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In a Nutshell
pros
- Zero deductible
- Unlimited lifetime cover
cons
- Not all vets accept it
- Only 25% reimbursement
Highlights
- 45-day money-back guarantee
- All pets accepted
- Pre-existing conditions covered
What Pet Assure Covers
The simple answer is that Pet Assure covers anything and everything.
Pet Assure is not an insurance policy, but a veterinary discount plan - the veterinarian gives you a discount right at the time of service. Your Pet Assure membership entitles you to a straight 25% off your pet’s medical bills, at one of the program’s participating vets.
Limits and Deductibles
There are no limits or deductibles. However, payout is limited to 25% of your total vet visit expenditure.
Value For Money
Pet Assure costs $79 a year for a single cat or other small animal and $99 a year for a dog or other large animal. There is also a family plan, which covers up to 4 animals for $149 a year; and an unlimited plan, which covers every pet in your household for $199 a year. All plans incur a processing fee of $5.00 and have a 45-day money back guarantee.
Age Limits
There are no age limits. You can buy a Pet Assure membership at any age and your pet will be covered with no exclusions or conditions.
The Fine Print: What Isn’t Covered?
Pet Assure covers anything and everything, including pre-existing conditions.The catch is that not all vets participate in the plan. You’ll have to find a vet that accepts it in order to benefit. You can find a list of participating vets by searching your ZIP code on Pet Assure’s website.
Conclusion
Pet Assure’s 25% payout is low compared to insurance reimbursements, but may still be a great value for many pet owners. It’s affordable and has virtually no limits or exclusions. This makes it an ideal program if you have an older pet or a pet that suffers from conditions that are excluded by most other insurers, or if you can't afford to insure multiple pets.
