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Answer Lady Background Check Review (2024)

Affordable and unlimited background checks for anyone in the US
By Michael GrawBy Michael Graw -
Last Updated: Jan 02, 2024
logo-ANSWER LADY
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Price
From $12.93 per month
Reports offered
People searches, reverse phone lookup, social media searches, vehicle lookup
Cancelation policy
Cancel anytime

Our Verdict 

Is Answer Lady Worth It?

Answer Lady is an online background check platform that makes it easy to look up anyone in the United States. You can search by name, phone number, email, or address. Reports are fairly comprehensive but don’t include education records or social media handles.

Price
From $12.93 per month
Reports offered
People searches, reverse phone lookup, social media searches, vehicle lookup
Cancelation policy
Cancel anytime

Answer Lady at a Glance

8.8
Editorial Score

Cost

Single membership tier, unlimited searches and reports at $19.89 per month or save 35% by signing up for a 3 month membership
10.0

Reports

People searches, reverse phone lookup from multiple record databases
8.0

Confidentiality

SSL encryption to protect your information, including your search data, complies with California Consumer Privacy Act (CCPA)
9.0

Customer Support

Phone and email support from 7am-6pm (PT) Monday-Friday and 7am-3:30pm on weekends with extensive help center
10.0

BBB Rating

Not BBB accredited
7.0

Answer Lady Pros & Cons

PROS

Unlimited searches included with membership
Affordable pricing plans
Phone support seven days per week

CONS

Cannot legally use for employment or tenant screening
Reports don’t include social media handles

How do I know I can trust this Answer Lady review?

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Overview

Answer Lady at a Glance

Answer Lady is an online background check platform, also known as a people search tool. It enables you to get a detailed report on a person based on only their name, phone number, email address, or home address. You can use Answer Lady to look up who’s behind an unknown number that called you, find out more about an online date, track down old friends, and more.

I like Answer Lady because it does a nice job of taking snippets of information and turning them into detailed reports. For example, if you only know the address where an old friend used to live, Answer Lady can likely find them and give you their current address.

Answer Lady’s background reports contain a ton of information, including contact details, financial records, and criminal records. You can view them online or save them as PDF files.

Answer Lady features

Let’s take a closer look at some of Answer Lady’s key features.

Types of checks

Answer Lady’s reports include several types of information:

  • Personal information, including a subject’s full name and birthdate.

  • Contact information, including known email addresses and phone numbers.

  • Residence information, including all past addresses and any homes they have owned.

  • Financial information, including bankruptcies, foreclosures, liens, and evictions.

  • Relatives of the subject, including the relative’s name and contact information.

  • Criminal records, including a description of charges, the defendant’s mugshot, the case number, and how the case was decided.

  • Traffic violations, including the date of issue, a description of the violation, and the vehicle involved.

When researching a subject’s family members, you can also use Answer Lady to run a full background check on any of the relatives you find.

Notably, Answer Lady does not provide education records or information about subjects’ social media addresses. You also cannot search for a person based on their social media handles.

Accuracy and completeness

Answer Lady relies on public databases from the federal, state, and local governments. I’ve found that it does an excellent job of including public data from sources like courthouses, census bureaus, and local property offices. The data is updated regularly and typically appears on Answer Lady within days of appearing in public databases.

Note that Answer Lady does not have access to confidential records, which may include some criminal records that have been expunged.

Data sources

Answer Lady gets the majority of its data from public records, which are collected by government agencies. 

However, it goes beyond just aggregating data from public databases. Answer Lady also includes published data from sources like phone directories, social media profiles, and news websites.

The platform also collects data from third parties such as data brokers. Data brokers often collect information from magazine subscriptions, online shopping accounts, sweepstakes entries, and more.

Customization

Answer Lady isn’t very customizable. There’s an advanced search function that lets you narrow down a name search by including the subject’s city or state and age range. However, you can’t combine fragments of information, such as part of a phone number and a first name.

There’s also no way to specify what types of records you’re interested in. The report format is the same for every search and every person.

Turnaround time

Answer Lady turns up results for your search within seconds and displays potential matches. Generating a full report for a subject takes around 15 seconds.

User experience

Answer Lady’s user-friendly interface is one of my favorite aspects of this platform. You can log in and immediately begin searching. There are easy-to-navigate tabs to switch between the different search modes. Answer Lady also makes it straightforward to save reports as PDFs, which can be really helpful if you’re conducting in-depth research on multiple individuals.

Is Answer Lady Safe and Reliable?

Your searches on Answer Lady are completely confidential and aren’t visible to your search targets or to other Answer Lady users. You can view a record of your searches, but this information is only visible to you.

The site uses Secure Sockets Layer (SSL) encryption to protect your information, including your search data and your payment information. You do have to provide your name when creating an Answer Lady account, but the platform never sells your information to third parties. You must create a password to log into your account, but two-factor authentication isn’t available.

I like that Answer Lady is upfront about its security and privacy measures. The site’s privacy policy is accessible and very easy to read. If you’re worried about your personal data, this policy lays out exactly how limited Answer Lady’s data sharing is. The site complies with the California Consumer Privacy Act (CCPA) and will delete personal data upon written request.

One important point to note is that Answer Lady is not registered as a Consumer Reporting Agency in the US. This means that you cannot legally use data from the site for purposes protected under the Fair Credit Reporting Act, such as running background checks on potential employees or tenants.

How Answer Lady Works

Answer Lady makes it easy to find information about anyone in the US if you know their name, phone number, email address, or an address associated with them. Just enter the details you know and Answer Lady will show you a list of potential matches. Then you can click on any match to generate a full report on that person. 

How To Get Started With Answer Lady

You can start searching with Answer Lady right away, without first signing up for a subscription. Choose the search function that matches the information you know about your subject. Then enter your information and run a search.

Answer Lady will display potential matches, including their name, known cities where they have lived, partial email addresses, and partial phone numbers. If you see a match that you think is the subject you’re looking for, the next step is to generate a report.

For that, you’ll need to pay. Answer Lady offers a five-day trial for $1 or unlimited plans starting at $12.93 per month. Answer Lady accepts payment by credit card, debit card, or PayPal. Once your payment is processed, you can continue to your subject’s full report and run an unlimited number of searches on additional subjects.

Overall, I found Answer Lady to be very easy to use. Once you’ve set up an account, you can run searches and generate reports in just a few seconds.

Answer Lady Customer Service

Answer Lady offers customer support by phone and email from 7am-6pm (PT) Monday-Friday and 7am-3:30pm on weekends. I called and got in touch with a support agent within two minutes. The company says that email responses take one to two days.

Answer Lady also has an outstanding online knowledge center. It includes details about how to use the search functions, how Answer Lady protects users’ privacy, and where the platform’s data comes from.

How To Cancel or Pause an Answer Lady Subscription

Answer Lady offers one-month and three-month subscriptions, and these will auto-renew by default. If you want to cancel your subscription, you can turn off auto-renew within your online account settings. You can also cancel by contacting Answer Lady’s customer support team.

Answer Lady does not enable you to pause a subscription and does not offer prorated refunds if you decide to cancel your subscription early.

Is There an Answer Lady App?

Answer Lady does not offer an app at this time. However, the website is responsive and you can use it on your smartphone’s browser.

Answer Lady Pricing

How Much Does Answer Lady Cost?

Answer Lady offers a single membership tier that includes unlimited searches and reports. You can sign up month-to-month for $19.89 per month or for three months at a time for $12.93 per month. Your subscription auto-renews until canceled.

New users can try out Answer Lady for five days for $1. At the end of the trial period, you’ll automatically be billed for a one-month membership unless you cancel.


1-month membership
3-month membership
Cost per month

$19.89

$12.93

Searches

Unlimited

Unlimited

Data sources

Public records, phone directories, news websites, data brokers

Public records, phone directories, news websites, data brokers

Customer support

Yes

Yes


If you only want to look up a few people, the one-month membership plan is likely sufficient. However, if you like having ongoing access to a background check platform, then the three-month membership offers a lower monthly price. Either way, you get unlimited searches and reports for the duration of your membership.

Compared to other background check platforms, Answer Lady is fairly affordable. In fact, its three-month membership is one of the best deals around for running background checks.

What can you do With Answer Lady for free?

Answer Lady allows you to begin a search for free and view potential matches to your search data. This is helpful because you can see if Answer Lady can help you find the person you’re looking for before you pay for a membership. You can see the name, partially redacted phone numbers and email addresses, and all cities of residence for each potential match.

If you want to view the full report for any individual, you’ll have to sign up for a membership. The five-day trial for $1 is a good option if you only want to look up one person. Just remember to cancel your trial before it auto-renews.

Optional add-ons

Answer Lady does not offer any optional add-ons at this time.

Answer Lady Alternatives

How Does Answer Lady Compare to Other Background Check Services?


Answer Lady

BeenVerified

CheckPeople

TruthFinder

Price

$12.93-$19.89 per month

$14.86-$22.86 per month

$17.16-$27.65 per month

$23.28-$28.05 per month

Reports offered

People searches, reverse phone lookup

People searches, reverse phone lookup, social media searches, vehicle lookup

People searches, reverse phone lookup

People searches, reverse phone lookup, dark web scan

Search parameters

Name, phone, email, address

Name, phone, email, address, vehicle, social media handle

Name, phone

Name, phone, address

Smartphone apps

No

iOS and Android

No

iOS and Android


Answer Lady vs BeenVerified

BeenVerified is slightly more expensive than Answer Lady, but I think the extra cost is justified for complex searches. BeenVerified offers a wider range of information, including data about a subject’s vehicle, their education history, and their social media usernames. It also offers mobile apps for iOS and Android, making it easy to run searches on the go.

Answer Lady vs CheckPeople

Answer Lady is significantly cheaper than CheckPeople for unlimited searches and offers more ways to search for someone. CheckPeople also doesn’t provide any details about the security of its users’ data, while Answer Lady offers a detailed and transparent privacy policy. For most searches, I prefer Answer Lady.

Answer Lady vs TruthFinder

TruthFinder is more expensive than Answer Lady, and you may have to pay extra for premium reports. However, TruthFinder can be a good option for complex searches because it runs a deep web search in addition to returning data from public records. I use Answer Lady for quick, affordable reporting and TruthFinder for doing a deep dive into someone’s life.

Bottom Line  

Answer Lady is an affordable background check platform that can help you reconnect with old friends or find out more about someone new in your life. I like that it offers unlimited searches and that it generates reports in seconds, not minutes. The data is fairly comprehensive, although I would like to see Answer Lady include educational records and social media handles in its reports. 

Overall, I’d recommend Answer Lady for anyone who wants to run background checks quickly and doesn’t need the depth of reporting that some competing platforms offer.

Frequently Asked Questions
Is Answer Lady legit?+-

Answer Lady’s data comes primarily from public records databases, public data sources, and third-party data brokers. The platform claims that all of its data sources are verified. Answer Lady is not registered as a Consumer Reporting Agency, so it cannot be used for employment or tenant background checks.

Is Answer Lady free?+-

Answer Lady allows you to start a search for free, but you must have a paid membership in order to view a background report. There is a five-day trial for $1, and paid plans start at $12.93 per month. All paid plans include unlimited searches and reports.

Is it hard to cancel Answer Lady?+-

You can cancel your Answer Lady subscription at any time within your online account settings. You can also cancel by contacting Answer Lady’s support team. The company does not provide prorated refunds if you decide to cancel your subscription early.

Michael Graw is a freelance writer specializing in finance, business, and tech who writes for Top10.com. His work has appeared in numerous well-known online and print publications, including Techradar, BestMoney, Business2Community, Day Trade Reviews, Pacific Standard, Fortune, Business Insider, and more.

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