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Liberty Home Guard Home Warranty Review (2024)

Plans, Pricing, Coverage, and More
By Patrick SatherBy Patrick Sather -
Last Updated: Apr 04, 2023
2,873 reviews
by
logo-LIBERTY HOME GUARD
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Average annual premium
$365–$699.99
Contractors
10,000 in-network
Service call fee
$65-$125

Our Verdict

Is Liberty Home Guard Worth It?

Liberty Home Guard has superb customer service and a great reputation amongst its users. It has 3 decently priced warranty plans, plus a wide range of optional add-ons, and offers a host of deals and discounts when you purchase a plan. Although it has slightly fewer technicians in its network than its competitors, it’s a reliable service that could save you time and money in the long run.

Average annual premium
$365–$699.99
Contractors
10,000 in-network
Service call fee
$65-$125

Liberty Home Guard at a Glance

9.8
Editorial Score

Contractor Network

10,000 in-network vetted technicians, can't choose technician
9.0

Plans

3 plans: Appliance Guard for appliances, Systems Guard for built-in household systems, Total Home Guard for comprehensive cover
10.0

Response Time

24-48 hours
10.0

Customer Service

Submit your claim or get support by phone or online, 24 hours a day, 7 days a week, 365 days a year
10.0

Offers

Frequent sales including $200 off + 2 free bonus months + free roof leak coverage
10.0

Liberty Home Guard Pros & Cons

PROS

Excellent customer service
2 free months with annual billing
Highly rated by customers

CONS

Pricier than Choice Home Warranty and Select Home Warranty
Does not cover pre-existing conditions

Top Liberty Home Guard Reviews

Appliance Senior Supervisor
I spoke to Woodley today
I spoke to Woodley today, he was able to take care of my question and concerns. He is very kind and always ready to assist. Thank you Woodley keep up the good work.
Joyce Laiken
Alex Collado was very friendly and…
Alex Collado was very friendly and efficient. He was also very patient and knowledgeable in helping me to fix our air conditioning problem by helping me to connect to the right department and technicians.
Jeffery Anderson
Brian smith was very professional and…
Brian smith was very professional and helpful
See all Liberty Home Guard reviews

How do I know I can trust this Liberty Home Guard review?

Top10.com authors, contributors, and editors are serious about research. We combine our own experience with the services we recommend, with reviews that come from verified users–just like you! Together, with reviews from industry experts, we find the Top 10 best products and services to make sure you can choose with confidence and ease.

Liberty Home Guard Liberty Home Guard Visit Site

Overview

Liberty Home Guard at a Glance

Item Covered
Total Home Guard
Systems Guard
Appliance Guard

Best for full coverage

 Best for systems

 Best for appliances

Clothes washer

-

Clothes dryer

-

Kitchen refrigerator

-

Built-in microwave

-

Dishwasher

-

Garbage disposal

-

Range/oven/cooktop

-

Ceiling and exhaust fan

-

Garage door opener

-

Air conditioning

-

Heating

-

Ductwork

-

Plumbing

-

Electrical

-

Water heater

-

Optional Add-Ons

It’s also possible to add the following extras to your plan, for additional cost: 

  • Pool and spa
  • Sump pump
  • Well pump
  • Central vacuum
  • Additional spa
  • Septic system pumping
  • Standalone freezer
  • Limited roof leak
  • Lighting fixtures
  • Re-key
  • Gutter cleaning
  • Pest control
  • Carpet cleaning
  • Water softener
  • Lawn sprinkler system
  • Electronics protection
  • Swamp cooler
  • Ejector pump
  • Second refrigerator
  • Trash compactor
  • Ice maker (in-fridge)
  • Freestanding ice maker
  • Wine cooler/fridge
  • Saltwater pool
  • Generator
  • Plumbing fixtures
  • Grinder pump
  • Water dispenser water line
  • Instant hot water dispenser
  • Reverse osmosis water filter system

Plan Exclusions

Liberty Home Guard’s warranty plans cover issues arising from normal wear and tear rather than a natural disaster or human damage. Individual systems and appliances have particular exclusions. For example, most appliances are only covered for mechanical parts rather than accessories like racks or shelves; for heating systems, outside piping is not covered. You can check the Liberty Home Guard website, where thorough details of exclusions are given. 

How to Get Started with Liberty Home Guard

It’s quick and easy to obtain a free quote from Liberty Home Guard, either online or by phone. You need to give your contact details, address, and the type and size of your home. You will also need to select any optional add-ons you need, decide your plan level and the length of coverage you want to purchase. You can then purchase your warranty directly from the site. 

How to file a claim with Liberty Home Guard

You can submit a claim to Liberty Home Guard either on the phone or online, 24/7. After you pay the service fee, Liberty Home Guard will connect you with a technician, who should reach you within 24 to 48 hours. 

In some cases, you may be able to find your own technician and claim for reimbursement, too. With 10,000 technicians, Liberty Home Guard’s network is smaller than that of some competitors. However, workmanship is guaranteed for 60 days, during which time technicians can be recalled. The service cap included in a standard contract is $2,000 per item, with some exceptions. 

Is Liberty Home Guard Legit? 

Liberty Home Guard has a good reputation according to review websites such as Trustpilot (where the service has 86% excellent reviews, 2% good, and 12% bad). The company is rated A+ by the Better Business Bureau (BBB), where aggregated reviews are an average of 4.63/5. Overall, these are good figures, suggesting that Liberty Home Guard is a solid choice. 

What’s Unique About Liberty Home Guard?

Liberty Home Guard currently has several special offers. You can get 25% off when purchasing a plan with monthly billing, or 2 free bonus months with 1 year. You can get more free months when you buy more years in one go, from 3 to 6 months free as you increase your plan up to 5 years. You can also get free roof leak coverage with the purchase of a plan. There is a refer-a-friend bonus of a $25 Amazon gift card, and discounts are available on appliance purchases when you are a Liberty Home Guard customer.

Mobile App

Liberty Home Guard does not have a mobile app.

Help and Support

In addition to 24/7 phone and email, you can also talk to Liberty Home Guard’s customer service team via live chat. This is a great feature that makes it easy to get help quickly. The website also has a thorough FAQ and helpful blog with tips and advice.

Liberty Home Guard Pricing

How Much Does Liberty Home Guard Cost?

We obtained quotes for single-family homes in Texas and New York City. Quoted prices were consistent across the locations. At the moment, Liberty Home Guard is offering 2 months free when you purchase a plan with annual billing. The number of free months rises as you add more years to your plan, to a maximum of 6 months when you purchase 5 years in one go. 

The table below shows the costs for one year of Liberty Home Guard.


Systems Guard
Appliance Guard
Total Home Guard

Single-family home under 5,000 square feet

$549.99

$499.99

$599.99

Single-family home over 5,000 square feet

$639.99

$579.99

$699.99

Optional extras can be added for $39.99-$299.99/year, depending on the chosen item.

Additionally, Liberty Home Guard now offers its customers home insurance quotes sponsored by Progressive.

Liberty Home Guard Alternatives

How Liberty Home Guard Compares to Other Home Warranties

Liberty Home Guard’s annual premiums are similar to those offered by other companies, although its service fee can be more expensive (up to $150) depending on the plan you purchase. Its pool of in-network contractors is on the low side compared to competitors, but its excellent reputation suggests this doesn’t hamper its service.


Liberty Home Guard
Choice Home Warranty
Select Home Warranty

Average annual premium

$479–$839

$560-$660

$588-$660 

Contractors

10,000 in-network

15,000 in-network

10,00 in-network

Service call fee

$60–$75

$75-$85

$60-$75

Service requests

24/7 online and phone

24/7 online and phone

24/7 online and phone

.

Liberty Home Guard vs Choice Home Warranty

While Liberty Home Guard is more expensive than Choice Home Warranty, you will save money with Liberty Home Guard when it comes to saving money on service visits.  Both Liberty Home Guard and Choice Home Warranty have responsive live chat support, which is a helpful feature. 

Liberty Home Guard vs Select Home Warranty

Liberty Home Guard has a $2,000 service cap, whereas Select Home Warranty offers $2,00 coverage per term on HVAC but only $500 per term on appliances, plumbing and electrical systems.  Service fees for both Liberty Home Guard and Select Home Warranty are pretty much identical, so the choice may simply come down to what type of coverage you need and who is willing to give you the best discounts upon signing up. 

Liberty Home Guard Liberty Home Guard Visit Site

Bottom Line

Liberty Home Guard has an excellent reputation and it’s easy to see why. It has a great customer service setup, with live chat, and a detailed and helpful website. The company offers a range of deals and discounts when you purchase a plan, including 2 free months when you buy a year’s worth of cover. And the annual premium for a single-family home is comparable to competitors. 

Liberty Home Guard offers home coverage that extends to all 50 states, as well as every city and zip code in the United States, no matter where you reside. You can have peace of mind knowing that your home is protected, whether you live in a bustling city or a small town.

Frequently Asked Questions
Is Liberty Home Guard worth the money?+-

Liberty Home Guard has excellent customer reviews, great customer service, and a helpful website. Its prices are also not much more expensive than those of competitors. Purchasing a home warranty can save money and time when it comes to repairs for appliances and systems. So for most customers, Liberty Home Guard could be worth the money.

Does Liberty Home Guard cover pre-existing conditions?+-

No, Liberty Home Guard does not cover pre-existing conditions.

How much does Liberty Home Guard cost?+-

The average cost of a year’s cover for a single-family home is $499.99-$639.99.

How do I cancel my Liberty Home Guard policy?+-

You can cancel your plan within the first 30 days after purchase and receive your agreement money back, less any claims made and a small fee. After this point, you will be refunded a prorated amount, less any claims made and a small fee. You can cancel by contacting Liberty Home Guard.

Is a home inspection required before coverage begins?+-

No, a home inspection is not required before coverage begins when you purchase a Liberty Home Guard warranty.

Patrick Sather is an award-winning personal finance writer and licensed broker who has worked for some of the largest financial firms in the United States, including TD Ameritrade and Pacific Life. A graduate of the University of Nebraska in both Economics and International Trade and English, Sather writes for Top10.com sharing his insights on life's most common financial decisions.

Liberty Home Guard reviews

Excellent • Reviews 2,873
on
Excellent
90%
Great
2%
Average
0%
Poor
0%
Bad
7%
Sort by
Appliance Senior Supervisor
2 hours ago
I spoke to Woodley today
I spoke to Woodley today, he was able to take care of my question and concerns. He is very kind and always ready to assist. Thank you Woodley keep up the good work.
Joyce Laiken
5 hours ago
Alex Collado was very friendly and…
Alex Collado was very friendly and efficient. He was also very patient and knowledgeable in helping me to fix our air conditioning problem by helping me to connect to the right department and technicians.
Jeffery Anderson
18 hours ago
Brian smith was very professional and…
Brian smith was very professional and helpful
abe odeh
20 hours ago
Brian is really helpful and assists…
Brian is really helpful and assists quick and takes care of everything I need

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