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Top Reviews

Choosing an Online Business Checks Service

These are the top business check services on the market today. Read on for in-depth details on features, plans, and pricing. 

Deluxe

  • Multiple easy ordering options

  • Strong security features built-in

  • Money back guarantee

  • Fast shipping options

Deluxe is one of the most frequently-used check companies for business checks, and here’s why. You get fast service, easy online ordering, and state-of-the-art security all rolled into a convenient and friendly service that’s reliable, to boot.

With Deluxe, you can order personal or business checks, and the business options available are expansive. You can get computer checks that are compatible with the most popular check software like Quicken and QuickBooks. Payroll and accounting books are also available via this service. Printed checks can be delivered in as little as two business days, so there’s no waiting around to make payroll either. What we found even more impressive is the money-back guarantee.

If safety is important to you (and it should be when it comes to drafting checks for your business), then you’ll appreciate the many security features Deluxe makes available to its customers. You can get CPSA-approved security details on your business checks including heat-sensitive ink, chemical alteration detection, watermarks, and visible embedded fibers. Don’t forget the exclusive hologram feature that ensures no duplications can be made even with a high-grade laser copier or printer.

Deluxe also gives you plenty of room for personalization with your business checks. Add logo designs, impressive fonts, and even monograms. If you want to go all out, with Deluxe, you can insert a background image onto your checks for a totally customized design. Wondering if Deluxe is the right solution for you? 

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Carousel Checks

  • Huge variety of business check designs

  • Both check registers and deposits available

  • Lots of check formats

  • Super-fast shipping

When you look at everything it has to offer, it’s no wonder Carousel Checks has been around for as long as it has. You can get everything your business needs from accounts payable checks to payroll, multi-purpose, and top or mid laser checks from the same place. Other options include single sheet, duplicates, balance sheets, top stubs, and even ink stamps like void and paid. And Carousel Checks is also one of the fastest check printing services around, offering next business day shipping on most orders. To top it all off, Carousel Checks are competitively priced, giving up to 80% discounts on standard bank prices.

Carousel Checks has one of the widest ranges of design options for business checks too, so you can make your checks stand out. Choose from fun colors, motivational quotes, and scenic shots that’ll take your breath away. You’ll even get free logo printing on your order from Carousel Checks, or you can upload your own photos for the ultimate in personalization. The design options don’t stop there either. You can choose from more than 100 checkbook cover designs including stylish materials and colors to really wow your customers.

Carousel Checks business checks conform to CPSA standards, so you know that your checks are tamper-proof. Additionally, Carousel Checks adds some security features of its own including microprint security line to prevent copying and check safe backer to thwart reverse side reproduction. 

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Extra Value Checks

  • Lots of check designs

  • Track deliveries and order status online

  • Thousands of positive reviews

  • Security features on checks

Extra Value Checks certainly lives up to its name, offering businesses an inexpensive way to order print or digital checks with ease. Competitive pricing hasn’t made this company skimp on quality, though. You’ll get top-of-the-line checks that come with impressive security features, colorful design options, and a variety of check types to suit every need.

Let’s start with the variety. You can really get every type of check from Extra Value Checks including accounts payable checks, general purpose checks, executive deskbook checks, payroll checks, and multipurpose checks. What's more, digital checks are compatible with the most commonly used check software like QuickBooks, for a seamless and effortless payroll each month.

What we were really impressed by was the amount of variety Extra Value Checks offers. After all, just because these are business checks doesn’t mean they can’t have a bit of personality to them! Extra Value Checks has hundreds of designs to choose from, from patriotic designs to your favorite cuisine, floral designs, and geometric patterns.

Enjoy the full suite of security features as well with Extra Value Checks. Each check comes with tamper-resistant features like microprint signature line, so checks can’t just be photocopied and security screens, so the original document print is absent on copies. These are all vital security measures to keep your business safe, and Extra Value Checks provides them all. 

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Choosing an Online Business Check Service

Running a business can be a rewarding experience, but it requires constant vigilance to keep expenses under control. This is a fact that business owners are reminded of every time they have to write a check. It’s ironic then that those very checks that serve as a reminder of the cost of doing business can also serve as a golden opportunity to save money. 

Online check ordering services provide businesses a way to significantly cut costs without sacrificing quality or security. In fact, by ordering checks online, a business can save anywhere from ⅓ to ½ the cost of buying checks from a bank. 

There are also other benefits to buying checks from an online provider, as well as special features that vary from service to service. It’s important to compare check printing services before ordering checks to see who provides the most value for money. 

Important Features in a Check Ordering Service

Check Variety and Add-ons

Determining which check ordering service you use begins with choosing which type of checks you need for your business. There are several varieties of business checks, including:

Software Compatible Laser Checks

These are checks that can be put into a printer and filled out with a computer. You should ensure that the check provider you choose is compatible with the accounting software that you use, be it QuickBooks, Quicken or another platform. 

Manual Checks

These are checks that you fill out by hand with a pen. They come in a variety of forms, such as 3-to-a-page that can fit into a binder, or in a compact size for traveling.

Payroll Checks

These are checks designed specifically for paying employees. They are available in both manual and laser form and come pre-printed with deduction captions for local, state and federal taxes.

High-Security Checks

While any business check will include measures against fraud, these checks take added safety measures, such as watermarks, heat-sensitive ink, invisible fluorescent fibers, chemically sensitive paper and anti-copy technology.

In addition, check services offer all of the above check options with different methods of tracking checks, such as side stubs, or duplicate copies of registers. You should also see if they include accessories, such as endorsement stamps, binders, or deposit tickets.

Some services offer further customization options, such as special designs, or the option to imprint your company’s logo on the check.

Price

While you’re sure to save money ordering checks online, as opposed to from the bank, there is some variance between the different check types and the various services. As a general rule, laser checks will cost you more than manual checks, and checks with extra features, such as high-security checks, will come at a premium. 

When comparing prices it is important to ensure that you know how many checks are included in a set in order to get a proper apples-to-apples comparison. Also, many services offer a bulk discount with the price of checks going down the more you order.

Money-Back Guarantee

It is essential that you be able to get your money back if any part of your order has not been carried out properly and your check contains false information. Because of the sensitive nature of payments and bank information, you cannot afford to have an erroneous account number, routing number, name, or address on your business checks. Of course you should double and triple check your information before submitting your order and the service should have a mechanism in place to ensure you that they have the correct information before printing. However, mistakes still happen occasionally and you have to know you will be compensated if your checks are unusable.

Shipping Time and Cost

Shipping times vary for different services, and often you will have different shipping options for different prices at a given provider. Times can range from 2 to 14 days, and beyond. Cost generally depends on the weight of your order, as well as your location within the US. Bear in mind that customized orders, such as the adding of a logo, can add as much as 10 days to the process.

Security

When dealing with sensitive information such as the finances of your business and your bank account information, you want to ensure that the check company you are ordering from is safeguarding your information. While it is convenient to provide your banking information for your checks online, it should only be done so if the company has taken the proper precautions and encrypted your personal information. 

In addition, you want to ensure that the checks you're receiving adhere to the Check Payment Systems Association's (CPSA) security specifications. If your transactions are particularly sensitive and you require more security assurances, it is suggested that you opt for high security checks.

Must Read

Business Checks: Are They Safe?Read More
5 Top Business Check Services to Integrate with Your Payroll ServicesRead More
Why Order Business Checks OnlineRead More

Top Reviews