Mike Holmes Protection at a Glance
Mike Holmes Protection is a Florida-based home warranty company founded in 2021. The company is owned by Mike Holmes, a Canadian celebrity who worked as a professional contractor for over 35 years. Holmes is the host of the television show Holmes on Homes and the author of two books, Make it Right and The Holmes Inspection.
Mike Holmes Protection aims to protect homeowners against unexpected costs from major home repairs. Plans offer unlimited coverage for all of your home’s systems and up to $6,000 in coverage for appliances. You’ll pay a service call from $58-$85 for each claim, but the cost of repairs is covered by your home warranty. The coverage excels and has some of the highest payout caps on the market.
Mike Holmes Protection is currently available in 36 states and lets you choose from three plans. I especially like that you can customize your plan with add-ons for specific appliances. In addition, every service call is backed by a 60-day workmanship guarantee.
Mike Holmes Protection Features
Mike Holmes Protection offers three plans: DIY Essentials, Premium, and Extended.
Doing your own repairs
Affordable full coverage
Total home protection
Heating & Cooling
Up to $3,000
Up to $3,000
Up to $6,000
Washer & Dryer
Up to $1,500
The DIY Essentials plan only provides access to phone support from a certified technician. You must carry out repairs yourself. With the Premium and Extended plans, Mike Holmes Protection will send a licensed technician to your home to make repairs.
The Extended plan also includes a free HVAC tune-up and unlimited coverage for refrigerant replacement. You also qualify for a 20% refund on your plan premium if you reach the end of your plan term without having made a service claim. Roof leak coverage is limited to $1,500.
Mike Holmes Protection offers a wide range of add-on coverage options:
Pool and spa
Additional AC unit
Is Mike Holmes Protection Safe and Reliable?
Mike Holmes, the founder of Mike Holmes Protection, has worked as a professional contractor for more than 35 years. He was named Forbes’ Third Most Trustworthy Celebrity and Reader’s Digest’s Second Most Trusted Canadian.
Mike Holmes Protection has a 4.9-star rating on Trustpilot after 99 reviews. Many of the reviewers talk about how quickly contractors arrived at their home after they made a claim.
How Mike Holmes Protection Works
You can get a quote and purchase a Mike Holmes Protection policy online or over the phone. Your coverage takes effect 30 days after you purchase your policy.
You can file a service claim 24/7 online or over the phone. The company will send a licensed contractor within several days to make a repair. You cannot use your own contractor. However, the customer support agent I spoke with said that you can ask your contractor to go through the process to be added to the Mike Holmes Protection network.
You have to pay the service fee for your plan, but there is no charge for covered repairs. All repairs are guaranteed for 60 days.
Mike Holmes Protection is currently available in 36 states:
How to Get Started with Mike Holmes Protection
You can get a free quote for a Mike Holmes Protection policy online. Just enter your name, contact information, address, and the type of residence you own (i.e. a single-family home, a condo, or something else).
You can choose the plan you want and see premiums for different plan terms instantly. You can pay monthly or get a discount for choosing a one-, two-, or three-year contract. You can also see the cost for different add-ons and add them to your plan.
It’s possible to check out right on the website. There’s no home inspection required for most homes, and your coverage will take effect 30 days after you purchase your plan.
Overall, I found this process to be fast and simple. It took me less than a minute to get a quote and sign up for a policy. You can also sign up over the phone if you prefer.
Mike Holmes Protection Customer Service
Mike Holmes Protection offers 24/7 customer support by phone and email. Their call centers are in the United States. I called and was able to chat with an agent in less than two minutes.
The company’s website offers information about home warranty policies for new homeowners. There’s also an FAQs section to answer common questions about Mike Holmes Protection policies.
How to Cancel or Pause a Mike Holmes Protection Subscription
You can contact the Mike Holmes Protection support team if you want to cancel your subscription. There is no cancellation fee. If you have an annual or multi-year contract, you’ll receive a prorated refund for the remainder of your plan.
Is There a Mike Holmes Protection App?
Mike Holmes Protection does not have a mobile app at this time.
Mike Holmes Protection Pricing
Mike Holmes Protection offers three plans that offer varying levels of coverage for your home systems and appliances. Prices vary primarily based on the location of your home. You can get a free quote on the company’s website.
Note that for the DIY Essentials plan, you are responsible for taking care of repairs yourself. You’ll be able to chat with a technician over the phone, but the plan doesn’t cover having a technician visit your home. The Premium and Extended plans both cover the cost of a technician visiting your home to perform repairs.
All plans include a service fee for each claim. The fee is $58 for the DIY Essentials plan and $85 for the Premium and Extended plans. You’re not responsible for any covered repairs, but you may have to pay extra if the cost of a repair exceeds your coverage limit.
Plans can be paid monthly, or you can get a discount for choosing a one-, two-, or three-year contract. In addition, the Extended plan offers a 20% refund at the end of your contract if you haven’t made a claim.
Cost Per Month
Kitchen Appliance Coverage
Roof Leak Coverage
Up to $1,500
The DIY Essentials plan is a good option if you feel comfortable doing your own repairs with phone support from a certified technician. The Premium plan is a more comprehensive plan that covers the cost of a technician visiting your home. It also covers your HVAC system and electrical system. The Extended plan adds $1,500 in roof leak coverage, so it can be useful if you’re concerned about paying for costly roof repairs.
Premiums for Mike Holmes Protection plans are slightly more expensive than the norm. However, the service fees are lower than average. Most home warranty companies don’t offer a self-repair option like the DIY Essentials plan.
Add-on coverage options include:
Second refrigerator ($10/month)
Ice maker ($8/month)
Pool and spa ($25/month)
Additional AC unit ($30/month)
Septic pump ($18/month)
Well pump ($18/month)
Sump pump ($12/month)
Central vacuum ($18/month)
Water softener ($18/month)
Standby generator ($25/month)
Mike Holmes Protection Alternatives
Mike Holmes Protection
Choice Home Warranty
Select Home Warranty
American Home Shield
Average annual premium
Service call fee
Mike Holmes Protection vs Choice Home Warranty
Choice Home Warranty offers much more affordable plans than Mike Holmes Protection. However, coverage at Choice Home Warranty is capped at $3,000 per covered appliance and home system. There is no coverage limit for home systems at Mike Holmes Protection, and appliance coverage extends up to $6,000 per appliance.
Mike Holmes Protection vs Select Home Warranty
Select Home Warranty is very inexpensive and includes free roof leak coverage with all plans. Coverage is capped at $500 for appliances and plumbing and electrical systems. So you could end up paying out of pocket for expensive repairs that Mike Holmes Protection covers completely.
Mike Holmes Protection vs American Home Shield
American Home Shield offers similar coverage levels to Mike Holmes Protection, but you may pay higher service fees for each claim. American Home Shield has a 2.1-star rating on Trustpilot compared to Mike Holmes Protection’s 4.9-star rating. So, you may find that Mike Holmes Protection offers better service for your money.
Mike Holmes Protection is a home warranty company founded by a highly trusted celebrity contractor. While the company’s pricing is above average, it has a reputation for delivering quick service when something goes wrong. You can also rest easy knowing you have unlimited coverage for home systems and high coverage limits for appliances.
Overall, I think Mike Holmes Protection is worth the extra money. The point of buying a home warranty policy is to get peace of mind, and this company delivers that.