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Zoho Billing Accounting Software Review 2024

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In a Nutshell

Launched in 2011, Zoho Billing is a cloud-based accounting platform that provides small business owners with user-friendly bookkeeping solutions. It enables companies to record transactions, bill clients, track time, automate workflows, and stay tax compliant, all in one place. Zoho Billings’ straightforward pricing structure ensures that features and functionality scales with your business, growing to meet your needs as your business expands.


  • Simple pricing, with monthly or annual plans—and no hidden fees.
  • Integrates easily with other software platforms and products
  • Comes with a mobile app for convenient, on-the-go accounting


  • Support for payroll limited to just 4 states
  • No enterprise plan for larger middle market firms
  • Lacking in end-to-end inventory management features

Zoho Billing at a Glance

Editorial Score


Accounting, bookkeeping, invoicing, payroll, time tracking


Accounts payable automation, billing management, project/job costing, inventory management, payments, 1099s for contractor


No free trial KDF_sCORE=7.0


50+ apps and integrations

Customer Support

Contact Zoho Books support by email, phone, or live chat during business hours or pay for premium support 24/7

Zoho Billing Zoho Billing Visit Site

Zoho Billing at a Glance

Best for
Small and mid-sized businesses
Price range
Key features
Streamlined billing process, invoicing, expense tracking, accounts payable, tax compliance, financial reporting
Zoho Billing mobile app for iOS and Android
Zoho Apps, Alvalara, Zendesk, Zapier, Stripe, PayPal, Slack, and 20+ more

Zoho Billing Ease of Setup and Use

Zoho Billing offers a straightforward setup and onboarding process. You simply select a plan, create an account, and sign in to your dashboard. Because it’s a cloud-based offering, there is no software to download or install—everything is online.

If you’re using Zoho Billing for the first time, the software will take you through a step-by-step onboarding process. You’ll be able to customize the platform according to your organization’s needs, connect any external accounts, and input tax details.

The program sports an intuitive and streamlined dashboard, where you can get an at-a-glance look at your organization's financial metrics. For a more detailed view, Zoho Billing keeps tabs on your invoice, expense, sales, and banking history. The platform also allows you to track time spent on projects, automate certain tasks, and integrate with payroll and inventory management providers

You can even invite other users to the platform—so if you have an accountant or a part-time bookkeeper, you can add them, too. In addition, you can create custom roles with unique permissions so that your staff only get access to what they need.

Zoho Billing Pricing and Plans

Zoho Billing features a simple, 4-tier pricing structure.

Invoices, payments, expense tracking, bank account connections, chart of accounts, manual journal, manage 1099 contractors
Everything in Free, plus multiple users, project tracking, customization, timesheets, sales tax tracking, expanded support
Everything in Standard, plus billing, sales orders, purchase/sales approvals, multi-currency functionality, custom roles, project costing, custom notifications, workflow automation
Everything in Professional, plus vendor portal, budgeting, validation, webhooks, custom reporting, expanded integrations

Zoho Billing Features

Zoho Billing is a comprehensive accounting platform that features expense tracking, budgeting, and payment capabilities.

General Ledger and Expense Tracking

All businesses using Zoho Billing can set up a general ledger, chart of accounts, and journals—and can track and categorize expenses by linking their credit card and bank accounts. Subscribers to the Professional plan gain access to multi-currency and recurring billing features, while Premium plan users can benefit from budgeting and project costing functions.

Inventory Management

Zoho Billing Premium plan allows you to create purchase and sales orders but does not feature an end-to-end inventory management solution. If your business has complex inventory tracking needs, you can integrate Zoho Billing with Zoho Inventory to unlock access to more sophisticated offerings, such as item management, backorder tracking, inventory analytics, and vendor relationship management.

Billing and Invoicing

All Zoho Billing plans, including the free version, have access to invoicing and bill pay. Clients can pay directly using the built-in invoicing feature, though you can integrate with other payment processors, such as Stripe or PayPal, for more flexibility.

Subscribers to the Professional and Premium plans also receive access to project management, time tracking, job costing, and custom reporting—allowing business owners to get a more granular understanding of a project’s risks and profitability.

However, Zoho Billing doesn’t come with payroll. For that, you’ll need to integrate with Zoho Payroll, which is currently available only in California, Texas, Florida, and New York.

Zoho Billing Integrations

The service integrates with a range of platforms, including payment gateways, Zoho Apps, payroll apps, tax software, document management services, and workplace communications platforms. Find a complete list of integrations here.

Zoho Billing Mobile Apps

The program comes with a companion mobile app, available on both iOS and Android. The mobile app allows you to record expenses and upload receipts the moment a purchase is made.

Zoho Billing Zoho Billing Visit Site

Zoho Billing Customer Support

You can access an extensive cache of how-to’s and instructional videos—all on Zoho’s website. There’s documentation on everything from workflow automation and setting up your chart of accounts to invoice management and running financial reports. For additional guidance, you can contact Zoho Billing support by email, phone, or live chat.

Bottom Line

Zoho Billing provides midsize and small business owners and accountants with a comprehensive accounting solution featuring expense tracking, bill pay, invoicing, financial reporting, and tax compliance capabilities. The program also integrates with payroll providers and inventory management platforms so you can centralize all your back-office functions in one place.

Ryan is a freelance personal finance and investments writer, with more than 3 years of experience trading and writing informative financial content. A chemical engineer by degree, Ryan's interest in finance grew out of a love of data science and computational statistics. His byline can be found on well-known sites such as The Motley Fool, Investing In The Web, and Top10.com.

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