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Mike Holmes Protection Home Warranty Review 2024

By Michael GrawBy Michael Graw -
Last Updated: Apr 25, 2023
logo-MIKE HOLMES PROTECTION
Visit Site
Average annual premium
$550-$1,050
Contractors
11,500 in-network
Service call fee
$58-$85

Is Mike Holmes Protection Worth It?

Mike Holmes Protection is a home warranty company founded by Mike Holmes, a professional contractor and host of the TV show Holmes on Homes. The company offers three plans and dozens of add-ons to customize your protection.

I like that Mike Holmes Protection offers unlimited coverage for home systems and up to $6,000 in coverage for appliances. The company isn’t the cheapest around, but it has an outstanding reputation for making repairs quickly.

Average annual premium
$550-$1,050
Contractors
11,500 in-network
Service call fee
$58-$85

Mike Holmes Protection Pros & Cons

PROS

All plans include unlimited coverage for home systems
Highly customizable plan options
Outstanding reviews from homeowners

CONS

Not available in all states
More expensive than competitors

How do I know I can trust this Mike Holmes Protection review?

Top10.com authors, contributors, and editors are serious about research. We combine our own experience with the services we recommend, with reviews that come from verified users–just like you! Together, with reviews from industry experts, we find the Top 10 best products and services to make sure you can choose with confidence and ease.

Mike Holmes Protection Mike Holmes Protection Visit Site

Mike Holmes Protection at a Glance

Mike Holmes Protection is a Florida-based home warranty company founded in 2021. The company is owned by Mike Holmes, a Canadian celebrity who worked as a professional contractor for over 35 years. Holmes is the host of the television show Holmes on Homes and the author of two books, Make it Right and The Holmes Inspection.

Mike Holmes Protection aims to protect homeowners against unexpected costs from major home repairs. Plans offer unlimited coverage for all of your home’s systems and up to $6,000 in coverage for appliances. You’ll pay a service call from $58-$85 for each claim, but the cost of repairs is covered by your home warranty. The coverage excels and has some of the highest payout caps on the market. 

Mike Holmes Protection is currently available in 36 states and lets you choose from three plans. I especially like that you can customize your plan with add-ons for specific appliances. In addition, every service call is backed by a 60-day workmanship guarantee.

Mike Holmes Protection Features

Mike Holmes Protection offers three plans: DIY Essentials, Premium, and Extended.


DIY Essentials
Premium
Extended

Best For

Doing your own repairs

Affordable full coverage

Total home protection

Heating & Cooling

X

Electrical Systems

X

Plumbing Systems

Kitchen Appliances

Up to $3,000

Up to $3,000

Up to $6,000

Washer & Dryer

Roof Leaks

X

X

Up to $1,500

Service Fee

$58

$85

$85


The DIY Essentials plan only provides access to phone support from a certified technician. You must carry out repairs yourself. With the Premium and Extended plans, Mike Holmes Protection will send a licensed technician to your home to make repairs.

The Extended plan also includes a free HVAC tune-up and unlimited coverage for refrigerant replacement. You also qualify for a 20% refund on your plan premium if you reach the end of your plan term without having made a service claim. Roof leak coverage is limited to $1,500.

Mike Holmes Protection offers a wide range of add-on coverage options:

  • Second refrigerator

  • Ice maker

  • Pool and spa

  • Additional AC unit

  • Septic pump

  • Well pump

  • Sump pump

  • Central vacuum

  • Water softener

  • Standby generator

Is Mike Holmes Protection Safe and Reliable?

Mike Holmes, the founder of Mike Holmes Protection, has worked as a professional contractor for more than 35 years. He was named Forbes’ Third Most Trustworthy Celebrity and Reader’s Digest’s Second Most Trusted Canadian. 

Mike Holmes Protection has a 4.9-star rating on Trustpilot after 99 reviews. Many of the reviewers talk about how quickly contractors arrived at their home after they made a claim. 

How Mike Holmes Protection Works

You can get a quote and purchase a Mike Holmes Protection policy online or over the phone. Your coverage takes effect 30 days after you purchase your policy.

You can file a service claim 24/7 online or over the phone. The company will send a licensed contractor within several days to make a repair. You cannot use your own contractor. However, the customer support agent I spoke with said that you can ask your contractor to go through the process to be added to the Mike Holmes Protection network.

You have to pay the service fee for your plan, but there is no charge for covered repairs. All repairs are guaranteed for 60 days. 

Mike Holmes Protection is currently available in 36 states:

  • Alaska 

  • Arizona

  • Arkansas

  • Colorado

  • Delaware

  • Florida

  • Georgia

  • Hawaii

  • Idaho

  • Illinois

  • Indiana

  • Iowa

  • Kansas

  • Kentucky

  • Louisiana

  • Maine

  • Maryland

  • Michigan

  • Minnesota

  • Mississippi

  • Missouri

  • Montana

  • Nebraska

  • Nevada

  • New Hampshire

  • New Jersey

  • North Carolina

  • North Dakota

  • Ohio

  • Pennsylvania

  • Rhode Island

  • South Carolina

  • South Dakota

  • Tennessee

  • Vermont

  • West Virginia

How to Get Started with Mike Holmes Protection

You can get a free quote for a Mike Holmes Protection policy online. Just enter your name, contact information, address, and the type of residence you own (i.e. a single-family home, a condo, or something else).

You can choose the plan you want and see premiums for different plan terms instantly. You can pay monthly or get a discount for choosing a one-, two-, or three-year contract. You can also see the cost for different add-ons and add them to your plan.

It’s possible to check out right on the website. There’s no home inspection required for most homes, and your coverage will take effect 30 days after you purchase your plan.

Overall, I found this process to be fast and simple. It took me less than a minute to get a quote and sign up for a policy. You can also sign up over the phone if you prefer.

Mike Holmes Protection Customer Service

Mike Holmes Protection offers 24/7 customer support by phone and email. Their call centers are in the United States. I called and was able to chat with an agent in less than two minutes.

The company’s website offers information about home warranty policies for new homeowners. There’s also an FAQs section to answer common questions about Mike Holmes Protection policies.

How to Cancel or Pause a Mike Holmes Protection Subscription 

You can contact the Mike Holmes Protection support team if you want to cancel your subscription. There is no cancellation fee. If you have an annual or multi-year contract, you’ll receive a prorated refund for the remainder of your plan.

Is There a Mike Holmes Protection App?

Mike Holmes Protection does not have a mobile app at this time.

Mike Holmes Protection Pricing

Mike Holmes Protection offers three plans that offer varying levels of coverage for your home systems and appliances. Prices vary primarily based on the location of your home. You can get a free quote on the company’s website.

Note that for the DIY Essentials plan, you are responsible for taking care of repairs yourself. You’ll be able to chat with a technician over the phone, but the plan doesn’t cover having a technician visit your home. The Premium and Extended plans both cover the cost of a technician visiting your home to perform repairs.

All plans include a service fee for each claim. The fee is $58 for the DIY Essentials plan and $85 for the Premium and Extended plans. You’re not responsible for any covered repairs, but you may have to pay extra if the cost of a repair exceeds your coverage limit.

Plans can be paid monthly, or you can get a discount for choosing a one-, two-, or three-year contract. In addition, the Extended plan offers a 20% refund at the end of your contract if you haven’t made a claim.


DIY Essentials

Premium

Extended

Cost Per Month

$48

$68

$88

Kitchen Appliance Coverage

Plumbing Coverage

HVAC Coverage

X

Roof Leak Coverage

X

X

Up to $1,500

Service Fee

$58

$85

$85


The DIY Essentials plan is a good option if you feel comfortable doing your own repairs with phone support from a certified technician. The Premium plan is a more comprehensive plan that covers the cost of a technician visiting your home. It also covers your HVAC system and electrical system. The Extended plan adds $1,500 in roof leak coverage, so it can be useful if you’re concerned about paying for costly roof repairs.

Premiums for Mike Holmes Protection plans are slightly more expensive than the norm. However, the service fees are lower than average. Most home warranty companies don’t offer a self-repair option like the DIY Essentials plan.

Optional Add-Ons

Add-on coverage options include:

  • Second refrigerator ($10/month)

  • Ice maker ($8/month)

  • Pool and spa ($25/month)

  • Additional AC unit ($30/month)

  • Septic pump ($18/month)

  • Well pump ($18/month)

  • Sump pump ($12/month)

  • Central vacuum ($18/month)

  • Water softener ($18/month)

  • Standby generator ($25/month)

Mike Holmes Protection Alternatives


Mike Holmes Protection

Choice Home Warranty

Select Home Warranty

American Home Shield

Average annual premium

$550-$1,050

$476–$660

$432–$756

$500–$700

Contractors

11,500 in-network

15,000 in-network

10,000 in-network

17,000 in-network

Service call fee

$58-$85

$75-$125

$60-$75

$75-$125

Service requests

24/7

24/7

24/7

24/7


Mike Holmes Protection Mike Holmes Protection Visit Site

Mike Holmes Protection vs Choice Home Warranty

Choice Home Warranty offers much more affordable plans than Mike Holmes Protection. However, coverage at Choice Home Warranty is capped at $3,000 per covered appliance and home system. There is no coverage limit for home systems at Mike Holmes Protection, and appliance coverage extends up to $6,000 per appliance.

Mike Holmes Protection vs Select Home Warranty

Select Home Warranty is very inexpensive and includes free roof leak coverage with all plans. Coverage is capped at $500 for appliances and plumbing and electrical systems. So you could end up paying out of pocket for expensive repairs that Mike Holmes Protection covers completely.

Mike Holmes Protection vs American Home Shield

American Home Shield offers similar coverage levels to Mike Holmes Protection, but you may pay higher service fees for each claim. American Home Shield has a 2.1-star rating on Trustpilot compared to Mike Holmes Protection’s 4.9-star rating. So, you may find that Mike Holmes Protection offers better service for your money.

Bottom Line  

Mike Holmes Protection is a home warranty company founded by a highly trusted celebrity contractor. While the company’s pricing is above average, it has a reputation for delivering quick service when something goes wrong. You can also rest easy knowing you have unlimited coverage for home systems and high coverage limits for appliances.

Overall, I think Mike Holmes Protection is worth the extra money. The point of buying a home warranty policy is to get peace of mind, and this company delivers that.

Frequently Asked Questions
Does Mike Holmes Protection cover pre-existing conditions?+-

Mike Holmes Protection does not cover any appliances that are not working prior to signing up for coverage. However, your policy does cover any home systems and appliances that are operating when your policy takes effect, even if there are signs of trouble.

When does Mike Holmes Protection coverage begin?+-

Coverage for Mike Holmes Protection policies takes effect 30 days after you purchase your policy. There is no home inspection required for most homes. The company does not offer an option to have your coverage take effect immediately.

Is there a cancellation fee for Mike Holmes Protection?+-

There is no fee if you decide to cancel a Mike Holmes Protection policy. You will receive a prorated refund for the remainder of your contract. You can also pay for a warranty policy month-to-month with no annual contract.

Michael Graw is a freelance writer specializing in finance, business, and tech who writes for Top10.com. His work has appeared in numerous well-known online and print publications, including Techradar, BestMoney, Business2Community, Day Trade Reviews, Pacific Standard, Fortune, Business Insider, and more.

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