Choice Home Warranty offers straightforward plans with uniform pricing. Both the Basic and Total plans bundle systems and appliances, eliminating the need to choose between coverage types. The company provides coverage up to $3,000 per claim and includes a 60-day workmanship guarantee, double the industry standard 30-day term.

Coverage highlights:

• All plans bundle systems and appliances

• 49 states (excluding Washington)

• 24-48 hour technician dispatch

• First month free with annual payment

• 60-day workmanship guarantee (2x competitors)

What to consider: The $3,000 cap works well for standard systems but may not fully cover high-end replacements. Keep dated HVAC maintenance receipts to avoid "improper maintenance" claim disputes, which are common with high-volume providers.

Expert perspective: Best value for homeowners with average-value systems who prioritize predictable pricing over customization. The 60-day workmanship guarantee provides superior protection. Ideal for first-time warranty buyers.

Select Home Warranty provides competitively priced coverage for most major appliances and systems. Their premiums start at just $36/month, which is more affordable than other home warranty companies.

Jennifer Spinelli, real estate professional, investment advisor, and founder and CEO of Cash For Houses, calls Select Home Warranty "reliable and trustworthy." She adds that she no longer worries about "costly repairs or replacements due to breakdowns or malfunctions."

Three different plans are available and all of them include free roof leak coverage. However, Select Home Warranty's services aren't available in Nevada, Washington, or Wisconsin.

Why we chose Select Home Warranty: Their affordable premiums and minimal fees elevate them above their competitors. It's also convenient that they offer two months free with their annual plan.

Our experience: We were particularly impressed with Select Home Warranty's 24/7 friendly phone support and free roof leak coverage. 

Offering coverage for a wide range of systems and appliances, AFC Home Warranty could provide essential peace of mind if one of the key items in your home were to fail. It offers 4 plan types (Systems, Silver, Gold, and Platinum), with each providing 24/7 in-house claims support. 

Although its prices are roughly in line with industry standards, the provider does have a number of advantages over its rivals, including the longest workmanship guarantee in the industry and a range of attractive benefits.

Benefits:

• Guaranteed repairs for the life of your plan

• 24/7 customer service and claims service

• Choose your own contractor for services

• Multiple plan options and add-ons

Plans and Pricing:

AFC Home Warranty offers four plans and optional add-on coverage.

• Systems Plan: Covers six home systems

• Silver Plan: Covers eight appliances

• Gold Plan: Covers all appliances and home systems included in the Systems and Silver Plans

• Platinum Plan: Covers 17 appliances and home systems, including all those covered by the Gold Plan

States Serviced:

AFC Home Warranty services all states except Hawaii.