Choice Home Warranty stands out with its two straightforward plans and uniform $100 service fee. Its Basic Plan covers essential home systems and appliances, while the Total Plan covers air conditioning, refrigerators, and washers. It’s also our top home warranty for plumbing since it covers your entire plumbing system, including your water heater and garbage disposals. It also covers parts of your electrical system that regulate water pressure.  

As Jake Hill, CEO of DebtHammer, notes, Choice Home Warranty is "especially helpful for owners of older homes" since it doesn't "deny coverage based on the age of your home's systems or appliances." 

Choice Home Warranty offers substantial protection, covering up to $3,000 per successful claim. Plus, you get your first month free if you purchase any single-payment home warranty plan. 

Why we chose Choice Home Warranty: Choice Home Warranty's straightforward plan structure and single $100 service fee make it our top option. In addition to its homeowner plans, CHW provides professional coverage for buyers and sellers. It also offers a 30-day trial, so you can try its services risk-free before fully committing. 

Client perspective: Irene Smith (53) notes, "My last repair for my garage door was the best experience I’ve had in all the years I've had home warranty service. “ She also adds that the service person was on time, explained the issues, and fixed a major problem in about 15 minutes. “It was quick, professional, and couldn’t have been easier.”

Select Home Warranty provides competitively priced coverage for most major appliances and systems. Their premiums start at just $36/month, which is more affordable than other home warranty companies.

Jennifer Spinelli, real estate professional, investment advisor, and founder and CEO of Cash For Houses, calls Select Home Warranty "reliable and trustworthy." She adds that she no longer worries about "costly repairs or replacements due to breakdowns or malfunctions."

Three different plans are available and all of them include free roof leak coverage. However, Select Home Warranty's services aren't available in Nevada, Washington, or Wisconsin.

Why we chose Select Home Warranty: Their affordable premiums and minimal fees elevate them above their competitors. It's also convenient that they offer two months free with their annual plan.

Our experience: We were particularly impressed with Select Home Warranty's 24/7 friendly phone support and free roof leak coverage. 

Offering coverage for a wide range of systems and appliances, AFC Home Warranty could provide essential peace of mind if one of the key items in your home were to fail. It offers 4 plan types (Systems, Silver, Gold, and Platinum), with each providing 24/7 in-house claims support. 

Although its prices are roughly in line with industry standards, the provider does have a number of advantages over its rivals, including the longest workmanship guarantee in the industry and a range of attractive benefits.

Benefits:

• Guaranteed repairs for the life of your plan

• 24/7 customer service and claims service

• Choose your own contractor for services

• Multiple plan options and add-ons

Plans and Pricing:

AFC Home Warranty offers four plans and optional add-on coverage.

• Systems Plan: Covers six home systems

• Silver Plan: Covers eight appliances

• Gold Plan: Covers all appliances and home systems included in the Systems and Silver Plans

• Platinum Plan: Covers 17 appliances and home systems, including all those covered by the Gold Plan

States Serviced:

AFC Home Warranty services all states except Hawaii.