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When Was the Last Time You Checked Your Credit Report?

Written by

May 23, 2022

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Your credit score is YOU. Don't risk it, get covered today with the best credit score monitoring & identity theft protection services available.

With identity theft on the rise, millions of Americans are impacted every year.

But how do you know if someone is using your SSN, Passport number, state ID, credit cardit card or other sensitive, personal information?

The bad news is that unless you're checking your credit score at this very moment, you don't. In fact, by the time you check your score once a year, it might be months before you can repair the damage caused by bills and debts you're not even responsible for.

Fortunately, there are ways to protect yourself and be immediately alerted about any suspicious activity on your credit report yearound: identity theft protection and credit monitoring services. We've broken down the best services that will protect your credit score.

The 3 Best Identity Theft Protection Services For Credit Score Monitoring and Protection

1. IdentityGuard

  • Top credit score protection
  • 24/7 live alerts
  • Dark web monitoring
  • Save 33% NOW

Identity Guard is hands down our top pick for identity theft protection in 2020. Their state-of-the-art AI monitoring uses the latest technology to scan and monitor billions of data points 24/7 to alert you whenever something new appears on your credit report. Their impressive dark web monitoring also makes them stand out, giving you the most in-depth protection of any service.

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2. Norton LifeLock

  • Combines antivirus & credit monitoring
  • Takes minutes to set up and install

Norton’s LifeLock is a close second. With LifeLock in addition to credit score monitoring, you get award-winning Norton anti-virus software to protect your devices from being hacked. Their most comprehensive coverage also offers insurance that will reimburse up to $1M in funds stolen due to ID theft.

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3. IdentityIQ

  • Specialized credit tracking
  • SSN Trace

IdentityIQ is another favorite among ID theft services. Even its most basic plan includes a solid line-up of credit monitoring features. They especially stand out with plans that will enable you to access to 12 credit reports a year.

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Your credit score is you. Don't risk it, get covered today. But before choosing a provider, think about how much time you spend shopping online and the levels of risk you and your family might face. As with any service, it’s always a good idea to compare providers by price, features, usability, and customer service. Compare more options here.

Written byTop10.com Staff

Top10.com's editorial staff is a professional team of editors and writers with dozens of years of experience covering consumer, financial and business products and services.

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