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America’s Preferred Home Warranty (APHW) Review 2024

Home warranty that allows you to use your own contractor
By Kale HaveroldBy Kale Haverold -
Last Updated: Sep 03, 2023
60 reviews
by
logo-AMERICA’S PREFERRED HOME WARRANTY
Visit Site
Average annual premium
$475-$745
Contractors
Choose your own contractor
Service call fee
$50 or $100

Is America’s Preferred Home Warranty Worth It?

I think America’s Preferred Home Warranty is worth it for many homeowners. It lets you choose your own contractor, giving you more control and leading to quicker repairs. The coverage is comprehensive, and there are plenty of affordable add-ons. 

However, it’s a little more expensive than other companies, and it only has one basic plan on offer. But it does give you flexibility in terms of the service fee and monthly premium.

Average annual premium
$475-$745
Contractors
Choose your own contractor
Service call fee
$50 or $100

America’s Preferred Home Warranty at a Glance

9.0
Editorial Score

Contractor Network

Choose any technician, work with a licensed contractor you know or trust that arrives on your schedule
10.0

Plans

Standard coverage plan, upgrade to Premier Plan, individual upgrades for additional refrigerators, sprinkler systems, etc.
9.0

Response Time

Response time depends on technician you choose
8.0

Customer Service

Fill in online form, call (800) 648-5006 or email APHWOffice@APHW.com 24/7/365 or check the blog and tips sections
10.0

Offers

No sales, no free month
8.0

America’s Preferred Home Warranty Pros & Cons

PROS

Customizable service fee and premium
Affordable optional add-ons
Ability to choose your own contractor

CONS

Only offers a single type of base coverage
More expensive than other options

Top America’s Preferred Home Warranty Reviews

VB
Val Bosler
I LOVE APHW!
I LOVE APHW!! As as new homebuyer, I had several issues. The refrigerator, icemaker, washer and drier. And a few other things. OHMYGOODNESS they took care of everything!! I received back way more than the one-year warranty. I am SO GRATEFUL that I chose this company!! Thank you!!
TM
Tom Mastro
Failed to cover a cheap but critical part of the homes well being
My water pipes started to all of a sudden begin to bang when shutting off a faucet in the home. Plumber came and did a pressure check. The main pressure valve at the water line input to the home failed and I watched as they tried to adjust it down but to no avail. The valve was not allowing any adjustment meaning the entire house was over pressurized and we are lucky to not have burst any pipes or fittings. I called, told it was covered. part and cost was $178. I was told to hold on for a minute to get it approved. 10 minutes later, i am told sorry, it is not approved. no valves are approved. Well it was my one and only claim for the contract year, the valve is a super important part of the homes plumbing and can cause way more damage BUT APHW does not think so. I called after the fact to ask them to verify even the MAIN PRESSURE VALVE for the entire house was excluded. I was told i will get a call back, no one called. Well, I am up for renewal and will not be renewing. I am afraid to find out what else they will not cover if i actually need something done in the future
KB
Kenneth Brown
This a follow up from an earlier review…
This a follow up from an earlier review After I voice my frustration with APHW they contacted me. I will say that the reimbursement process was easy and like they said they would I was reimbursed sooner than the 7 to 10 days I was told to allow. I felt better from my earlier experience. So for that I want to thank them.
See all America’s Preferred Home Warranty reviews

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America’s Preferred Home Warranty America’s Preferred Home Warranty Visit Site

America’s Preferred Home Warranty at a Glance

What is America’s Preferred Home Warranty?

America’s Preferred Home Warranty (APHW) is a home warranty provider that has been operating for over 20 years. The company can provide coverage for owners of single-family homes, condos, townhouses, and even multi-family units. 

While home insurance covers unexpected events or accidents, a home warranty helps to protect your appliances and/or systems as they age. Without a home warranty, you could be on the hook for hundreds or even thousands of dollars if something like your air conditioner, oven, or electrical system suddenly stops working due to age or regular wear and tear.

America’s Preferred Home Warranty features

APHW offers one basic type of home warranty coverage, along with some optional add-ons. 

Item
Included in Basic Coverage?
Optional Add-On

Central air conditioning

Yes

-

Refrigerator

Yes

-

Attic & exhaust fans

Yes

-

Sump pump

Yes

-

Heating system

Yes

-

Washer/dryer

Yes

-

Electrical system

Yes

-

Roof leak repair

Yes

-

Water heater

Yes

-

Garbage disposal

Yes

-

Plumbing

Yes

-

Ductwork

Yes

-

Built-in dishwasher

Yes

-

Built-in microwave

Yes

-

Stoppages

Yes

-

Humidifier

Yes

-

Built-in oven

Yes

-

Septic system

Yes

-

Exterior water & sewer line

Yes

-

Premier plan

-

Yes

Additional refrigerators

-

Yes

Gas fireplace

-

Yes

Inground pool/spa

-

Yes

Premium/saltwater pool/spa

-

Yes

Sprinkler system

-

Yes

Termite control

-

Yes

Water softener

-

Yes


There is a home entertainment and technology plan available for $199 a year. It protects things like TVs, computers, tablets, gaming systems, printers, wearables, and home theater systems.

Is America’s Preferred Home Warranty Safe and Reliable?

APHW has been around for over two decades and has thousands of positive online reviews. It is available in every state excluding California and has an A+ rating with the Better Business Bureau.

Regarding safety, the company protects your personal information by restricting access and training employees to safely handle sensitive information. It uses electronic, physical, and procedural safeguards to protect your information.

The privacy policy on its website details the information the company collects, why it is collected, how it's collected, and who it is shared with.

How America’s Preferred Home Warranty Works

To get started with APHW, you purchase the plan that works best for your needs. Then, if an item that is covered in your plan requires repairs or replacement, you can make a claim online or on the phone in minutes.

Next, you’ll have to schedule a contractor to diagnose the problem and provide a quote to APHW. Once the company provides approval, the work can begin. When it comes time to pay, APHW will reimburse you for the cost or pay the contractor directly.

How to Get Started With America’s Preferred Home Warranty

To start with APHW, you can request a quote online or over the phone. If you opt to reach out online, you must fill out a quote form. The form asks for the following details:

  • First and last name

  • Phone number

  • Email address

  • Address

  • City

  • State

  • Zip code

After you submit the form, a representative from the company will reach out to you and go over your options. Then, you choose the right one and complete your purchase. The whole process is easy and quick.

America’s Preferred Home Warranty Customer Service

If you have any questions or concerns, call the company at 800-648-5006 or email at APHWOffice@APHW.com. There is also an online contact form, but no live chat. 

APHW doesn’t publicly state its hours of operation for customer service, and it doesn’t make any promises about email response time. However, when I gave the company a call on a Friday morning at 9 AM CT, I was connected to an agent in seconds. 

Finally, the company has a helpful FAQ section and a blog reviewing several valuable tips for homeowners.

How to Cancel or Pause an America’s Preferred Home Warranty Subscription 

If you want to cancel your home warranty, you need to reach out to APHW via phone call or email. There is a full 100% refund if you cancel within the first 30 days of your purchase.

However, if you cancel outside of your first 30 days or if you made a claim in your first 30 days, you will receive a prorated refund minus any paid claims. You will also have an administrative fee taken from the refund, which will not exceed 10% of the contract fee.

Is There an America’s Preferred Home Warranty App?

APHW has an app called Real-Pro that is designed for real estate professionals. It lets agents manage and order home warranties, share contracts, make payments, order marketing supplies, review warranties, and more. The app is straightforward, easy to navigate, and features an intuitive layout.

America’s Preferred Home Warranty Pricing

How Much Does America’s Preferred Home Warranty Cost?

APHW has one basic type of coverage with two plans. The first plan will cost between $54.92 and $62.08 a month, depending on your location, and has a service fee of $50.

For the other plan, you will pay between $50.75 and $57.42 a month, with a service fee of $100.


Basic Plan with $50 deductible
Basic Plan with $100 deductible

Cost Per Month

$46.58-$62.08

$42.42-$57.42

Service fee

$50

$100

The exact monthly cost for each plan depends on which state you live in. APHW’s website has a pricing page that lets you enter your Zip code and see the pricing in your area. For example, in Texas, the Basic plan with a $50 deductible will be $59.08 a month and the $100 deductible plan is $54.92 monthly.

If you prefer a lower service fee, the first plan will be right for you, but if you value a lower monthly cost, the second plan with the $100 deductible might make more sense. In general, APHW is a little more expensive than other companies in the industry.

Optional add-ons

APHW offers optional add-ons to extend your coverage. The cost for these add-ons is fixed and doesn’t change from state to state as premiums do. Here is a look at the pricing for each of the add-ons.

  • Premier plan - $16.58 a month

  • Additional refrigerators - $4.58 a month

  • Gas fireplace - $4.58 a month

  • Inground pool/spa - $18.33 a month

  • Premium/saltwater pool/spa - $33.25 a month

  • Sprinkler system - $4.58 a month

  • Termite control - $4.58 a month

  • Water softener - $7.92 a month


America’s Preferred Home Warranty Alternatives

How Does America’s Preferred Home Warranty Compare to Other Home Warranties?

Here is a brief chart that compares APHW to some of the other leading home warranty providers.


APHW 
Choice Home Warranty
Select Home Warranty
American Home Shield

Average annual premium

$475-$745

$476-$660

$432-$756

$500-$700

Contractors

Choose your own contractor

15,000 in network

10,000 in network

17,000 in network

Service call fee

$50 or $100

$75-$125

$60-$75

$75-$125

Service requests

24/7 phone and online

24/7 phone and online

24/7 phone and online

24/7 phone and online

America’s Preferred Home Warranty America’s Preferred Home Warranty Visit Site

America’s Preferred Home Warranty vs Choice Home Warranty

APHW and Choice Home Warranty both offer 24/7 service requests online and over the phone, but Choice Home Warranty has generally lower premiums. Choice has a healthy amount of contractors in the network, but APHW allows you to choose your own, so you have unlimited choices. APHW also offers lower service call fees.

America’s Preferred Home Warranty vs Select Home Warranty

Compared to Select Home Warranty, the premiums of APHW are quite a bit higher on the lower end but a little cheaper on the higher end. Both companies offer around-the-clock service requests and have fairly similar service call fees. Select Home Warranty’s 10,000-contractor network is decent, but you don’t need to worry about in- or out-of-network contractors when working with APHW.

America’s Preferred Home Warranty vs American Home Shield

Both APHW and American Home Shield, provide service requests any time of the day, but APHW will normally charge you less for each call. When it comes to premiums, APHW is more expensive across the board. American Home Shield has a large contractor network of 17,000, but this doesn’t provide the same level of freedom as APHW, which lets you choose your own.

Bottom Line (Is America’s Preferred Home Warranty Worth It?)

I believe APHW is a good choice for homeowners looking for a home warranty. While the premiums can be a little higher than other options, the ability to choose your own contractor is a great touch.

The company provides plenty of add-ons to customize your policy, and getting started is straightforward. I like how APHW makes its premiums available online and shares plenty of information about its coverage so you can make an educated decision. It has a long history of reliable service, and canceling your plan is straightforward if you feel it’s not right for you.

Frequently Asked Questions
How much does APHW cost?+-

APHW costs between $609 and $745 annually. The exact price will depend on your location and which of the two plans you choose.

Does APHW cover mold?+-

No, APHW does not cover repairs required because of mold.

Kale Haverold has over 5 years of experience crafting articles about credit cards, loans, debt, and a raft of other personal finance topics. Beyond contributing to Top10.com, he his writing has been featured on BestMoney, Yahoo, Hardbacon, and Loans Canada. Kale's easy-to-digest, research-driven articles stem from his passion to share knowledge that helps readers make informed financial decisions.

America’s Preferred Home Warranty reviews

Bad • Reviews 60
on
Excellent
2%
Great
0%
Average
0%
Poor
3%
Bad
95%
Sort by
VB
Val Bosler
4 weeks ago
I LOVE APHW!
I LOVE APHW!! As as new homebuyer, I had several issues. The refrigerator, icemaker, washer and drier. And a few other things. OHMYGOODNESS they took care of everything!! I received back way more than the one-year warranty. I am SO GRATEFUL that I chose this company!! Thank you!!
TM
Tom Mastro
7 months ago
Failed to cover a cheap but critical part of the homes well being
My water pipes started to all of a sudden begin to bang when shutting off a faucet in the home. Plumber came and did a pressure check. The main pressure valve at the water line input to the home failed and I watched as they tried to adjust it down but to no avail. The valve was not allowing any adjustment meaning the entire house was over pressurized and we are lucky to not have burst any pipes or fittings. I called, told it was covered. part and cost was $178. I was told to hold on for a minute to get it approved. 10 minutes later, i am told sorry, it is not approved. no valves are approved. Well it was my one and only claim for the contract year, the valve is a super important part of the homes plumbing and can cause way more damage BUT APHW does not think so. I called after the fact to ask them to verify even the MAIN PRESSURE VALVE for the entire house was excluded. I was told i will get a call back, no one called. Well, I am up for renewal and will not be renewing. I am afraid to find out what else they will not cover if i actually need something done in the future
KB
Kenneth Brown
3 years ago
This a follow up from an earlier review…
This a follow up from an earlier review After I voice my frustration with APHW they contacted me. I will say that the reimbursement process was easy and like they said they would I was reimbursed sooner than the 7 to 10 days I was told to allow. I felt better from my earlier experience. So for that I want to thank them.
CK Pdr
3 weeks ago
Straight up fraud- don't even bother
APHW stated that they would only pay 200.00 of the 550.00 repair. As I questioned this, the warranty representative stated that 200.00 is the maximum that would be paid for the repair. I looked over my contract and nowhere does it state maximum paid prices or does it have a menu of component repairs and prices. I bought this contract with the assurance that only the deductible would have to be paid upon a given repair. This company is misleading their customers.

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