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Quantum Electronic Payments Review 2024

Top10.com Staff

In a Nutshell

Quantum Electronic Payments offers multiple electronic payment solutions for all types of businesses, especially online Ecommerce merchants and B2B businesses that use a payment gateway or virtual terminal to process payments. Quantum also provides hardware, such as POS Systems and EMV terminals. The company specializes in providing innovative software which offers cutting-edge solutions to all types of merchants.


  • Lower cost guarantee/transparent pricing
  • Flexible solutions


  • Newer company
  • Minimum fee $35

Quantum  Payment Quantum Payment Visit Site

Ideal For

  • Small businesses

  • Over-the-phone payments

  • Corporations

  • Ecommerce merchants

  • Brick and mortar businesses

What’s on Offer

Quantum’s main selling point is its promise that its products and services can provide personalized and viable solutions for every business, while also saving them money. Its credit card payment system has been developed to save both merchants and its clients’ money, by auto-transferring in-depth transaction details, securing the lowest rate for each transaction and payment type.

Its POS offering expands from virtual terminal solution to fully custom POS kits designed to fit any payment environment. In essence, it is a “one-stop-shop” for all payment processing and financial related matters.

  • Transparent pricing

  • Fast and seamless onboarding

  • Free terminal program

  • Dedicated in-house support team

Ease of Use

Quantum’s credit card payment processing system is incredibly easy to use, and offers both wireless credit card processing, and a mobile solution. This provides numerous, adaptable solutions for every type of business that likes their data to be accessible from anywhere—and it doesn't even need a wireless connection to work. This is ideal for various types of small businesses who may not have the time or space for a larger, internet-secured credit card processing terminal, and has several other advantages, including:

  • Reduced processing costs, as cards are swiped outside of a physical office

  • Lower charge-back fees, as customers sign their receipts on-location

  • Less opportunity for fraudulent transactions

  • Quicker and easier than in-putting credit card numbers manually

  • A more secure experience

Additionally, Quantum Electronic Payment offers a mobile payment processing system. This allows your smartphone to become a terminal for payments, allowing your business to accept payments from any location, which is incredibly convenient, as regardless of whether you have your wireless terminal with you or not, you can always accept a payment. Both of these options include Quantum Electronic Payment’s “lowest cost guarantee,” ensuring merchant charges are the lowest possible.  

What’s Unique About Quantum Electronic Payments?

The primary factor which distinguishes Quantum Electronic Payments is its large array of services. Rather than just focusing on payment solutions, the company has branched out into different fields, including ATM machines, and software which provides in-depth guidance and statistics. Despite being a new company, Quantum Electronic Payments has developed many strategic relationships with acquiring and direct processing platforms. This helps to reduce prices and offer merchants a true bank cost.

Quantum’s signature software is Point of Sale Systems, which are well-known for their incredibly sophisticated and easy-to-use interfaces. It stands out from similar products produced by competitors, as it can be configured to perfectly different businesses. A restaurant and a retail store can both optimize their POS kits to their personal liking, a small feature that can make a huge difference in the long run. All hardware comes with low monthly fees, a full warranty and 24/7 tech support.

In addition, the company is heavily technology focused, and is constantly working with leading hi-tech companies to better enhance its products and services. Customers can enjoy using cutting-edge wireless and virtual payment solutions, and unique management software. Even those who don’t require a payment solution can still utilize the company’s services. Quantum offers accounting and inventory software, which helps ensure all records are meticulously maintained and completely up to date. The software, named “SurePayroll,” is an essential tool from which all business from nonprofits to freelancer to large companies can benefit.

To perfectly complete its service, Quantum Electronic Payments also offers financing for eligible companies. Businesses which have been in operation for over a year, and process at least $3000+ credit card transactions are able to receive cash advances of up to several million dollars. This service makes Quantum Electronic Payments truly unique in the industry, as proprietors don’t need to hunt around for multiple companies.

The application process is handled swiftly and professionally, and Quantum expertly caters to both large corporations and small businesses. Representatives will guide new customers on exactly which product is most beneficial for them, and even offer a completely free account analysis.

Customer Support

All customers of Quantum Electronic Payments, as well as anyone with a question regarding a specific product or service, can contact the company directly on a toll-free international telephone number. There’s also an email address, which we found to be answered swiftly by professional and reliable representatives. We couldn't find any complaints about the company regarding its customer support, and it seems that representatives are known for their responsiveness and helpfulness. In addition, its support is available 24/7.

If you purchase a specific product, or use a service, you can receive personalized support and immediate assistance. Quantum Electronic Payments employs many experts who can handle any tech-related issues. Like its customer support, tech support is toll-free and available round the clock.


Retail Pricing
Card-Not-Present Pricing
Gateway cost
$0.10/transaction + $10/month
$0.10/transaction + $10/month
Transaction fee
Setup fee
Monthly minimum
Statement fee
Average discount

*Last updated: June, 2018

Quantum Electronic Payments has extremely competitive prices, and offers monthly fees with no up-front payments. Prices on other products and services may differ based on the individual needs of the business.

Contract Terms

  • No long-term contracts

  • No early termination fees

  • No hidden fees

  • Account Responsibilities: All clients are fully responsible for ensuring the confidentiality of their account, and are responsible for all account activity.  

  • Dispute Resolution: Clients must adhere to the Arbitration Agreement, which includes mandatory binding arbitration terms, and a class action waiver.

  • Limitation on Liability: The company has no liability for any lost profits, lost data,  or costs of substitute products. Access to the site is at the client's total discretion.

Bottom Line

We really liked how Quantum Electronic Payments’ credit card processing system is incredibly mobile, whether that be via the wireless option, or the smartphone option. On top of that, we felt the promise of lowest costs guarantee was promising, and an attractive option for every business owner watching their bottom line.

Quantum Electronic Payments offers a full range of financial and payment services and solutions. Whether you’re an online Ecommerce retailer or a land-based business owner, Quantum Electronic Payments has what to offer. Accounting systems, payment solutions, loans, Point of Sale and virtual sale terminals are all available at competitive prices. The company is known for its professionalism and helpfulness, and can offer expert advice to new and small business.

If you need a company which can take care of all your payment needs, then Quantum Electronic Payments is right for you. Its range of services will incorporate all the different requirements of your business, and its cutting-edge tech systems will make sure you stay ahead of the curve.

Quantum is also a trendsetter in using the very latest tech advances to further product efficiency: The company is an industry leader in cutting-edge solutions and wireless options, and guarantees to be the most cost effective payment processor in the market.

Quantum maintains a strong web presence and positive reputation in the marketplace. It also runs a blog that contains expert industry advice and all of the latest payment related news. In terms of customer support, Quantum promises quick and efficient service, and has a toll-free international phone number for customer support.

Most importantly, Quantum Electronic Payments is a BBB accredited business.

Quantum  Payment Quantum Payment Visit Site

About Quantum Electronic Payments

The company was founded in 2014, and currently has over 1000 clients worldwide. It received full BBB Accreditation in December 2014 and has an A+ rating. The company currently employs over a dozen full-time staff. Based in CA, it’s a Limited Liability Company and is privately owned.

Contact Details

Phone: +1 888-478-5051

Email: support@quantumepay.com

Top10.com's editorial staff is a professional team of editors and writers with dozens of years of experience covering consumer, financial and business products and services.
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