reasonably priced. We like the fact that BetterHelp counselors each go through a rigorous vetting process.
Pros & ConsBetterHelp Pros & Cons
PROS
Message your therapist anytimeStudies show the platform is effectiveOperates in 200+ countries and 82 languagesCONS
Therapists can’t prescribe medicationHarder to find specialized therapists - 2

A faith-based approach to clinical therapy- Best for - Clinical therapy that includes biblical teachings
- Pricing - Prices starting at $65/week
- Modes of communication - Video, phone, message, live chat
A faith-based approach to clinical therapyDescriptionRead Faithful Counseling ReviewFaithful Counseling - Best for faith-based therapy for Christians
As of recent, Faithful Counseling merged with Betterhelp, which also delivers clinical therapy for Christians. Its therapists are all licensed and certified within their field and submit declarations as to their beliefs to ensure they conform to the statement of faith. When signing up for the service, you will be directed to fill out a questionnaire that will properly match you with a suitable Christian therapist.
A sophisticated matching process is employed to connect you with a therapist specializing in your mental health difficulties and your branch of Christianity. This means it’s a suitable platform if your faith is important and you wish to include biblical teachings in your therapy. Its easy sign-up process, clear and appealing display, and simple functionality in terms of booking appointments make it easy for Christians who want faith-based counseling.
Why we chose Faithful Counseling: Though Faithful Counseling merged with Betterhelp, Christian-centered therapy practices are still easy to access. The platform uniquely integrates clinical therapy with Christianity, ensuring a harmonious blend of faith and mental health support. Various Christian denominations are catered to, including Catholic, Protestant, Baptist, and others, allowing users to find counselors who resonate with their specific faith traditions. Spiritual practices like prayer, meditation, and scripture reading are also integrated. This online therapy provider is an ideal choice for believers who want to incorporate biblical principles into their counseling sessions.
Pros & ConsFaithful Counseling Pros & Cons
PROS
6,000+ therapists specializing in Christianity-based counseling24/7 messaging servicesAccessible via website or the free appCONS
Matching process can take 1-2 daysCan’t choose a specific therapist - 3

Dedicated online relationship therapy- Best for - Therapists that specialize in relationship therapy
- Pricing - $65-$100/week
- Modes of communication - Video, phone, message, live chat
Dedicated online relationship therapyDescriptionRead ReGain ReviewReGain - Best for online relationship therapy
ReGain offers convenient online relationship therapy for couples and individuals. Their service matches you with a licensed therapist specifically chosen to address your needs and goals. Its monthly subscription grants one live video or phone session per week, along with 24/7 access to an online therapist.
Why we chose ReGain: ReGain understands everyone’s situation is different and offers reduced fees to those with financial difficulties or disabilities.
Our experience: With ReGain, you can pick and choose your therapy appointments entirely around your schedule. This makes it a particularly convenient option if you are restricted in time.
Pros & ConsReGain Pros & Cons
PROS
Therapists specialize in a wide range of relationship issuesUser-friendly appDiscount available to those in needCONS
Not appropriate for crisis situationsDoes not work in-network with insurance providers
