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CreditCardProcessing.com Review (2024)

Process billions of dollars of transactions each year for more than 150,000 small and medium-sized businesses
By Top10.com StaffBy Top10.com Staff -
Last Updated: Jul 03, 2023
1 review
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From 0.35%
Contract length
Free equipment

Is CreditCardProcessing.com Worth Signing Up For?

CreditCardProcessing.com is a credit card processing company with a unique membership pricing structure. Membership of CreditCardProcessing.com locks in one low-cost fee per transaction for your business. The more transactions you process, the more you save in processing fees compared to other credit card processing companies. Each plan has a lot of other benefits included, such as dedicated support and free equipment.

From 0.35%
Contract length
Free equipment

CreditCardProcessing.com at a Glance

Editorial Score

Low Rates

Flat rate pricing starting at $15/month

Low Fees

Transaction fee ranges from Interchange + $0.05 (Platinum level - $249 p/m) to Interchange + $0.25 (Basic level plan - $49p/m)

Payment Services

EMV terminals, NFC, POS, mobile payments

Additional Benefits

PCI Level 1 Compliance, dedicated account manager, iAccess online reporting, free basic terminal, express funding within a few hours

Customer Support

Toll-free phone number: 866-231-0436, support, technical support available 24/7, sales available Monday – Friday

CreditCardProcessing.com Pros & Cons


Low, predictable per-transaction costs
Each plan has lots of benefits bundled in
$50 AMEX gift card if they can’t beat a competitor’s quote


Not suitable for low-volume merchants
Lack of additional merchant services

How do I know I can trust this CreditCardProcessing.com review?

Top10.com authors, contributors, and editors are serious about research. We combine our own experience with the services we recommend, with reviews that come from verified users–just like you! Together, with reviews from industry experts, we find the Top 10 best products and services to make sure you can choose with confidence and ease.

CreditCardProcessing.com CreditCardProcessing.com Visit Site


CreditCardProcessing.com used to have a complex pricing structure like most other credit card processing companies. The transaction rates were variable and changed from customer to customer, and there were lots of other fees written into the service agreement. But recently it decided to blaze a new trail for itself with an innovative membership pricing structure. For a monthly fee of between $49 to $249, CreditCardProcessing.com will guarantee you a fixed transaction fee and throw in a bunch of other benefits. The result: greater predictability for your business as well as lower overall fees if you take in high volumes of sales.

Ideal For

  • SMBs processing at least $5,000 worth of monthly credit card transactions

  • Fast-growing businesses expecting to take high volumes of sales

  • Merchants with high seasonal fluctuation looking for predictable pricing

What’s on Offer

  • PCI Level 1 Compliance

  • Phone support

  • Dedicated account manager

  • iAccess online reporting

  • Free basic terminal/gateway

  • Express funding within a few hours

  • Free Clover mini (with Platinum plan)

  • Breach security (with Platinum plan)

How CreditCardProcessing.com Works

Getting started with CreditCardProcessing.com is very simple. Just provide your name, business name, email address, phone number, and monthly processing volume—and then wait for an account executive to return your call. If you’re in a hurry, you can also call CreditCardProcessing.com direct on 888.298.3082. Either way, an account executive will walk you through all the documentation you need to register for a membership. Once your account is approved, you’ll be able to start processing transactions the next business day.

What’s Unique About CreditCardProcessing.com?

We’ve mentioned this already, but the most unique thing about CreditCardProcessing.com is its membership pricing structure. When you are approved for a membership, you get the added benefit of a terminal with dual-mode connections (so you can connect through analog phone lines or direct internet connections) and the highest level of end-to-end encryption for maximum data transmission security. Additionally, you’ll be privy to some of the most advanced hardware on the market today, including:

EMV terminals

EMV terminals can read the new-age smart chip credit and debit cards. These items are used to enhance security and prevent identity theft and fraudulent charges that come from less sophisticated credit card swipes.

NFC readers

Another step up for security through technology, NFC terminals make contactless payments easier and safer than ever before. The terminal’s antenna receives a signal from the credit card, and processes it without having to touch the card directly.


CreditCardProcessing.com is an authorized reseller of the full suite of Clover products, ranging from mobile card readers to stationary devices customized to your needs. These are suitable for all sorts of merchants, whether you’re a restaurant, retailer, or service business.

Mobile payments

iPayment MobilePay Swipe software is automatically set up so you can accept payments immediately. It is compatible with iOS and Android devices, totally PCI DSS compliant, and comes with built-in features like inventory control, reporting, and device transactions. MobilePay is compatible with both EMV and traditional magnetic strip readers.

CreditCardProcessing.com Customer Support

Every customer receives free customer and technical support to help guide you through the process of setup, transactions, and troubleshooting. Premium membership upgrades also include a dedicated account manager. You won’t be asked for any personal or banking information until after you have registered. Once you’ve signed up, all of your interactions will be encrypted for optimal security.

CreditCardProcessing.com Pricing

Pricing & Special Offers

As discussed, CreditCardProcessing.com has a tiered membership pricing model with monthly fees ranging from $49 to $249. The higher the membership tier, the lower your per-transaction fees, and the greater benefits. If you only take small volumes, then you have the option of starting with the Basic plan and upgrading later on when your business grows. According to the CreditCardProcessing.com price guarantee, if you find lower transaction costs elsewhere they’ll send you a free $50 AMEX gift card.

Monthly fee

Transaction fee




Interchange + $0.25

Level 1 PCI, phone support



Interchange + $0.20

Basic + dedicated account manager, iAccess online reporting



Interchange + $0.15

Plus + free basic terminal / gateway



Interchange + $0.10

Pro + breach security



Interchange + $0.05

Premier + free Clover Mini


Bottom Line

In short, CreditCardProcessing.com is a quality credit card payment processor that gives you everything you need to take your business to the next level. Its membership-based pricing model gives you the opportunity to lock in low per-transaction rates for your business plus additional benefits like dedicated customer service and high security and compliance. Whether you are looking to implement a web solution, mobile payment platform, iPad POS, in-store merchant processing, or a combination of them all, CreditCardProcessing.com has the hardware and software to accommodate those requests. 

Top10.com's editorial staff is a professional team of editors and writers with dozens of years of experience covering consumer, financial and business products and services.

CreditCardProcessing.com reviews

Average • Reviews 1
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Patrick L Talton
2 years ago
Creditcardprocessing is one of the…
Creditcardprocessing is one of the biggest scam and fraud company.They will approve your account and as soon as you start the processing they will stuck yyour account without any intimation and reason and will eat up your funds.So guys beware before doing any kind of business with this company.

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