Great Value
As there are many providers to choose from that have a variety of plan options; the best home warranty companies depend on how they can meet the needs of your home. The best way to select the right home protection plan for you is by doing your research on what each company has to offer with their plans…
What Does a Home Warranty Have To Offer?
Most home warranties cover the following major appliances and systems:
- Air Conditioning Systems
- Heating Systems
- Humidifiers
- Interior Electrical Systems
- Refrigerators
- Ranges, Ovens, and Cooktops
- Dishwashers
- Water Heaters
- Plumbing Systems
- Garbage Disposals
- Washers and Dryers
- Garage Door Openers
- Roof Leaks
Top Home Warranty Providers
1. Choice
With Choice you’ll never be limited on how many claims you can make in a year, though there are limits on how much compensation you can get for specific items.
The systems covered include HVAC (heating, ventilation, and air conditioning), electricity and plumbing, just to name a few, and you can also receive coverage for big-dollar appliances like your refrigerator, washing machine, and garage door opener.
“Service was quick and the gentleman that showed up was on time, polite, and professional!”
- Eria Harvey
“My plumbing problem was fixed within 20 minutes ... Couldn't be happier!”
- Barbara Spenks
Choice Home Warranty
2. Select
Select Home Warranty provides customers with some of the most extensive coverage of any company in the business. The plans cover all types of homes—not just single-family homes—and with Select you can also add coverage for individual items to your plan, on a sort of a la carte type basis.
“When my Garbage disposal finally gave up, Select Home Warranty was there to replace it the very next day. Thanks!”
Matty M.
“I’m lucky to have received a warranty from Select Home Warranty at my closing. The cost to repair my central AC was $60 instead of $1200! Thank you.”
Jeff F.
Select Home Warranty
Our Top 3 Picks
- 1
Get full coverage and round-the-clock support- Best for - Homeowners seeking affordable full-home coverage
- Average annual premium - $562 - $657
- Service requests - 24/7 online and by phone
Get full coverage and round-the-clock supportRead Choice Home Warranty ReviewChoice Home Warranty stands out with its two straightforward plans and uniform $100 service fee. Its Basic Plan covers essential home systems and appliances, while the Total Plan covers air conditioning, refrigerators, and washers. It’s also our top home warranty for plumbing since it covers your entire plumbing system, including your water heater and garbage disposals. It also covers parts of your electrical system that regulate water pressure.
As Jake Hill, CEO of DebtHammer, notes, Choice Home Warranty is "especially helpful for owners of older homes" since it doesn't "deny coverage based on the age of your home's systems or appliances."
Choice Home Warranty offers substantial protection, covering up to $3,000 per successful claim. Plus, you get your first month free if you purchase any single-payment home warranty plan.
Why we chose Choice Home Warranty: Choice Home Warranty's straightforward plan structure and single $100 service fee make it our top option. In addition to its homeowner plans, CHW provides professional coverage for buyers and sellers. It also offers a 30-day trial, so you can try its services risk-free before fully committing.
Client perspective: Irene Smith (53) notes, "My last repair for my garage door was the best experience I’ve had in all the years I've had home warranty service. “ She also adds that the service person was on time, explained the issues, and fixed a major problem in about 15 minutes. “It was quick, professional, and couldn’t have been easier.”
Choice Home Warranty Pros & Cons
PROS
Offers 30-day guarantee on covered repairsFirst month free with purchase of any single payment planEasy online claims processCONS
Limited add-on coveragesNot available in Washington - 2
Select offers affordable premiums and fees- Best for - Customers seeking affordable premiums and fees
- Average annual premium - $432–$756
- Service requests - 24/7 online and by phone
Select offers affordable premiums and feesRead Select Home Warranty ReviewSelect Home Warranty provides competitively priced coverage for most major appliances and systems. Their premiums start at just $36/month, which is more affordable than other home warranty companies.
Jennifer Spinelli, real estate professional, investment advisor, and founder and CEO of Cash For Houses, calls Select Home Warranty "reliable and trustworthy." She adds that she no longer worries about "costly repairs or replacements due to breakdowns or malfunctions."
Three different plans are available and all of them include free roof leak coverage. However, Select Home Warranty's services aren't available in Nevada, Washington, or Wisconsin.
Why we chose Select Home Warranty: Their affordable premiums and minimal fees elevate them above their competitors. It's also convenient that they offer two months free with their annual plan.
Our experience: We were particularly impressed with Select Home Warranty's 24/7 friendly phone support and free roof leak coverage.
Select Home Warranty Pros & Cons
PROS
Affordable premiums and fees24/7 phone supportFree coverage for roof leaksCONS
Low coverage limitsNot available in Nevada, Washington, or Wisconsin
