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10 Pests You Should Get Home Warranty for Before It's Too Late

Cassidy Horton
An exterminator discovering bed bugs on a mattress with a flash light.
Imagine you're relaxing in your home after a long day when you spot a cockroach scuttling across the floor. Or you're in bed asleep when you suddenly feel a bed bug crawling on your skin. Eek!

No one wants pests in their home. Not only are they gross, but they can also be dangerous. That's why it's so important to have a home warranty plan that covers pest extermination.

With that in mind, here are 10 pests you should get a home warranty for—before it's too late.

» Looking for a home warranty plan? Check out our top picks for the best home warranties to protect against unexpected repairs and maintenance costs.

1. Rodents

Mice, rats, and other rodents can carry harmful diseases like bubonic plague and hantavirus. They can also cause damage to your home by chewing through electrical wires and insulation, which can lead to fires. They also urinate and defecate everywhere, contaminating your food and spreading diseases.

If you have a rodent infestation, it's important to have a home warranty that covers the extermination of these pests. That way, you can rest assured that your home is safe and protected from these harmful creatures.

2. Termites

Termites are wood-destroying pests that can cause structural damage to your home, costing thousands of dollars to repair. Throw in the fact that they're also difficult to detect, and you've got a recipe for disaster.

A home warranty that covers termite extermination is ideal if you want to protect your home from these destructive pests.

3. Bed Bugs

Bed bugs can also cause skin irritation and allergic reactions in some people. Plus, they're very difficult to get rid of once they've infested your home.

Bed bugs are often seen as preventable pests, so they may not be covered under all home warranty policies. If you suspect you have bed bugs, it's important to call a professional exterminator right away.

» Want a home warranty that covers pest control? Check out The Home Service Club.

4. Bats

Bats may be cute, but they can also transmit diseases such as rabies. In addition, their droppings can contaminate food and spread disease. If you think you have bats in your home, contact a professional exterminator as soon as possible, as bats can be a serious health and safety risk.

Bats can also cause damage to your home. Their droppings can stain walls and ceilings, and their nesting habits can damage insulation.

Home warranties may or may not cover the cost of removing bats from your home—it all depends on which provider you go with. You can always check your policy’s fine print to see if you’d be responsible for the cost of removal or repairs.

5. Bees

While bees are important for pollination, they can also be dangerous if they nest near your home. Some species of bees are aggressive and may sting if they feel threatened. Bee stings can be painful and, in some cases, cause allergic reactions.

If you have bees nesting near your home, it's important to contact a professional exterminator. They will be able to safely remove the bees and prevent them from returning.

» More: Top 10 Summer Home Maintenance Tips

6. Ants

Carpenter and fire ants can cause damage to your home if left unchecked. In addition, fire ants can deliver painful stings that can be dangerous for some people, particularly those who are allergic to their venom.

It's a good idea to have a home warranty that covers ant extermination. This can save you money if you have an infestation, and it can also give you peace of mind knowing that you're covered in case these unwanted guests show up in your home.

7. Roaches

Cockroaches carry diseases, such as Salmonella and E Coli, and trigger asthma attacks in people who are allergic to them. In addition, roach droppings can damage furniture and other belongings.

That's why it is important to have a home warranty that covers the extermination of cockroaches. Luckily, Liberty Home Guard offers pest control coverage that includes roaches, mice, silverfish, spiders, ants, crickets, and many more. Having a policy can help you get rid of these pests quickly and safely without having to worry about the cost of pest control.

8. Spiders

While most spiders found in homes are harmless, a few species—such as the brown recluse spider—can deliver a painful bite. Spiders may also induce an allergic reaction in some people.

Even if spiders are harmless, they're not something you want in your house. With a good home warranty policy, you can rest assured that your spider problem will be taken care of promptly and effectively.

» More: 10 Maintenance Tips New Homeowners Only Discover After Their First Year

9. Crickets

Crickets may seem harmless, but they actually pose several dangers. They can eat through clothing, contaminate food, and spread disease. Plus, their chirping can be very annoying!

Luckily, most home warranty pest coverage plans include protection against crickets. If you live in an area prone to these pests, a home warranty policy can help you get rid of them without spending a lot of money.

10. Silverfish and Earwigs

These creepy crawlers may not be harmful to humans, but they certainly aren't pleasant to have around. They're known for eating holes in clothes, books, and wallpaper, and they reproduce quickly, which means an infestation can get out of control if left unchecked.

A home warranty policy that covers silverfish and earwigs can help save you from the headache (and expense) of dealing with an infestation. With this type of coverage, a professional will be sent to your home to eliminate the silverfish and earwigs and prevent them from returning.

Bottom Line

No one wants pests in their home—not only are they unsightly, but they can also be dangerous. That's why it's so important to have a home warranty that covers pest extermination before it's too late.

The good news is that several of the best home warranties for homeowners offer pest coverage. Shop around and get a few quotes to see which provider is right for you.

» More: 10 Red Flags to Look Out for When Buying a Home

Cassidy Horton
Cassidy Horton has been involved in communications campaigns for over seven years. She is now a dynamic full-time writer and content strategist who has featured in numerous esteemed publications.