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Important Score Identity Theft Protection Review (2024)

Credit Score Monitoring Through The Experian Suite
By Top10.com StaffBy Top10.com Staff -
Last Updated: Jun 18, 2023
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Insurance coverage
$1 million
Number of Devices

Our Verdict

Is Important Score Worth Signing Up For?

Important Score is an authorized reseller of Experian’s credit monitoring service, CreditWorks Premium. The service gives you unlimited access to your Experian credit report and credit score, as well as other credit monitoring and identity theft monitoring tools. It also includes the Experian Boost tool, which instantly improves your credit score when you connect your phone and utility bills.

Insurance coverage
$1 million
Number of Devices

Important Score at a Glance

Editorial Score

Additional Protection

FICO score alerts for all 3 bureaus, FICO score simulator for all 3 bureaus


Credit reports, SSN, address, financials, sex offender registry, social media, credit enquiries, dark web surveillance

Theft Insurance

Lock & unlock credit file, ID theft insurance (up to $1 million), US-based fraud resolution specialists, lost wallet replacement

Customer Support

Email info@ImportantScore.com or contact 7 days a week during daytime hours on (866) 617-1894

Scalable Plans

$1 for a 7-day trial, then $24.99/month, cancel anytime

Important Score Pros & Cons


Convenient way of accessing Experian CreditWorks Premium
Daily Experian credit score updates
Lock/unlock your credit reports as needed


$1 for a ‘free’ trial
The same service can be bought direct from Experian

How do I know I can trust this Important Score review?

Top10.com authors, contributors, and editors are serious about research. We combine our own experience with the services we recommend, with reviews that come from verified users–just like you! Together, with reviews from industry experts, we find the Top 10 best products and services to make sure you can choose with confidence and ease.

Important Score Important Score Visit site

How Important Score Works

Important Score gives you access to the Experian suite of credit monitoring and ID theft protection tools, known as CreditWorks Premium. The registration process begins on the Important Score website. After filling in your details, you’ll be redirected to the Experian website to enter your payment details and complete the sign-up process. 

Once you’ve registered, you’ll be assigned login details which you can use to access your new Experian CreditWorks Premium account. There’s no need to download any software or jump through any hoops here. To access your account, simply log on from any desktop or mobile-based web browser.

What Does Important Score Watch Out For? 

Compared to the other bureaus, Experian’s CreditWorks Premium tool offers an impressive amount of credit monitoring tools. When you access the program via Important Score, you get access to all the same features as you would signing up directly through Experian.

Here’s a full breakdown:

  • Credit report monitoring and alerts for new credit inquiries, new accounts, account balance changes, credit utilization, and dormant accounts

  • Additional monitoring for Social Security Number, address change, financial account activity, identity validation, payday loans, court records, sex offender registry, file-sharing network monitoring, and social network monitoring

  • Credit Report & FICO score monitoring (daily for Experian, monthly for TransUnion and Equifax)

  • Monitoring of special FICO scores for auto loans, home loans, and bankcards

  • FICO score alerts for all 3 bureaus

  • FICO score simulator for all 3 bureaus

  • Real-time alerts on attempted credit inquiries

  • Dark web surveillance

Additionally, this plan includes Experian Boost—which immediately boosts your credit score when you pay your phone and utility bills on time.

What Can Important Score Do If My Identity Is Stolen? 

Although this service is primarily for credit monitoring, it also includes a number of recovery services. This is great if you want extra protection against identity theft and/or misuse of your identity to open credit accounts.

Here’s the full breakdown:

  • Lock and unlock your Experian credit file 

  • Identity theft insurance (up to $1 million)

  • Unlimited access to US-based fraud resolution specialists

  • Lost wallet replacement assistance

How Easy Is Important Score to Use? 

The Important Score website is a bit vague on how this works, so here it is again: Important Score is the seller, Experian CreditWorks Premium is the service. Once you have your login for Experian CreditWorks Premium, the rest is very simple. The platform is easy to use and navigate, with all your scores and tools laid out clearly on the dashboard.

Using Experian Boost to improve your credit score is also super easy. Simply log in to your account and connect the bank accounts that you use to pay your bills. Choose and verify the payment history you want added to your credit file and presto⁠—you’ll see your score improve instantly.

Important Score Customer Support

Important Score doesn’t offer much in the way of customer service aside from an email address (info@ImportantScore.com). If you have issues, we recommend contacting Experian directly to speak to a customer service representative or identity theft specialist. Experian customer service can be reached 7 days a week during daytime hours on (866) 617-1894. The service also includes round-the-clock access to ID theft specialists who you can reach through your CreditWorks Premium account.

Pricing & Special Offers

Important Score charges $1 for a 7-day trial of Experian CreditWorks Premium. Once the free trial expires, the cost is $24.99/month paid directly to Experian. The good news is there are no contracts, and you can cancel your subscription any time.

Important Score Important Score Visit site

Bottom Line

The Important Score website can be a bit misleading, in that it presents itself as a standalone service. The truth is this website exists mainly to provide an easy and convenient way of registering for Experian CreditWorks Premium. Once you register, you become a user of Experian’s credit monitoring and ID theft protection service and not of Important Score.

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