Choosing a cell phone plan is like finding the right pair of shoes—it's all about the perfect fit to comfortably match your lifestyle while on the go.
The American cell phone market is highly competitive, with the three major carriers—AT&T, Verizon, and T-Mobile—holding over 97% of mobile plan subscriptions. Over 120 mobile virtual network operators (MVNOs) offer plans through these major providers.
While many cell phone plans offer similar benefits like nationwide coverage and unlimited minutes and data, there are numerous subtle differences among them. And this means you have a lot of choices.
We’ve thoroughly reviewed the top cell phone plans so that you don't have to engage in any guesswork. Here’s a look at our picks for the top 10 cell phone plans to help you find the right one.
Our Best Cell Phone Plans in 2023:
- Mint Mobile - Best cell phone plan overall
- Tello - Best for low-data plans
- AT&T - Best for families with high data consumption
- Visible - Best for uncapped hotspot usage
- Xfinity Mobile - Best for customizable plans
- Verizon Wireless - Best for additional perks and bundled subscriptions
- PureTalk - Best for dedicated customer service
- Cricket Wireless - Best for a wide range of add-ons
- Boost Mobile - Best for discounts on the latest phones
- US Mobile - Best reliable connection
|Compare the Best Cell Phone Plans|
Affordable data plans
Customizable low-data plans
Combining plans on a multi-line account
WiFi texting and calling
Flexibility of short prepaid plans
Low-cost custom plans
Families that use lots of data
From $15 per month
$35 per month
Prepaid and custom plans
Prepaid and postpaid plans
Unlimited domestic talk and text plus high-speed data. Unlimited international calling to 90+ countries and unlimited global text
Unlimited talk, text and data
T-Mobile and AT&T
T-Mobile and Verizon
A cell phone plan provider offers plans and services while the network enables the actual communication. Plan providers offer mobile phone plans and manage billing and customer support. They are responsible for supplying the cellular service. Networks, on the other hand, are the technical infrastructure that enables wireless communication. It consists of cell towers, base stations, and equipment that transmit and receive signals. When you choose a cell phone plan, you are subscribing to a provider's services, and they utilize the underlying cell phone network to deliver those services to your device.
No, you don’t have to buy a device directly from your cell phone plan provider. However, many of them offer financing or discounts when bundled with their plans. Explore various options from both the provider and third-party retailers to find the best deal that suits your needs and budget.
For data-intensive activities like HD streaming and mobile gaming, opt for unlimited data plans offered by reputable providers like AT&T and Verizon.
To switch cell phone plans, follow these straightforward steps. First, conduct research to compare plans offered by different providers and find one that suits your needs. Next, check if you have any contractual obligations or outstanding payments with your current provider. Once you're ready to switch, contact the new provider and inform them about your decision, providing the necessary details they require. If you want to keep your existing phone number, let the new provider know so they can assist with the porting process. Finally, once your new plan is approved, activate it using the provider’s instructions and start using your new cell phone services.
Prepaid plans require upfront payment for services before use, allowing better control over expenses and no contractual obligations. Postpaid plans involve paying for services after they are used, typically on a monthly basis. Postpaid plans often require a credit check and involve a contract. Prepaid plans offer flexibility and no surprises, while postpaid plans provide convenience with monthly billing and potential device financing options.
US Mobile, AT&T, and Xfinity Mobile include unlimited, affordable, and pooled data for multi-line accounts. By adding four to five lines, you’ll get a plan where each user gets a 50% discount. These phone carriers also offer additional family-based perks like different streaming subscriptions.
With Visible, customers can enjoy unlimited data, talk time, and text messaging on Verizon's robust 5G network. Their plans include additional features like mobile hotspot usage and unlimited international calling. Visible stands out for its affordable pricing, transparent policies, and simplicity of service, making it a popular choice for those seeking reliable unlimited data plans.
The best membership for seniors is Mint Mobile’s “55+” prepaid plan, which includes unlimited talking, texting, and 5GB for $15/month. For those who don’t use a lot of data, US Mobile’s “Talk and Text” plan for $6/month is the best option.
The cheapest cell phone plans are US Mobile’s ”Talk and Text” at $6/month, Tello’s 500MB data membership at $5/month, and Mint Mobile’s 5GB at $15/month.