As there are many providers to choose from that have a variety of plan options; the best home warranty companies depend on how they can meet the needs of your home. The best way to select the right home protection plan for you is by doing your research on what each company has to offer with their plans…
What Does a Home Warranty Have To Offer?
Most home warranties cover the following major appliances and systems:
- Air Conditioning Systems
- Heating Systems
- Humidifiers
- Interior Electrical Systems
- Refrigerators
- Ranges, Ovens, and Cooktops
- Dishwashers
- Water Heaters
- Plumbing Systems
- Garbage Disposals
- Washers and Dryers
- Garage Door Openers
- Roof Leaks
Top Home Warranty Providers
1. Choice
With Choice you’ll never be limited on how many claims you can make in a year, though there are limits on how much compensation you can get for specific items.
The systems covered include HVAC (heating, ventilation, and air conditioning), electricity and plumbing, just to name a few, and you can also receive coverage for big-dollar appliances like your refrigerator, washing machine, and garage door opener.
“Service was quick and the gentleman that showed up was on time, polite, and professional!”
- Eria Harvey
“My plumbing problem was fixed within 20 minutes ... Couldn't be happier!”
- Barbara Spenks
Choice Home Warranty
2. Select
Select Home Warranty provides customers with some of the most extensive coverage of any company in the business. The plans cover all types of homes—not just single-family homes—and with Select you can also add coverage for individual items to your plan, on a sort of a la carte type basis.
“When my Garbage disposal finally gave up, Select Home Warranty was there to replace it the very next day. Thanks!”
Matty M.
“I’m lucky to have received a warranty from Select Home Warranty at my closing. The cost to repair my central AC was $60 instead of $1200! Thank you.”
Jeff F.
Our Top 3 Picks
- 1
Get full coverage and round-the-clock support- Pricing - $50-$60/month
- Service Fee - $65-$100 per claim
- Best for - Homeowners seeking affordable full-home coverage
Get full coverage and round-the-clock supportRead Choice Home Warranty ReviewChoice Home Warranty offers straightforward plans with uniform pricing. Both the Basic and Total plans bundle systems and appliances, eliminating the need to choose between coverage types. The company provides coverage up to $3,000 per claim and includes a 60-day workmanship guarantee, double the industry standard 30-day term.
Coverage highlights:
All plans bundle systems and appliances
49 states (excluding Washington)
24-48 hour technician dispatch
First month free with annual payment
60-day workmanship guarantee (2x competitors)
What to consider: The $3,000 cap works well for standard systems but may not fully cover high-end replacements. Keep dated HVAC maintenance receipts to avoid "improper maintenance" claim disputes, which are common with high-volume providers.Expert perspective: Best value for homeowners with average-value systems who prioritize predictable pricing over customization. The 60-day workmanship guarantee provides superior protection. Ideal for first-time warranty buyers.
Choice Home Warranty Pros & Cons
PROS
Offers 30-day guarantee on covered repairsFirst month free with purchase of any single payment planEasy online claims processCONS
Limited add-on coveragesNot available in Washington - 2
Live chat customer service- Service Fee - $65-$125
- Best for - Homeowners looking for reliability, reviews & quick claims process
Live chat customer serviceRead Liberty Home Guard ReviewWith high ratings and great reviews, Liberty Home Guard has a reputation for delivering reliable service to customers.
They have three plans available (Systems Guard, Appliance Guard, and Total Home Guard) with optional financial protection for roof leaks, standalone freezers, generators, carpet cleaning, and power washing. New policyholders also get free limited roof leak protection and two free months of coverage.
Liberty Home Guard's exceptional claims process sets them apart from other home warranty providers. They have a 24/7 call center and guarantee to assign a contractor to a claim within 24 to 48 hours. They also have a network of over 10,000 qualified technicians in all 50 states.
Liberty Home Guard has launched a comprehensive mobile app, revolutionizing how homeowners manage their home warranty accounts, file claims, and access real-time information. The app offers features like effortless access to warranty details, efficient claims management, streamlined payment tracking, seamless communication with technicians, real-time notifications, and a wealth of knowledge on home maintenance.
Why we chose Liberty Home Guard: Liberty Home Guard's rates start at just $1/day, and their technicians arrive within 24 to 48 hours of claim submissions.
Our experience: We were pleased with Liberty Home Guard's reliability, rapid claims processing, and excellent customer service.
Liberty Home Guard Pros & Cons
PROS
Excellent customer serviceCurrently offers two free monthsHighly rated by customersCONS
Not available in WisconsinFewer technicians compared to other companies
