Personal Loans Articles

Learn about how getting a loan online works and how to find the best one for your specific financial needs.

Personal Loans to Become Cheaper as Fed Cuts Interest Rates

Personal loans are the fastest growing form of consumer credit in the United States and they’re about to become even more popular.
Aug. 05, 2019

LightStream vs. SoFi: Which Lender is Best If You Have Good Credit?

The financial services industry of today is full of companies promising easily approved loans with good rates no matter what your credit’s like. Th...
Aug. 04, 2019

Get the Lowdown on How to Calculate Your Credit Score

If you’ve ever applied for a loan, tried to buy a large item on a financing plan, or have a credit card, you’ll have been asked about your credit s...
Aug. 04, 2019

SoFi vs. LendingTree: Battle for the King of Personal Loans

Both LendingTree and SoFi are well-known names in the finance industry. You can get loans of varying types from both including mortgages, personal ...
Aug. 04, 2019

Why Payday Loans Are a Bad Idea and What Are the Alternatives

A payday loan (or cash advance loan) is a high-interest loan that borrowers can turn to when they have an immediate need for cash. Payday loans are...
Aug. 04, 2019

Best Personal Loans for Good Credit

When you apply for a personal loan, one of the factors that stands above all others in determining your rate is your credit score. The higher your ...
Aug. 04, 2019

Personal Loans for Bankrupts: How to Get Back on Your Feet

Gone are the days when declaring bankruptcy was akin to agreeing to wear a scarlet letter. With the stigma all but over, today declaring bankruptcy...
Aug. 04, 2019

Short Term Loan vs Long Term Loan: How They Work and Which is Bes...

The monthly cost of a personal loan is determined by 3 factors: loan amount, interest rate, and loan term.
Aug. 04, 2019

LendingTree vs. Fiona: Which Personal Loans Provider is Better?

LendingTree and Fiona are both market leaders in the personal loans industry. We compare features of both companies to help you decide which one su...
Aug. 04, 2019

The 5 Short-Term Loan Companies You Need to Know

Short term loans are great if you’re short on cash now, but won’t be in the near future, or for large expenses such as home repairs or appliances. ...
Aug. 04, 2019

Best Home Improvement Loans of 2019

If you’re looking to make renovations but don’t yet have the cash flow, a home improvement loan is a solid way to get the funds you need, with term...
Aug. 04, 2019

SoFi VS. Lending Club - Personal Loan Companies Compared

SoFi and Lending Club are 2 of the top peer lending platforms in the alternative lending industry, but they differ greatly in terms of loan terms a...
Aug. 04, 2019

Best Personal Loans for Excellent, Good & Fair Credit Scores

Many people seek out personal loans without really understanding the mechanics behind the process. Getting accepted by a lender for a personal loan...
Aug. 04, 2019

Best Personal Loans with a Cosigner

Do you have poor credit? Find out how to improve your chances of securing a loan by applying for one with a cosigner.
Aug. 04, 2019

The Best Personal Loan Companies for Every Loan Type

While most loan providers offer more than one loan type, each usually has one area in which it specializes. Some loan providers are strong in P2P l...
Aug. 04, 2019

Best Unsecured Personal Loans of 2019

With an unsecured personal loan you can get quick access to funds. Check out some of the best online lenders and marketplaces that offer attractive...
Aug. 04, 2019

LendingTree vs LendingClub - Which is the Better Loan Company?

LendingTree and LendingClub are both leading personal loan providers. Compare rates, terms and fees to see which one comes out on top for you.
Aug. 04, 2019

The Best Peer-to-Peer Lending Companies 2019

Peer-to-peer (P2P) lending platforms match individual investors with individual borrowers, cutting the banks out of the process.
Aug. 04, 2019

LendingClub vs. Prosper: Which Lender is Best for You?

From debt consolidation to innovation funding, borrowers look toward these resources to help make sense financially. With thousands of would-be le...
Aug. 04, 2019

The Dos and Don’ts of Taking Out a Personal Loan

Taking out a personal loan can be a smart and highly-effective way to consolidate your debt, which is the most common reason to take out such a loa...
Aug. 04, 2019

Online Personal Loans vs. Traditional Bank Loans: Which is Better...

Online personal loans are making it easier for consumers to receive funding, while traditional loans have advantages as well. Explore all the the p...
Aug. 04, 2019

5 Best Personal Loans for Veterans

Getting back in the swing of things in civilian life can be tough for military veterans, and financial issues can often be a fact of life. Many vet...
Jul. 31, 2019

Best Egg vs LendingClub: Which Loan Provider Comes Out On Top?

In a world where financial crisis is a commonly-used term, knowing a good lender can make the difference to someone struggling with their own finan...
Jun. 18, 2019

AmOne vs. Fiona: Which Personal Loans Marketplace is Better?

AmOne and Fiona are market leaders when it comes to people searching for an online personal loan. We compare features of both to see which comes ou...
Jun. 18, 2019

The Best Personal Loans for 2019

The personal loans industry is incredibly competitive, with hundreds of lenders competing for the attention of borrowers. With so much choice, it c...
May. 16, 2019

5 Best Personal Loans for Covering Medical Expenses

High medical costs can add insult to injury when you're recovering from a medical emergency. Even people who have medical insurance can find themse...
May. 16, 2019

Best Personal Loans for Students

Student loans—federal and private—can only get you so far, as many students find out when they enter college.
May. 16, 2019

Best Personal Loans for Debt Consolidation

If you need a personal loan to consolidate credit card debt, there are plenty of lenders who can help you pay off your debt faster and more efficie...
May. 16, 2019

Best Secured Loans of 2019

Secured personal loans may offer you more favorable loan terms. Read about the best lenders for this type of loan.
May. 16, 2019

The 5 Long-Term Loan Companies You Need to Know

If you need a personal loan and will have time to pay it back, a long term loan may be the best choice for you. Here's a comparison of the top 5 lo...
May. 16, 2019

Top 8 Warning Signs of a Lending Scam

A personal loan is a loan for all seasons, and lenders will let you use them for virtually anything. Planning to consolidate debt, make home improv...
May. 14, 2019

Big Picture Loan Alternatives: Explore the Best Options

Big Picture Loans is a great choice for if you have poor credit and are looking for a fast, short-term loan. While it's a great option, there are a...
May. 01, 2019

Swimming Pool Loans: See Which Lender Is Best For You

If you love the idea of adding a pool to your home but don’t have the financial means to do so, a personal loan can be a good option for making you...
Apr. 22, 2019

Best Personal Loans for Bad Credit

Getting a personal loan with bad credit can be tough, but thanks to a few specialist lenders it’s a lot easier than you may think. When a lender as...
Mar. 20, 2019

7 Signs an Online Loan Company is Legitimate

Knowing what to look for in an online personal loan lender can save you time and energy down the road. Here are 7 signs that lender is legitimate.
Mar. 10, 2019

When to Take out a Personal Loan, and When Not

If you’re in need of a large sum of money to pay off credit-card debt or fund a large purchase, a personal loan can be a tempting option.
Mar. 10, 2019

How to Use a Personal Loan to Finance Your Wedding

A great way to pay for your special day is by taking out a personal loan. We cover topics such as taking a loan, crunching the numbers, average rat...
Mar. 10, 2019

These 7 Essential Budgeting Tips Will Help You Save Money for Wha...

Budgeting doesn’t sound like much fun, right? But having an effective budget means you'll be able to save money and feel more secure. Now we’re tal...
Mar. 10, 2019

No Credit Check Loans: Reasons to Avoid Them and the Alternatives...

Before you consider taking on a no credit check loan explore all it involves as well as some of the other alternatives out there.
Mar. 10, 2019

6 Steps for Getting the Best Personal Loan Interest Rates

It has become increasingly difficult to put cash away for a rainy day. So what to do when those inevitable extra expenses come knocking and you jus...
Mar. 10, 2019

How to Get Approved for a Personal Loan

If you’re waiting for approval for a personal loan, every minute can last a year. You really need the money, and you’re eager to find out that it’l...
Mar. 10, 2019

Best Egg Loan Alternatives: Find Companies Like Best Egg

Best Egg is a completely-online lending platform that streamlines loan applications, allowing you to apply and get approved, within as little as 24...
Mar. 07, 2019

5 Ways You Can Rebuild Your Bad Credit Score

Your credit score reflects your financial health, and just like your physical health, you probably only notice it when it’s bad. Every adult in the...
Mar. 06, 2019

Personal Loans vs Credit Cards: Which Should You Choose?

One of the first steps in building financial security is to get ahead of your paycheck and save for emergencies, and in many cases, you need either...
Mar. 06, 2019

Is It Better to Pay Off a Loan Early? Here's What You Need to Know

Before you decide to pay off your personal loan early, check out all the advantages and disadvantages to make sure you do what's right for you.
Mar. 06, 2019

How to Get the Best Out of Personal Loan Interest Rates

Before you take out a personal loan make sure you know the best way to compare interest rates and how they can affect your credit score.
Mar. 06, 2019

SoFi vs. Marcus: Which Personal Loans Company Is Best for You?

SoFi and Marcus are two of the leading personal loan providers on the market. Compare rates, terms and fees for both.
Mar. 06, 2019

LendingTree vs Credible: Which Offers the Best Loan for You?

With so many personal loan options available, it can be a tricky thing finding the best one for you. And if you attempt to apply to several simulta...
Mar. 04, 2019

Consumers Turning to Personal Loans Over Credit Cards

The number of people taking out loans in the US has increased in the years since the mortgage crisis and as the economy recovers more people are av...
Feb. 27, 2019

The Ultimate Guide to Personal Loans

From peer-to-peer lenders and micro loan websites to major brick and mortar banks, there are all types of avenues to find your personal loan. Befor...
Feb. 27, 2019

The Smart Way to Pay off Your Loan Is to Prepare Ahead of Time

The best strategy for paying off a personal loan can be summed up in one word: preparation. No 2 borrowers are equal, and a loan perfectly suited t...
Feb. 26, 2019

How to Find the Right Loan For You

Now that you’ve decided to take out a loan, the first question to ask yourself is, “What is this loan for?”
Feb. 26, 2019

10 Personal Finance Habits That Will Set You Up For Financial Sec...

Good personal finance habits aren’t only about saving money. They are about building patterns of behavior that keep you in control of your money, w...
Feb. 25, 2019

What to Know When Applying for a Personal Loan

While unsecured loans often offer opportunities to people who cannot obtain other types of loans, you want to have a strong grasp of your personal ...
Feb. 25, 2019

The 7 Best Loan Options For People With Bad Credit

Bad credit can make life difficult if you need a loan. Having bad credit might not be your fault, but it still makes loan providers wary of lending...
Feb. 25, 2019

How Are Interest Rates and APR Percentages Calculated?

Before you head to the bank to take out a loan for a new car, small business or other investments, take the time to fully understand how your inter...
Feb. 12, 2019

Secured vs. Unsecured Loans: What Are the Differences?

One of the most important things to know when obtaining a loan is which type is most suitable for your needs: either a secured loan or an unsecured...
Feb. 11, 2019

5 Facts About Personal Loans You Need to Know

More Americans are using personal loans in 2018 than at any other time in history, thanks largely to the rise of online lenders. To understand why,...
Feb. 05, 2019

How to Make This Your Last Personal Loan And Set Yourself Up for ...

If you’re in the market for a personal loan, you’re not the only one. Personal loans are the fastest-growing consumer credit product in the United ...
Feb. 05, 2019

This 7-Step Guide Will Ensure You Choose a Personal Loan Provider...

Getting a personal loan can be a long and complex process. Ideally, your personal loan will help you to make the purchases you need or cope with em...
Jan. 22, 2019

Ask the Expert: Everything You Wanted to Know About Personal Loan...

Taking the time to research—and in particular getting some expert advice—can help you make sure you get a personal loan that gives you some financi...
Jan. 22, 2019

Direct Lenders vs. Lending Marketplaces: What’s the Difference an...

Direct lenders provide personal loans and other lending products directly to consumers. The big banks used to dominate the direct lending space, bu...
Jan. 21, 2019

SoFi Community: This Loan Provider Wants to Take You Out For Drinks

Since when do money-lenders get involved in the private lives of their customers? When your name is Social Finance, it shouldn’t come as a big surp...
Jan. 17, 2019

SoFi-Wealth: The Wealth Management Platform for the Average Joe

Lending giant SoFi launches SoFi Wealth, a platform that gives members the chance to create low-cost investment portfolios with access to licensed ...
Jan. 17, 2019

Should You Use a Personal Loan to Help Pay Off Your Student Debt?

If you’re struggling with student debt 5 or 10 years after graduation, there are plenty of ways to reduce your payments.
Jan. 17, 2019

The Millennial's Guide to Being a Grown Up With Money

Millennials may catch a lot of flack about their social media usage, work ethic, and spending habits, but the truth is, they have more positive opp...
Jan. 17, 2019