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Select Home Warranty offers 3 plans that cover most of your home’s major systems and appliances. Its Bronze Care plan provides coverage for 11 appliances starting at $57 per month or $588 per year. Alternatively, you can choose its Gold Care plan, which includes coverage for 4 systems including your ductwork and water heater. Pricing for the Gold Care plan starts at $57 per month or $588 per year.
If you want full home coverage, Select’s Platinum Care plan includes all the features of the Bronze and Gold Care Plans plus coverage for your garage door opener and ceiling fans. The cost for the Platinum Care plan starts at $63 per month or $660 per year.
Covered Items | Bronze Care | Gold Care | Platinum Care |
|---|---|---|---|
Best for appliance coverage | Best for systems coverage | Best for full home coverage | |
Clothes washer | ✓ | - | ✓ |
Clothes dryer | ✓ | - | ✓ |
Refrigerator | ✓ | - | ✓ |
Microwave oven (Built-in) | ✓ | - | ✓ |
Dishwasher | ✓ | - | ✓ |
Garbage disposal | ✓ | - | ✓ |
Stove | ✓ | - | ✓ |
Oven | ✓ | - | ✓ |
Cooktop | ✓ | - | ✓ |
A/C, Cooling | ✓ | - | ✓ |
Plumbing system | ✓ | - | ✓ |
Heating system | - | ✓ | ✓ |
Electrical system | - | ✓ | ✓ |
Water heater | - | ✓ | ✓ |
Ductwork | - | ✓ | ✓ |
Ceiling fans | - | ✓ | ✓ |
Garage door opener | - | ✓ | ✓ |
With Select, you can purchase additional options including:
Central vacuum: $3.33/mo
Lawn sprinkler system: $5.83/mo
Pool: $8.33/mo
Roof lead: $0/mo
Septic system: $5.83/mo
Spa: $5.83/mo
Standalone freezer: $3.33/mo
Sump pump: $3.33/mo
Well pump: $3.33/mo
Select Home Warranty only covers repairs or replacements caused by damage due to everyday wear and tear. In its terms and agreements, Select states that it does not cover commercial equipment or systems and appliances covered under a manufacturer’s warranty. In addition, Select only extends cover to single-family homes, individual condos, townhouses, and modular homes. It does not cover commercial properties or multi-family houses. In addition, Select does not cover any pre-existing conditions.
You can get started with Select Home Warranty online or over the phone. If you elect to enroll online, Select will provide you with an instant quote after you supply your zip code, name, email, and phone number. Alternatively, you can call one of its customer service representatives and select your plan and features over the phone.
In the event you wish to cancel your coverage, Select will fully refund your premiums paid if you cancel within 30 days of signing your agreement. If you cancel after the initial 30-day period, you can still receive a prorated refund. However, Select charges a $75 processing fee if you cancel after the 30-day introductory period.
With Select, you can file a claim 24/7 online or over the phone at 1-855-267-3532. Upon receiving your service request, Select will dispatch a qualified service contractor to schedule your service appointment within 2-4 days. Service fees are due at the time of your service appointment and each subsequent visit for the same issue.
Select does not guarantee to match a system or appliance with one of the same color, brand, or dimensions. To qualify for coverage, Select may require you to provide maintenance records for up to 3 years. Consult Select’s terms and conditions on its website or your service agreement for a full list of parts and components excluded from coverage.
In addition, it limits coverage per item per term. Coverage limits include:
HVAC: $2,000/term
Appliances, plumbing and electrical systems: $500/term
Additional coverage options: $400/term
Select Home Warranty has been in business for 9 years and is headquartered in New Jersey. Although it is not accredited with the Better Business Bureau, it is accredited with ConsumerAffairs, which grants the company 4.4 out of 5 stars. However, it received over 4,199 complaints in the last 3 years, mostly related to service problems or delays. Nonetheless, Homewarrantyreviews.com picked Select as its “Editor’s Choice” for the 2021 Home Warranty Awards based on its plans, customer service, availability, and cost.
New customers are eligible to receive a discount when they enroll online or over the phone. If you pay for a year of coverage upfront, Select deducts up to $150 off your premium and includes 2 months of free coverage. Best of all, Select provides free roof leak coverage with all of its plans.
Select Home Warranty does not have a mobile app.
You can contact Select’s customer service team over the phone 24 hours a day, 7 days a week.
If you prefer to submit your query through email, you can do so through info@selecthomewarranty.com. While Select allows you to submit a claim online, it does not offer a homeowner portal where you can track your claim’s status or review your plan details. It provides FAQs on its website that answer basic processes, terms, and conditions. In addition, Select’s blog features articles covering home maintenance topics, including tips, opinions, and best practices.
Overall, Select’s premiums compare favorably to many of its competitors, especially if you qualify for any available discounts. For this review, we ran a quote for a single-family home in Austin, Texas. Based upon this information, the Bronze and Gold Care plans cost $38 per month or $404.99 per year. Meanwhile, the Platinum Care plan costs $44.34 per month or $474.99 per year. In addition to your annual premium, you must also pay a fee for each service visit. The service fee varies between $60 to $75 depending on your location.
Expense Type | Cost |
Bronze Care | $38/month or $404.99/year |
Gold Care | $38/month or $404.99/year |
Platinum Care | $44.34/month or $474.99/year |
Service Fee | $60-$75 |
Details | Choice | Liberty Home Guard | HomeServe USA |
|---|---|---|---|
Average annual premium | $476-$660 | $499.99-$639.99 | $287.88-$699.96 |
Contractors | 15,000 in-network | 10,000 in-network | In-network (number unspecified) |
Service call fee | $75-$85 | $60-$75 | $100 |
Service requests | 24/7 by phone and online | 24/7 by phone and online | 24/7 by phone and online |
If you qualify for its available discounts, Select’s premiums compare favorably to those offered by Choice Home Warranty. In addition, its service fee of $60-$75 is more affordable than Choice’s fee of $75-$85. However, with over 15,000 contractors in its network, Choice is the better option if you value having access to a larger number of technicians.
With Select’s discount, its premiums are more affordable than those offered by Liberty Home Guard. On the other hand, they both charge the same service fee of $60-$75, and can answer service requests 24/7 by phone and online. In addition, their networks are practically identical, with each company retaining around 10,000 contractors. Your choice between the two will likely come down to which company offers the better discount to sway your decision.
Compared to HomeServe USA, Select is not able to match its pricing for appliance coverage. While their pricing for full-home coverage is similar, HomeServe may be the better choice if you simply want to cover your home’s major appliances. However, Select charges a cheaper service fee of $60-$75 compared to HomeServe’s $100 fee. If you want to keep your service costs low, you are better off choosing Select.
Since 2012, Select Home Warranty has provided warranty coverage to homeowners. Outside of Washington, Wisconsin, Nevada, and New York, you can purchase coverage through Select nationwide. It offers 3 home warranty plans, and new customers can qualify for up to $150 and 2 free months of coverage by paying upfront. Although it includes free roof leak coverage, it provides lower coverage limits than many of its competitors. Customer support is available 24/7 via phone and email, and Select gives homeowners the option to submit a claim online.
Frequently Asked QuestionsPatrick Sather is an award-winning personal finance writer and licensed broker who has worked for some of the largest financial firms in the United States, including TD Ameritrade and Pacific Life. A graduate of the University of Nebraska in both Economics and International Trade and English, Sather writes for Top10.com sharing his insights on life's most common financial decisions.