SuperMoney Review

30 reviews
Michael Dinich

In a Nutshell

SuperMoney is an online marketplace for student loan refinance, plus other types of loans such as personal loans and auto loans. With SuperMoney, users can easily compare pre-qualified rates from multiple lenders with one form. SuperMoney works with some of the top student lenders in the business. Users may refinance private student loans, federal student loans, or a combination of both.


  • Compare multiple lenders with one form
  • Great user experience, easy to compare options
  • Variable or fixed APRs


  • SuperMoney isn’t a direct lender
  • User must share personal details to get rates
  • No telephone support line

SuperMoney SuperMoney Visit Site

SuperMoney at a Glance 

Loan types
Student loan refinance
Loan amount
$1,000 - $1,000,000
Repayment terms
3-20 years
APR from
Best for
Comparing multiple student loan refinance options in minutes

Best For?

If you’ve decided to refinance your student loans but don’t know who to do it with, SuperMoney can help. With SuperMoney, users can compare student loan refinance options with one online form. If you’d prefer not to share your contact details, SuperMoney also has a rates comparison page that lets you check out the range of rates, terms, and loan amounts offered by each of its partnering lenders. SuperMoney does in minutes what it would take most people hours to do on their own. Its search tool taps into real-time rates from its partners to allow users to instantly compare rates.

Loan Features

SuperMoney’s main function is matching borrowers with lenders. With that said, it also offers plenty of tools and resources to help you decide which student loan refinancing option is best for you:

Highlights include:

  • Refinancing options for private student loans, federal student loans, and a combination of the 2.
  • Real-time rates from a network of top lenders including SoFi, LendKey, PenFed, Upstart, and Earnest.
  • Compare pre-qualified rates in minutes with a short online form.
  • Tool that lets you change rate type (variable or fixed), loan term, and loan amount and see what it does to APRs.
  • Option of seeing general rates comparison without having to provide contact details.
  • Open to customers from across a range of credit scores.

The Application Process

SuperMoney helps its users get pre-qualified for multiple lenders. The user may select one or more of the lenders to complete an application on the lender’s website. Because SuperMoney only pre-qualifies its users and doesn’t actually see them through to the end of the process, using the service doesn’t affect your credit score. It only takes a couple of minutes to go through the entire process. On the last page, you’ll see who SuperMoney has matched you with. If you like the look of one of the options, click on it to be redirected to the lender’s website and complete your application.

Here’s what you’ll be asked to provide:

  • Type of loan you want to refinance (private, federal, or both)
  • Amount you want to refinance, broken down by amount of student debt from private loans and amount of debt from federal loans
  • Estimated credit score
  • Highest academic degree completed (e.g. Bachelors, PhD)
  • School where you obtained the degree, including graduation date
  • Pre-tax annual income (you will be asked to verify it when you fill out an application with your chosen lender)
  • Name, date of birth, email, phone number, and home address
  • Residency status (e.g. US citizen, US resident, non-resident status)
  • Social Security number. (SuperMoney will run a soft credit query, which won’t affect your credit score)

Loan Terms

As mentioned above, one of the benefits of using SuperMoney is that it works with a range of lenders that offer a range of loan amounts, APRs, and repayment terms. SuperMoney looks at your details and filters through its network of lenders to find the best student loan refinance deals for your needs.

SuperMoney’s partners offer a wide range of loan options:

  • Fixed or variable APRs.
  • Loan amounts of $1,000 to $1 million, although most lenders offer up to $300,000.
  • Cosigner option.
  • Unemployment protection option.
  • Some lenders offer the option of no origination fees and no prepayment fees.

Repayment Terms

One of the benefits of a loans marketplace like SuperMoney is lenders are forced to lower their rates to compete for borrowers. As a result, the rates found in SuperMoney’s network are highly competitive.

Lender APRs and terms fall within the following ranges:

  • Variable-rate refinancing from 2.61% APR
  • Fixed-rate refinancing from 3.39% APR.
  • Loan terms range from 3-20 years.

How Safe Is It? 

Although SuperMoney isn’t a direct lender, it still needs to collect your data in order to find you real-time rates. Rest assured, SuperMoney says it is committed to protecting user data. According to SuperMoney, it never shops personal data to the highest bidder. Therefore, there’s no need to worry about receiving non-stop robocalls after you use this platform.

Help & Support

SuperMoney is solely an online operation and does not offer phone support. If you do face any issues, users may submit tickets through the SuperMoney website. Don’t forget to leave your contact details on the form so that a customer support rep can get back to you.

SuperMoney SuperMoney Visit Site


If your student debt is getting out of control, SuperMoney can help you compare your refinance options. One of the great things about SuperMoney is it works with many of the top lenders in student loan refinancing. Its platform lets you compare rates from multiple lenders on one page, saving you the trouble of filling out a separate form on each lender’s website. SuperMoney’s service won’t cost you a dime, and you may use it as many times as you want without any obligations.

Physical Address

SuperMoney, LLC
3100 S. Harbor Blvd, Suite 190

Santa Ana, CA, 92704

Michael has worked in personal finance for over 20 years, helping families reduce taxes, increase their income, pay down debt and save for retirement. Michael is passionate about personal finance, saving money, and all things geeky.

SuperMoney customer reviews

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Top Reviews

Mick, AK
8 months ago

Ease of use

Brand satisfaction

Value for money

Service quality

Super money is a reliable service that gave us comparisons on different student loans. It was helpful to confirm that all of the loans were really high interest.

8 months ago

Loan was very affordable and we hope to be able to pay soon because the interest are low and gives us the opportunity to progress

Andrea, ND
a year ago

I thought SuperMoney was a great service for me when looking for college loans and it helped me get through college.

Chelsea, OH
9 months ago

My sister is with super money and never stops talking about them. From her they're absolutely amazing and how she feels she's gotten through school.

Holly, MI
9 months ago

It helps me keep my money where it needs to be and doesn't let me spend more than I really need to or want to

Shan, AL
a year ago

Has great customer services and outstanding ways to understand what is being explained for the quality of your money

6 months ago

Their service is good. I am satisfied with the loan I got after the comparison they offered, and it is getting me through school

Aman, NY
7 months ago

It gives you a lot of information so you can inform yourself on student loans out there. Unfortunately, interest rates are high, but that's what's out there.

10 months ago

They gave me great comparisons of loans and I was able to choose from the available options. Helping me through grad school.

Josh, NJ
a year ago

They're very easy to use I didn't have issues with them and I love there customer service they make you feel like comfortable

Lexi, GA
8 months ago

It helped me manage my student loans and get a plan where I could be more educated about them and what I could be allowed to do

Mia, CA
9 months ago

It has helped me get and pay my student loans, and it fits my budget perfectly. It has great customer service and no complaints from me.

Solange, NY
8 months ago

Because my colleagues have used this and it is getting a good word of mouth from people I know.

Brittany, AZ
a year ago

They make it kind of difficult to actually be able to get a loan through them and it requires a lot on your part.

Ashley, NJ
9 months ago

They are super easy to understand. They take the time to help their consumers compare and find the loan that is right for them.

Ana, IL
7 months ago

They were difficult to use and the interest looks steep. But I don't have to pay until I graduate.

Kylie, RI
7 months ago

I liked it because it has good questions it was very detailed and I liked the way it was set up. I dislike the interest rates.

Cindy, PA
7 months ago

I utilized SuperMoney for my daughter's college tuition. It was nothing to brag about.

Ronnie, AR
8 months ago

I was able to get my student loans with SuperMoney. I won't have to pay them off until I graduate in a few years.

N.K., NY
7 months ago

I do wish that using this brand would be easier and would help me in finding the best way to use my money for my college funds.

30 reviews