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Identity Guard Review

9.1
excellent
Sarah Pritzker

In a Nutshell

Identity Guard is a rock of an identity theft protection agency. By this, we mean it is solid protection, unwavering, and backed by the most reliable and resilient technology available to date. That’s because Identity Guard is powered by IBM® Watson™, the state-of-the-art artificial intelligence robot that provides up to the minute data protection, 24/7 surveillance, and instant alerts. That’s some impressive protection.

pros

  • Utilizes AI for optimal performance (IBM® Watson™)
  • Several protection plans available including family plans
  • Cyberbullying alerts

cons

  • Credit reports only offered with higher-tier plan
  • No option of getting your credit score for free

Identity Guard Identity Guard Visit Site

A brilliant solution for:

  • People who want state-of-the-art technology backing their ID theft protection

  • Families looking to help protect themselves and their children’s identities

  • Anyone who wants to have monthly updates on their credit score*

How does it work?

Identity Guard’s protection software is a complex algorithm that uses the best and latest technology to keep your identity constantly monitored. And with IBM® Watson™ powering your service, it’s hard to go wrong. In fact, Identity Guard monitors billions (you read that correctly) of data points to help keep your identity safe.

What does this service watch out for?

Identity Guard monitors most of the usual personal identifiers including:

  • Credit report monitoring based on data from Experian, Equifax, and TransUnion
  • Dark Web surveillance
  • Public records monitoring
  • Payday loans 
  • Known address monitoring
  • Credit and debit card account monitoring
  • Social Security number monitoring
  • Financial account takeover monitoring
  • 401K & investment account monitoring
  • Criminal and sex offense monitoring
  • Home title monitoring
  • USPS address change monitoring

In addition, Identity Guard protects some lesser-watched areas such as medical insurance cards. Another huge benefit to Identity Guard protection is the extensive device protection it offers. 

Let’s not forget the family plan that allows you to help keep your kids’ identities safe and protected as well (did you know that children are 30%-50% more likely to have their identities stolen than adults?).

Recovery services - what can Identity Guard do if my identity is stolen?

Identity Guard is an incredibly useful tool in the event that your identity is stolen. They offer tons of recovery assistance including:

  • ID theft insurance of up to $1 million**
  • A special hotline to use in the event of an incident
  • A dedicated case officer to help you navigate the waters of regaining control of your life & restoring your credit
  • Coverage for lost wages, travel expenses, legal fees, & more

How easy is it to use

Because it is such advanced technology, Identity Guard is effortless to use. Once you set it in motion, you’re free to go about your life regularly. The software will scan your accounts constantly and notify you at once if anything unusual is detected. With 24/7 monitoring, you can rest assured that you will be notified the moment something is detected.

Pricing

Identity Guard offers 3 plans for individuals and another three for families, certainly making it the most comprehensive identity theft protection option available. New customers enjoy up to 33% off. Here’s a breakdown of what you can get for your subscription:


Value
Total
Ultra
Price per month for individuals
$6.67
$13.33
$19..99
Price per month for family
$10.00
$19.99
$26.67
Mobile app



Risk management score



Online identity dashboard



SSN and credit alerts



Bank and credit card activity alerts



Million Dollar Protection Package
Yes
Yes
Yes
Lost wallet protection


Dark web monitoring



Potential threat detection



Credit change detection

3 bureaus
3 bureaus
Annual credit report



Bank account take over/new account alerts



Anti-phishing mobile app



Safe browsing extension



Social insight report



All plans include the basic services like Social Security number monitoring, black market monitoring, and ID verification alerts. Plus, all plans provide you with account takeover alerts, lost wallet protection, password protection, and up to $1 million in identity theft reimbursements.

Identity Guard offers a 30-day free trial if you sign up through a link on this page. After that, you’ll have to pay for the service according to the plan you’ve chosen. As you go up in the pricing tiers, you will be given more security benefits.

Identity Guard Identity Guard Visit Site

Help & Support

While there is no 24/7 customer service, Identity Guard actually has longer hours than most other providers with limited support. You can reach a support staff member via telephone from 8am to 11pm ET Monday thru Friday and 9am to 6pm on Saturdays.

You can also send an email to customercare@identityguard.com and get a response in 24-48 hours. One thing that is missing from the support team is a live chat, though this is standard for this industry. You’ll have to deal directly on the phone with a service rep if you want assistance. However, Identity Guard does have a tremendous amount of online resources you can take advantage of. From online credit education to fraud protection articles, online tools, and credit specialists, there’s almost nothing you can’t find out by combing through these articles and tools.

Bottom Line

Identity Guard offers a lot of protection for a nominal fee. Aside from the standard services, Identity Guard Premium provides an annual credit report and monthly credit scores. This is a unique feature that most other identity theft protection providers don’t offer.

Identity Guard doesn’t send fraud alerts to the credit reporting bureaus, but this is something that you can do easily and for free, so it is definitely worth the tradeoff to get frequent credit score information instead.

With several plans to choose from, there is definite value for money, especially with the Total plan. For just $19.99 per month, you can get credit report monitoring, quarterly updates, and dark web monitoring. Protect yourself today.

*The score you receive with Identity Guard is provided for educational purposes to help you understand your credit. It is calculated using the information contained in your TransUnion credit file. Lenders use many different credit scoring systems, and the score you receive with Identity Guard is not the same score used by lenders to evaluate your credit.
** Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group‚ Inc. The description herein is a summary and intended for informational purposes only and does not include all terms‚ conditions and exclusions of the policies described. Please refer to the actual policies for terms‚ conditions‚ and exclusions of coverage. Coverage may not be available in all jurisdictions.
***Your card will be charged either a monthly or annual fee, depending on the membership plan you choose. You may cancel your membership anytime simply by contacting us.

Sarah Pritzker writes for top10.com and is a content writer with years of experience and a keen interest in the vast world of online consumer products. She enjoys helping readers make sense of the options on the market in a variety of fields.

Identity Guard customer reviews

Based on 150 reviews

Ease of use

Brand satisfaction

Value for money

Service quality

Top Reviews

Ease of use

Brand satisfaction

Value for money

Service quality

5 months ago

Provides a sense of security to people and offers extensive protection for your personal information at a decent price.

5 months ago

It really helped me by preventing a lot of bad things, by monitoring where I go online, and what I actually have to put my name down on. They ask security questions to confirm it's me. Their ITP will definitely never fail you at all. Really useful for checking on your credit score, which is the first thing you should do if you've ever lost your purse or wallet.

6 months ago

I have enjoyed using Identity Guard because it came at a very affordable price and was very easy to install.

6 months ago

They work very well. They do a good job. They have good price promotions.

6 months ago

I really like Identity Guard. I know they do an excellent job at keeping my identity safe. They are accurate, and their customer service is the best. Someone tried to steal my identity, and I was alerted before I knew what was going on. They were very helpful and knowledgeable. They have a caring group of people that work for them.

6 months ago

With Identity Guard I get a monthly report stating if there has been any fraud or if anyone has tried to open an account. I feel very secure using their software and know my information is safe.

6 months ago

Very easy to use and access; keeps my information up to date. They are very good at helping solve any security problems that arise. Identity Guard is a good value for the money.

6 months ago

I like that they send me a monthly report to show if any attempts have been made on my credit cards and an up-to-date notification of my credit score.

6 months ago

Identity Guard provides the best identity theft protection. It helps recover your identity and reimburses any funds lost due to identity theft. I like that they offer comprehensive credit and identity monitoring and have affordable monthly pricing with plans for both individuals and families.

7 months ago

My identity has never been more safe and protected in my life. The representatives were friendly.

7 months ago

Identity Guard has met all my needs and as far as I know I haven't had any issues. For what I paid, this is the protection I expected, and I am pleased with the service I have recieved.

7 months ago

Identity Guard provides great products and services to help with a person's identity protections.

7 months ago

Identity Guard is a great app for identity theft protection. I use it on all of my devices as it offers great value for the money, and it is easy to use.

7 months ago

It's great, very easy and accurate to use. It notifies me whenever there is any kind of suspicious behavior.

7 months ago

Glad that I made this purchase. It is easy to use and does a great job of keeping hackers out of my system.

8 months ago

Identity Guard is always working hard to keep our information safe. We get notified immediately if there is anything that seems off .

8 months ago

I have been a victim of identity theft and fraud. I have been through many apps when it comes to trying to protect my identity . Of all ID theft protection apps that are availble, Identity Guard in particular has been the best so far.

8 months ago

It is trustworthy, secure, and keeps my online accounts and browsing safe.

a year ago

It is a comprehensive service that allows you to keep an eye on multiple identity aspects.

a year ago

This has been a great plan and service for me. They monitor everything and send me updates throughout the year.

150 reviews