Top Virginia Home Warranty Companies 2025
Protect yourself from unexpected repair costs

Choice Home Warranty stands out with its two straightforward plans and uniform $100 service fee. Its Basic Plan covers essential home systems and appliances, while the Total Plan covers air conditioning, refrigerators, and washers. It’s also our top home warranty for plumbing since it covers your entire plumbing system, including your water heater and garbage disposals. It also covers parts of your electrical system that regulate water pressure.  

As Jake Hill, CEO of DebtHammer, notes, Choice Home Warranty is "especially helpful for owners of older homes" since it doesn't "deny coverage based on the age of your home's systems or appliances." 

Choice Home Warranty offers substantial protection, covering up to $3,000 per successful claim. Plus, you get your first month free if you purchase any single-payment home warranty plan. 

Why we chose Choice Home Warranty: Choice Home Warranty's straightforward plan structure and single $100 service fee make it our top option. In addition to its homeowner plans, CHW provides professional coverage for buyers and sellers. It also offers a 30-day trial, so you can try its services risk-free before fully committing. 

Client perspective: Irene Smith (53) notes, "My last repair for my garage door was the best experience I’ve had in all the years I've had home warranty service. “ She also adds that the service person was on time, explained the issues, and fixed a major problem in about 15 minutes. “It was quick, professional, and couldn’t have been easier.”

Select Home Warranty provides competitively priced coverage for most major appliances and systems. Their premiums start at just $36/month, which is more affordable than other home warranty companies.

Jennifer Spinelli, real estate professional, investment advisor, and founder and CEO of Cash For Houses, calls Select Home Warranty "reliable and trustworthy." She adds that she no longer worries about "costly repairs or replacements due to breakdowns or malfunctions."

Three different plans are available and all of them include free roof leak coverage. However, Select Home Warranty's services aren't available in Nevada, Washington, or Wisconsin.

Why we chose Select Home Warranty: Their affordable premiums and minimal fees elevate them above their competitors. It's also convenient that they offer two months free with their annual plan.

Our experience: We were particularly impressed with Select Home Warranty's 24/7 friendly phone support and free roof leak coverage. 

Operating since 1971, American Home Shield is the largest and most established company in the US home warranty market, with over two million members.

Tommy Gallagher, former investment banker and founder of Top Mobile Banks, was "impressed with the range of contractors they have available and the quality of service they provide."

Choose from their three customizable plans—ShieldSilver, ShieldGold, and ShieldPlatinum. The ShieldSilver plan only covers 14 major systems, while the ShieldGold plan covers 23. 

For additional perks, ShieldPlatinum comes with complete system and appliance coverage. This includes cost-saving add-ons like free HVAC tune-ups, unlimited A/C refrigerant, coverage for roof leaks and code violations, and higher payout caps for repairs and replacements.

Why we chose American Home Shield: They operate in 47 states and Washington DC, and you can customize your plan. American Home Shield automatically covers duplicate items, plus older items with rust or corrosion.

Our experience: We found American Home Shield to be an excellent option for anyone seeking highly customizable plans and access to an extensive network of contractors. We could easily find a plan that suited our needs.

With high ratings and great reviews, Liberty Home Guard has a reputation for delivering reliable service to customers. 

They have three plans available (Systems Guard, Appliance Guard, and Total Home Guard) with optional financial protection for roof leaks, standalone freezers, generators, carpet cleaning, and power washing. New policyholders also get free limited roof leak protection and two free months of coverage.

Liberty Home Guard's exceptional claims process sets them apart from other home warranty providers. They have a 24/7 call center and guarantee to assign a contractor to a claim within 24 to 48 hours. They also have a network of over 10,000 qualified technicians in all 50 states.

Liberty Home Guard has launched a comprehensive mobile app, revolutionizing how homeowners manage their home warranty accounts, file claims, and access real-time information. The app offers features like effortless access to warranty details, efficient claims management, streamlined payment tracking, seamless communication with technicians, real-time notifications, and a wealth of knowledge on home maintenance.

Why we chose Liberty Home Guard: Liberty Home Guard's rates start at just $1/day, and their technicians arrive within 24 to 48 hours of claim submissions.

Our experience: We were pleased with Liberty Home Guard's reliability, rapid claims processing, and excellent customer service.

Home Warranty of America has comprehensive policies that cover most appliances and indoor systems. Offering up to $15,000 in annual coverage for repairs and replacements, they also have 24/7 online or phone service requests and a 30-day money-back guarantee.

They may be a little pricier than some competitors, but you get a lot for your money—all plans come with a deductible per-service visit.

Why we chose Home Warranty of America: Home Warranty of America provides nationwide service and is good value for money when covering all appliances.

Our experience: We were impressed with Home Warranty of America's extensive coverage and efficient customer service. It was easy to set up a plan, and we appreciated their 30-day money-back guarantee.

First American Home Warranty is an ideal choice for those seeking robust home protection for their systems and appliances. The company has been in business since 1984 and claims it's saved homeowners over $219 million in repair costs. 

Coverage comes in the form of two basic plans and a premium plan. First American Home Warranty's best features include that they protect items regardless of age and replace faulty items with brand-new equivalents if they can't repair them.

Why we chose First American Home Warranty: First American Home Warranty offers specialized plans for both real estate professionals and service providers. They also have 24/7 claims service, fully vetted tradespeople, and a transparent application process.

Our experience: We liked First American Home Warranty's response times, which were significantly faster than other companies.

Home Service Club (HSC) offers two service plans: Standard and Comprehensive. The Standard plan covers 18 basic appliances and systems, while the Comprehensive plan covers 33. Optional add-ons, such as pool and roof coverage, are available for an extra fee.

HSC's unique plans include pest damage and utility line cover, setting them apart from other home warranty services. You can also choose your service fee amount from three options ($65, $95, and $125), and all repairs have a 90-day guarantee.

However, HSC charges higher service fees and premiums than average. You must also live in a single-family residence, condo, townhouse, or multi-family property to qualify for a plan.

Why we chose Home Service Club: HSC has a broad selection of optional add-ons, including coverage of gas lines, grinder pumps, ductwork, pools, and spas. Additionally, the company's services are available nationwide with no exclusions.

Our experience: We appreciated that HSC provides coverage for pest damage, which many competitors don't. 

Elite Home Warranty offers highly customizable home warranty policies. You can choose from three warranty packages and dozens of optional add-ons, or build a completely custom policy that protects the appliances and home systems you’re most concerned about. You can also customize your coverage limits and service visit copay. Overall, Elite Home Warranty policies are comprehensive and affordable.

Elite Home Warranty is one of only a handful of home warranty providers that lets you choose your own service technician. The company also has a nationwide network of contractors and can dispatch them within 24-48 hours of your claim. You can file a claim 24/7 online, over the phone, or through the Elite Home Warranty mobile app.

2-10 Home Buyers Warranty has 40 years of experience in the home warranty industry. It offers 3 plan tiers for $19.99 per month, $51 per month, and $60 per month. Service fees are adjustable, ranging from $65–$100 per visit, but the base fee is $85. 2-10 HBW offers a generous $25,000 annual coverage limit, so you’re protected in case of multiple appliance or system failures.

To start, simply visit 2-10 HBW’s website or call customer service. You can purchase a warranty anytime, whether you are buying, selling, or currently living in your home. Support is available 24/7, and you can expect a service call within 24–48 hours of submitting your claim.

Benefits:

• Annual coverage limit up to $25,000

• Covers everyday wear and tear

• Refund for service fee if an item isn’t covered

• Customers receive discounts on GE and Whirlpool appliances

Plans and Pricing:

2-10 Home Buyer’s Warranty offers three plans and optional add-on coverage.

• Simply Kitchen: Covers six kitchen appliances

• Complete Home: Covers 22 appliances and home systems, including all those covered by the Simply Kitchen plan

• Pinnacle Home: Covers 32 appliances and home systems, including all those covered by the Complete Home plan

States Serviced:

2-10 Home Buyers Warranty is availalbe in 42 states, but is not available in Alaska, Hawaii, Montana, New Hampshire, North Dakota, Oklahoma, South Dakota, and Wyoming. 

First Premier Home Warranty provides affordable services to homeowners across 32 states. Their Premier Plan covers 15 appliances and systems and is priced lower than some competitors. There's also a $75 deductible per claim.

You can get a free quote quickly by entering your contact details and property type. And if you pay annually, you get roof leak coverage and two months for free.

Why we chose First Premier: Their customer service is highly rated, with customers reporting quality and timely repairs. They also have a wide range of add-on coverage options. 

Our experience: We found that First Premier had some of the lowest service fees in the industry. We liked that they aim to respond to all claims within 48 hours, and that customer support is available 24/7.