Simple Tuition Review Staff

In a Nutshell

SimpleTuition is LendingTree’s dedicated comparison tool for student loans. Its powerful online platform lets users compare all types of student loans, from private to federal, undergrad to postgrad, and first-time loans to refinancing. It even has a search tool for scholarships. SimpleTuition by LendingTree is completely free and it takes just minutes to see student loans from its large network of lenders.


  • Rates from large network of student lenders
  • Covers all types of student loans
  • Scholarships search tool


  • Not a direct student loans provider
  • Contact details required to see rates

Simple Tuition Simple Tuition Visit Site

Simple Tuition at a Glance

Loan types: Undergrad and postgrad

Loan amount: $1,000 to $500,000

Repayment terms: 5-20 years

APR from: 2.75%

Minimum credit score: No minimum credit score and can apply with cosigner

Fees (including prepayment fees): Some participating lenders drop all origination, application and prepayment fees. Most charge a late payment fee


SimpleTuition exists for one thing and one thing only: to find users student loans from its massive network of lending partners. Although this isn’t the only student loans search tool on the internet, it is the most comprehensive. SimpleTuition’s partners offer virtually every type of student loan in existence. This service covers fixed-rate and adjustable-rate loans, private and federal student loans, and refis. 

With SimpleTuition, you can compare these types of private student loans:

  • Undergrad loans

  • Graduate loans

  • Community college loans

  • Part-time student loans

  • Non-certified loans

  • Loans for specific types of courses, such as nursing

  • Loans for specific grad certifications, such as Bar Exam and MedCap

Suitable For?

SimpleTuition is a great choice for anyone wanting to compare private student loans. Thanks to its massive network of lending partners, SimpleTuition can help anyone find the cheapest student loan for their needs. 

Loan Features

As mentioned above, SimpleTuition is an online platform that lets you compare lenders. SimpleTuition works with an enormous network of student loans providers, and it would take hours to describe all the features you can find with each individual lending partner. In order to keep this simple (no pun intended!), the following is a list of features you can find on the SimpleTuition platform itself.

  • Student loans comparison tool, searching through SimpleTuition’s network to connect you with varying rates.

  • Refinance tool, designed to connect holders of student debt with refinancing options from private lenders.

  • Scholarship center, a valuable search tool that helps connect users with scholarship opportunities for full-time academic degrees.

  • Free tools and resources on managing student debt and on financial management in general.

  • Free guides to private financial aid, federal student aid, and grants.

The Application Process

There are 2 steps to applying for a loan using SimpleTuition. The first step involves using SimpleTuition’s search tool. The second step consists of completing the application with your chosen lender. 

Each user must enter the following information to get rates from SimpleTuition’s student loans search tool: 

  • Identify yourself as college student, grad student, or parent of student

  • College you’ll be attending

  • Loan amount

  • Year of graduation

  • Home zip code

  • Email address

Each lender sets its own rules on what you need in order to apply. As a general rule, lenders typically ask for the following:

  • Basic information, including contact and financial details

  • Proof of being a US citizen or permanent resident

  • Social Security number (so that the lender can run a soft credit check)

  • Information about school and degree

  • Information about any current employment

  • Financial documentation, including paychecks, and credit cards

  • Cosigner’s personal and financial information (if you bring a cosigner)

Eligibility Requirements

SimpleTuition works with a large network of lenders, and the eligibility requirements vary from partner to partner. Having said that, many of SimpleTuition’s lending partners have flexible eligibility requirements including no minimum credit score and the ability to bring a cosigner. 

Loan Rates

The comparison service is completely free to use. Loan rates vary from lender to lender. From a scan of the participating lenders, it appears the lowest possible rate is 2.47% and the highest is 18%. Rates tend to be lower for adjustable-rate loans in year one. That’s because when you agree to take on an adjustable rate, you’re taking on the risk of a rate increase before the end of the loan. Fixed rates start higher but offer stability. Bringing a cosigner can help convince a lender to offer a lower rate.

Repayment Terms

Repayment terms vary from lender to lender, but the minimum rate is 5 years and the maximum is 20 years.

How Safe Is It? 

SimpleTuition is owned and operated by LendingTree, a highly trusted and reputable loan comparison business. LendingTree and its subsidiaries—including SimpleTuition—process tens of thousands of loan applications every day. One of the reasons customers trust LendingTree and SimpleTuition is that they put in place the highest security and privacy protocols. Rest assured, all the information users share with SimpleTuition is encrypted. When you use SimpleTuition, you give consent to having your contact details shared with its lending partners (which is, of course, the whole point of using this service).

Customer Service

Based out of LendingTree HQ in Charlotte, North Carolina, SimpleTuition has been helping connect people with student loans since 2005. It has very good ratings for such a large provider, with a score of 8.3/10 from 1,000+ Trustpilot reviews. Although this is a primarily online service, users may contact customer service by email at

Simple Tuition Simple Tuition Visit Site

How SimpleTuition Compares

College Ave
Minimum credit score
Loan amounts
$1,000 - $500,000
$1,000 to full cost of degree
$1,000 to full cost of degree
Accepts cosigners
Suitable for
Finding the lowest rates
Flexible repayment options
Borrowing from a credit union


SimpleTuition by LendingTree is a comprehensive online search tool for all types of student loans. Backed by LendingTree’s enormous network of lending partners, SimpleTuition helps users compare virtually every type of private student loan. Whether you’re looking for fixed-rate loans or adjustable-rate loans, undergrad or graduate loans, or even alternative loans for things like the bar exam or community college, SimpleTuition can help connect you with lenders.'s editorial staff is a professional team of editors and writers with dozens of years of experience covering consumer, financial and business products and services.

Simple Tuition customer reviews

Be the first to write a review

Adjust category ratings

Ease of use

Ease of use

Brand satisfaction

Value for money

Service quality

Brand satisfaction

Ease of use

Brand satisfaction

Value for money

Service quality

Value for money

Ease of use

Brand satisfaction

Value for money

Service quality

Service quality

Ease of use

Brand satisfaction

Value for money

Service quality

Share your experience

People discuss, price, satisfaction level and more.

Write your review

19 Apr 2021

Almost done!

Check that everything's correct, fill in your details, and submit your review!


Ease of use

Brand satisfaction

Value for money

Service quality


Your review will be screened by our team
Thanks, we love getting your feedback
Simple Tuition