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Am I at risk of identity theft? 

It is estimated that every 2 seconds someone becomes a victim of identity theft, and in 2018 alone, 16.7 million people in the US fell victim to an attack, which totalled more than $16 billion (according to a report by Javelin). Part of the reason for this is the rising popularity of online shopping —1.66 billion people across the world are regularly purchasing items online. 

Data breaches are also on the rise. According to the Identity Theft Resource Center, just in 2017 alone, personal records of 179 million people were exposed through data breaches. You can also fall victim to “low-tech” phishing or malware attacks that instantly put your personal information at risk. 

Is an Identity theft protection tool worth the investment? 

If you’re looking for a firm layer of security to make you feel safer while online shopping, paying your bills online, sharing personal information on social media, and more, then yes—an identity theft protection service is definitely worth the investment. While some people may see these solutions as “nice-to-have” rather than “must-have,” they might be interested in learning that many of them offer free trial periods of up to 30 days, or discounts on your first annual subscription.

How do these tools work? 

The best identity theft protection services on the market utilize unique data and advanced technologies to monitor credit card transactions, the Dark Web, social media, and more. Their goal is to immediately detect when your information is stolen, offered for sale, or used fraudulently, in order to mitigate the damage of identity theft attacks as much as possible. Once you are alerted about an attack, these services will help restore your identity, reimburse you for stolen funds, and offer expert support around the clock. 

Here are some features and capabilities offered by the best identity theft protection services on the market today:

Monitor & Detect
Credit card transactions
Detect changes in your credit score
Identity Restoration Specialists
Dark Web
Be alerted when your information is stolen or offered for sale
Up to $1M reimbursement of stolen funds
Social media
Learn of social media activity using your name or photos
Coverage for lawyers and experts
Court records & bookings
Learn of crimes reported in your name
Lost wallet protection
The US Postal Service
Know if your mail has been redirected
24/7 member support
Find out about addresses associated with your Social Security Number

Detect attempts to take over your account or loans taken in your name

Sex offenders
Learn if an offender moves into your neighborhood

Driver’s license
Learn if someone uses your driver’s license fraudulently

Not all identity theft protection services have all of these capabilities. To find the best one to meet your needs, just go through the chart above or read our reviews of the top services on the market.

Best Identity Theft Protection Tools:


  • Financial, fraud, identity, privacy, and device protection
  • Add up to 10 people to your family plan
  • Password manager included
  • Real-time credit monitoring alerts
  • Monitors credit file with all 3 credit bureaus

Read the Aura review to learn more >>


  • Utilizes AI for optimal performance (Watson by IBM)
  • Several protection plans available including family plans
  • $2,000 emergency cash fund
  • Monitors credit score with all 3 credit bureaus

Read the Identity Guard review to learn more >>


  • Reimbursement up to $1 million 
  • Antivirus and protection from cyber threats
  • 60-day money-back guarantee  
  • 4.5 stars from 9,000+ reviews

Read the LifeLock review to learn more >>

It’s your identity—protect it

With so much activity taking place online in this day and age, our personal information is “up for grabs”—from your credit card number to your address, Social Security number, bank information, personal photos, and more. A good identity theft protection service ensures that determined scammers keep their hands off your precious personal information.

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