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Mozo Identity Theft Protection Review

By Top10.com StaffBy Top10.com Staff -
Last Updated: Oct 10, 2025
logo-MOZO
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Price
From $3.43/month
Insurance coverage
$1 million
Number of Devices
Multi-device protection

Our Verdict

Mozo offers identity theft protection focused on prevention. Its AI scans SMS, email, and web traffic in real time to block scams before users click.
The service also includes dark‑web monitoring, a VPN for safe browsing, and antivirus tools for device protection. Insurance of up to $1 million covers eligible losses.
Families can use parental controls and manage multiple devices from one account. The main gaps are no three‑bureau credit monitoring and weekday‑only support hours. Overall, Mozo is a simple, affordable way to add strong day‑to‑day protection.

Price
From $3.43/month
Insurance coverage
$1 million
Number of Devices
Multi-device protection

Mozo Pros & Cons

PROS

AI‑driven scam detection across SMS, email & web
$1M identity theft insurance for eligible losses
Competitive entry pricing + free trial

CONS

Support hours limited to weekdays (U.S. ET)
No 3‑bureau credit monitoring advertised

Top Mozo Reviews

Cynthia Allen
Trials for the People
The emails are very interesting. I have not been in a trial as of yet but I keep watching in case I can help my family and friends. Thumbs up to the labs who work to make sure the patients are safe.
Lukas Tikuišis
Amazing product
Amazing product. Gives a whole new meaning to the word Security
AM
Andrew McCullough
My computer is virus free - that's the point, right?
As far as I can tell, RAV Protection works quietly in the background. No interruptions of my work. Gives me options to trust sites that do not show as htttps immediately, and does not impede my work in any way.
See all Mozo reviews

How do I know I can trust this Mozo review?

Top10.com authors, contributors, and editors are serious about research. We combine our own experience with the services we recommend, with reviews that come from verified users–just like you! Together, with reviews from industry experts, we find the Top 10 best products and services to make sure you can choose with confidence and ease.

At a Glance

How Mozo works

Mozo combines a mobile app and browser extensions to provide scam protection. Once installed, it runs in the background and checks links, emails, and messages using AI. Suspicious content is blocked before it reaches the user.

Dark‑web monitoring scans for leaked details like email addresses or card numbers. A built‑in zero‑logs VPN encrypts traffic on public Wi‑Fi, while antivirus tools watch for malware on devices.

If something slips through, Mozo alerts the user with clear notifications and suggested next steps. Setup is quick and requires little technical knowledge.

What Does Mozo Watch Out For?

  • SMS phishing protection: analyzes incoming texts for scam indicators and blocks risky links.

  • Email protection: scans new messages for phishing patterns, spoofed domains and unsafe attachments.

  • Web protection: intercepts malicious URLs, redirects and fake login pages in real time.

  • Dark‑web monitoring: checks for leaked credentials and personal data via a dedicated third‑party provider.

  • Antivirus & EDR: device‑level protection against malware and suspicious behavior.

  • VPN & DNS protection: encrypted browsing with a zero‑logs VPN provider; DNS filtering to block known threat domains.

Recovery services

If identity theft occurs, Mozo provides two main forms of help. First, it includes up to $1 million in insurance to cover eligible financial losses.

Second, users can work with a Help & Recovery Assistant by phone, chat, or email. This specialist guides users through account security steps, paperwork, and other actions needed to restore control.

Together, these tools make sure victims are not left alone to manage recovery.

Ease of use

Mozo is quick to set up. Users create an account, install the mobile app on iOS or Android, and add the Chrome or Edge browser extension.

Most protections run automatically in the background. The dashboard is simple, showing alerts and suggested actions in plain language. Families can also add parental controls and apply safety rules across devices.

Performance impact is minimal, and onboarding tips explain why certain permissions are needed. The service is built to work without technical know-how.

Mozo customer support

Availability: Monday–Friday, 09:00 am–5:00 pm ET.
Channels: Phone +1 (989) 300‑0998, live chat (web helpdesk), and email helpcenter@getmozo.com

Phone and chat are staffed during stated business hours; email tickets can be submitted anytime and are handled on the next business day. If urgent assistance is needed outside hours, users should secure accounts (password changes, MFA) and submit a ticket for priority follow‑up at opening.

Pricing

Plans & introductory pricing

  • Premium: $3.43/mo (then $4.90/mo) — includes SMS, web and email protection; antivirus; dark‑web monitoring; VPN.

  • Elite (Most Popular): $4.13/mo (then $5.90/mo) — includes Premium features; marketed with the same core protections plus the highest value package and 30% introductory savings.

At signup: Free trial available. Discounts apply to the first term and renew at the then‑current price. Taxes may apply.

Plan

Intro Price

Renewal

Core protections

Premium

$3.43/mo

$4.90/mo

SMS/Web/Email protection, AV/EDR, Dark‑web monitoring, VPN

Elite

$4.13/mo

$5.90/mo

All Premium features; highest value bundle

Bottom Line

Mozo focuses on prevention, blocking scams in SMS, email, and web before they cause harm. It adds dark-web monitoring, a zero-logs VPN, antivirus tools, and up to $1 million insurance for eligible identity theft losses.

The plans are affordable and simple to understand. While it does not include three-bureau credit monitoring and support is limited to weekday hours, Mozo still offers a strong, easy-to-use layer of protection for individuals and families.

AI was used in the creation of this content, along with human validation and proofreading.

Top10.com's editorial staff is a professional team of editors and writers with dozens of years of experience covering consumer, financial and business products and services.

Mozo reviews

Average • Reviews 502
on
Excellent
55%
Great
8%
Average
7%
Poor
4%
Bad
26%
Sort by
Cynthia Allen
6 months ago
Trials for the People
The emails are very interesting. I have not been in a trial as of yet but I keep watching in case I can help my family and friends. Thumbs up to the labs who work to make sure the patients are safe.
Lukas Tikuišis
6 months ago
Amazing product
Amazing product. Gives a whole new meaning to the word Security
AM
Andrew McCullough
7 months ago
My computer is virus free - that's the point, right?
As far as I can tell, RAV Protection works quietly in the background. No interruptions of my work. Gives me options to trust sites that do not show as htttps immediately, and does not impede my work in any way.
Jo
Joedy
7 months ago
Very easy to install and use.
Very easy to install and use.

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