MyCleanID Review

Top10.com StaffByTop10.com StaffApr. 16, 2019

In a Nutshell

MyCleanID is an identity theft protection service that provides multi-pronged identity theft protection backed by a $1,000,000 guarantee. It has innovative features, like a scanner that checks whether you have sensitive information lying around on your computer, and IM history inspection, which looks into any stored instant messaging logs to see if there are clues that could give cybercriminals hints as to the computer owner’s identity.

pros

  • Monitors 3 credit monitoring bureaus—Uber, Equifax, Yahoo
  • Scans files, folders, and browser history for sensitive data
  • Backed by a no-questions-asked satisfaction guarantee

cons

  • Cloud-distributed only. No hard copies available
  • At $19.99/month, not the cheapest market option

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How Does It Work

Users are able to download a free trial from MyCleanID.com. 

After downloading the executable file, users can enjoy access to a 7-day trial that will conduct a full audit of the file system for potential vulnerabilities.

The initial scanner checks through various system components including:

Usernames and passwords. The system will flag any usernames and passwords that are stored unencrypted in plain text format. If the system is hacked into, these could easily be used by hackers to gain access to a multitude of accounts. 

Browser histories of all installed browsers will be inspected. These should be deleted unless required, particularly if they give clues as to potentially vulnerable user access points, such as online banking logins. Additionally, users have the ability to manually overwrite sensitive history entries if they wish to preserve the history but not have insecure entries on their filesystem.

Real-time protection. The program also watches out for malicious threats in real-time and triggers an alert if any threaten to cause immediate harm to the filesystem.

Local trace files. The system keeps a lookout for system files that could have been generated by installing or removing other programs. If these are found to potentially contain identity-compromising information, the user is notified.

Deep system scan: In addition to scanning the above areas, the system can also look deep into the computer for any other places that sensitive information may be stored. These include the clipboard, registry log, and even the recycle bin access history.

In addition to providing local system identity threat protection, paid users will also receive MyCleanID Cloud Protection. This features.

Three-bureau credit monitoring:

Changes to credit profiles can be one of the first tip-offs of identity fraud, and MyCleanID monitors 3 leading bureaus to immediately notify users if any changes to their details are detected. Users can choose to receive alerts about new account openings, account inquiries, and more.

Address protection:

Premium protection also includes monitoring of changes to your address. 

Social Security number (SSN) monitoring:

When fraudsters take over social security numbers (SSNs), the results can be devastating. MyCleanID plugs into national databases and keeps watch for maneuvers such as the creation of fake identities that are associated with genuine SSNs as well as other indications associated with SSN facilitated financial crime.

Recovery Services: What Can MyCleanID Do If My Identity is Stolen?

MyCleanID offers several layers of protection that can give you peace of mind in the event of an emergency. These include:

Lost wallet protection: The company will provide up to $2,000 in emergency funds in the event that a wallet or purse is lost or stolen.

Identity theft insurance: Premium users also enjoy general identity theft insurance coverage which is provided through AIG. The policy covers up to $1,000,000.

Additionally, MyCleanID has a recovery team based in the US that is available 24/7 to assist users that have their identities compromised. The team can be reached at a US-based number.

How Easy Is It To Use

For users of any experience level the service is very easy to understand.

After downloading an executable file from the company’s website, users are prompted to run an initial scan which will assess for any immediate vulnerabilities on their filesystem. 

Once users have run an initial scan they can schedule further automated ones and continue to enjoy the product unhindered for the full 7 days of the trial period. 

If users wish to opt in for the full database-powered identity theft protection, they can purchase online through the website and access an activation code.

Pricing

If users wish to continue using the product after the complimentary trial period, they have to purchase both an access license and a monthly subscription.

The activation license is currently $19.99, while the monthly recurring charge is $19.95. 

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Help and Support

For users that run into difficulty, help can be accessed 24/7. Resources are based in the US and can be accessed by telephone. Users have reported positive experiences engaging with the call center. 

Bottom Line

Those looking for a comprehensive system that combines deep local inspection with comprehensive monitoring of credit monitoring bureaus will find a lot to like in this product. 

Additionally, while MyCleanID packs plenty of features, the installation and initial scan process can be completed in a matter of minutes.

The complement of deep digital scanning and credit bureau monitoring is a powerful combination that will suit users that want a product that doesn’t compromise on either.

For a user that wants to have access to high quality identity protection scanning without wanting to invest a significant amount of time in setup and maintenance, this product is a particularly good choice.

Top10.com StaffByTop10.com StaffJun. 18, 2019
Our editorial staff is comprised of writers who are passionate about the world of online consumer services. We specialize in simplifying the process of choosing the right identity theft software for your needs.
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