PetAssure Review

ByTop10.com StaffNov.05, 2018

This site is a free online resource that strives to offer helpful content and comparison features to its visitors. Please be advised that the operator of this site accepts advertising compensation from companies that appear on the site, and such compensation impacts the location and order in which the companies (and/or their products) are presented, and in some cases may also impact the rating that is assigned to them. To the extent that ratings appear on this site, such rating is determined by our subjective opinion and based on a methodology that aggregates our analysis of brand market share and reputation, each brand's conversion rates, compensation paid to us and general consumer interest. Company listings on this page DO NOT imply endorsement. Except as expressly set forth in our Terms of Use, all representations and warranties regarding the information presented on this page are disclaimed. The information, including pricing, which appears on this site is subject to change at any time.

In a Nutshell

Pet Assure is a veterinary discount plan that has been around since 1995. Pet Assure provides members with a 25% discount on all veterinary services from the time of service. Well, sick, and emergency visits are included for all types of pets in all stages of health, with virtually no exclusions.

pros

  • Zero deductible
  • Unlimited lifetime cover

cons

  • Not all vets accept it
  • Only 25% reimbursement

Highlights

  • 45-day money-back guarantee
  • All pets accepted
  • Pre-existing conditions covered

What Pet Assure Covers 

The simple answer is that Pet Assure covers anything and everything.

Pet Assure is not an insurance policy, but a veterinary discount plan - the veterinarian gives you a discount right at the time of service. Your Pet Assure membership entitles you to a straight 25% off your pet’s medical bills, at one of the program’s participating vets.

Limits and Deductibles 

There are no limits or deductibles. However, payout is limited to 25% of your total vet visit expenditure.

Value For Money

Pet Assure costs $79 a year for a single cat or other small animal and $99 a year for a dog or other large animal. There is also a family plan, which covers up to 4 animals for $149 a year; and an unlimited plan, which covers every pet in your household for $199 a year. All plans incur a processing fee of $5.00 and have a 45-day money back guarantee.

Age Limits 

There are no age limits. You can buy a Pet Assure membership at any age and your pet will be covered with no exclusions or conditions. 

The Fine Print: What Isn’t Covered? 

Pet Assure covers anything and everything, including pre-existing conditions.The catch is that not all vets participate in the plan. You’ll have to find a vet that accepts it in order to benefit. You can find a list of participating vets by searching your ZIP code on Pet Assure’s website.

Conclusion 

Pet Assure’s 25% payout is low compared to insurance reimbursements, but may still be a great value for many pet owners. It’s affordable and has virtually no limits or exclusions. This makes it an ideal program if you have an older pet or a pet that suffers from conditions that are excluded by most other insurers, or if you can't afford to insure multiple pets.

PetAssure