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Phillip Richardson
Phillip Richardson writes for Top10.com as a tech writer with 13+ years of experience in IT. He holds a BSc in Audio and Music Technology and a PhD in Acoustics from Anglia Ruskin University. His career includes roles as Laboratory IT Manager at the University of Cambridge, Linux Engineer on a British Atlantic Survey expedition, and IT Officer at Newnham College.

May 26, 2025

0 min

arw-home
Average annual premium
$400 to $1,500
Contractors
$55 to $125
Service call fee
15,000+

ARW Home Pros & Cons

Pros

Choose your own contractor
Optional coverage available for electronics
Build custom plans with additional coverage options

Cons

Can’t file claims online
Can only cancel plan through written notice
arw-home

ARW Home at a Glance

9.6
Editorial Score

Contractor Network

Nationwide technicians network, cannot choose your own technician
9.0

Plans

3 base plans: Total Max, Systems Max and Appliance Max, all customizable and cover a wide range of appliances and systems
10.0

Response Time

24-48 hours
10.0

Customer Service

Support during business hours only at (800) 910-8538
9.0

Offers

Regular promos, free trials, free roof leak add-on for new customers
10.0

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ARW Home Plans

ARW Home offers six plans, allowing you to customize your coverage to fit your needs.

Appliances

Heating and Cooling

Kitchen Plus

Platinum

Platinum Premier

3-in-1 Bundle

4-in-1 Bundle

Central AC

Central Heating

Washer and Dryer

Interior Electrical System

Humidifier

Refrigerator

Oven/cooktop

Dishwasher

Garbage Disposal

Built-in Microwave

Kitchen Exhaust Fan

Plumbing System

Water Heater

Plumbing Stoppages

Ductwork

Ice Maker

Garage-Door Opener

Ceiling fans

Ultimate Electronics Package

Deluxe Advantage Package

Water & Sewer Lines


Optional Add-Ons

ARW Home offers add-on coverage for a number of systems and appliances, including:

  • Ultimate Electronics Protection (laptops, tablets, TVs, game consoles, desktops, printers, and other electronic devices)

  • Deluxe Advantage Package (AC refrigerant and coils, plumbing faucets and fixtures, garage door springs and tracks, improper installation, mismatched systems, and toilets.)

  • Pools and spas

  • Well pumps

  • Food spoilage

  • Additional refrigerators

  • Additional cooktops and ovens

  • Ceiling fans

  • Water heaters

  • Washers and dryers

  • Ice makers

  • Plumbing systems

  • Built-in microwaves

  • External water or sewer lines

Plan Exclusions

ARW Home doesn’t cover items that are damaged due to misuse or abuse. For example, if your microwave breaks because you place something in there that shouldn’t go in there, ARW Home won’t cover the damage.

ARW Home also only offers coverage for single-family residential homes. If the home is used for commercial purposes (i.e., if it’s a daycare or church), then ARW Home won’t cover you.

ARW Home Plan Pricing

The price of your ARW home warranty coverage depends on the plan you choose and if you select any add-ons. ARW Home’s prices are a little high compared to industry standards, but they can be worth it since its coverage is extensive. Here are the base prices for each plan.

Plan

Monthly Premium

Heating And Cooling

$39.99

Kitchen Plus

$34.99

Platinum

$49.99

Platinum Premier

$59.99

3-in-1 Bundle

$109.99

4-in-1 Bundle

$124.99

Ultimate Electronics Protection (add-on)

$24.99

Deluxe Advantage Package (add-on)

$25.99 (Available on Platinum Premier only)

In addition to monthly premiums, service fees range from $55-$75 per visit, which is very affordable compared to other plans.

How to file a claim with ARW Home

One of the downsides to ARW Home is that claims can’t be filed online. To file a claim, you’ll need to call the specific number dedicated to your plan or state.

  • (877) 637-7890: Claim line for all states except California, Iowa, Texas, and Virginia

  • (800) 863-8600: Claim number for the above-excluded states

  • (844) 885-8621: Number for Ultimate Electronics Protection

Once you call the number, you’ll be assigned a service provider and ARW Home will give you their contact info. You can then call the service provider to schedule your diagnostic and repair service.

ARW Home responds to claims within 36 hours, and it’ll try to get a technician to your home within 48 hours. If the repair is deemed an emergency, it’ll try to shorten the response and repair time to 24 hours.

While ARW Home doesn’t stipulate the number of claims you can file, it has a payout cap of $2,500 per item per year.

Is ARW Home Legit?

ARW Home has an A+ rating with the Better Business Bureau. It’s also verified on Trust Pilot and has a 3.8/5.0 rating, with over 600 reviews.

What’s Unique About ARW Home?

ARW Home is unique in that it lets you choose your own contractor or technician for repairs if you don’t want to use an ARW-registered contractor. Before completing repairs, the contractor just needs to call ARW Home to be authorized. This way, you’ll only be responsible for the service fee.

ARW Home also guarantees 30 days on labor and 60 days on parts. If the repair fails within this period, the company will send a technician over to fix it, free of charge.

Help and Support

In addition to 24/7 claims support, ARW Home also offers customer support via phone. Customer service can be reached at (800) 910-8538 Monday to Thursday 8:30 am to 7 pm EST, Friday 8:30 am to 4 pm EST, and Saturday 9 am to 6 pm EST.

For billing inquiries, call (877) 752-6796, Monday to Thursday 8:30 am to 7 pm EST, Friday 8:30 am to 4 pm EST, or Saturday 9 am to 6 pm EST.

If you don’t get through to billing or customer service, you can expect to hear back within a few hours or by the next day, depending on when you call. ARW Home also has a contact form on its website and a robust FAQs page.

What about the ARW Home app?

ARW Home does not offer a mobile app.

How to Get Started with ARW Home

You can sign up for an ARW home warranty plan by filling out a form online. You’ll be asked to provide some basic details, including your name, email address, phone number, and zip code. You’ll then be given a list of quotes, and you can select the plan that best suits your needs.

When signing up for a plan, you’ll need to provide information about the appliances you want covered, such as the make, model, and age of the appliance. If you have any difficulties signing up for a plan online, you can contact a customer service representative to help you through the process.

To cancel your plan, you’ll need to send a written notice to the company’s headquarters. You’ll get a full refund if you cancel within 30 days, and otherwise you’ll receive a prorated refund equal to the remaining length of coverage.

How ARW Home Compares to Other Home Warranty Services

As you can see from the table below, ARW Home has other companies beat when it comes to its service call fees, with prices starting at $55. While other home warranty companies offer plenty of in-network contractors, ARW Home is the only one that lets you choose your own contractor that isn’t ARW Home registered, giving you access to unlimited options.

You’ll also notice that ARW Home has a wider range of annual premium costs, highlighting how customizable the plans are and demonstrating that there is a plan for every budget.

ARW Home

American Home Shield

Select

Choice

Average annual premium

$300-$1500

$500-$700

$630-$700

$560-$660

Contractors

Unlimited (Choose your own)

17,000 in-network

10,000 in-network

25,000 in-network

Service call fee

$55-$75

$75-$125

$75-$100

$85

Service requests

24/7

24/7

24/7

24/7


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The Bottom Line

ARW Home offers a variety of home warranty plans to fit homeowners’ needs. While ARW Home plans can be pricey compared to the industry standard, coverage is extensive. Even though you can’t file a claim online or through an app, you do have the option of choosing your own contractor, which can help speed up repair times.

Service requests can be made 24/7, 365 days/year, and you only need to pay $55-$75 in service fees, making ARW Home attractive if you’re willing to pay a bit more upfront to get lower costs and comprehensive coverage when an appliance breaks.

How do I know I can trust this review?

Top10.com authors, contributors, and editors are serious about research. We combine our own experience with the services we recommend, with reviews that come from verified users–just like you! Together, with reviews from industry experts, we find the Top 10 best products and services to make sure you can choose with confidence and ease.

Phillip Richardson

Phillip Richardson writes for Top10.com as a tech writer with 13+ years of experience in IT. He holds a BSc in Audio and Music Technology and a PhD in Acoustics from Anglia Ruskin University. His career includes roles as Laboratory IT Manager at the University of Cambridge, Linux Engineer on a British Atlantic Survey expedition, and IT Officer at Newnham College.

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