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Last Updated: Sep 2026

Best Online Therapist Services 2026

Talk therapy on your time, in your space

Choose the best online therapy services, find affordable therapy and speak to a licensed therapist. Help is at your fingertips.

Our Top Online Therapy Services
Great Value
BetterHelp
9.8
Accepts major insurance plans
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Faithful Counseling
8.7
Value-based therapy
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ReGain
8.9
Built specifically for couples
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The listings featured on this site are from companies from which this site receives compensation. This influences where, how and in what order such listings appear on this site.

*These figures reflect both subscription-based users and insurance-based visits.

**Average co-pay based on insured BetterHelp members. For eligible members, actual costs vary depending on your plan, coverage, and therapist availability.

***Offer valid for new users only. Offer cannot be combined with insurance.

Did you know?
Online therapy has been shown to be as effective as in-person therapy (Psychology.org, 2025)
Get matched with a therapist

*These figures reflect both subscription-based users and insurance-based visits.

**Average co-pay based on insured BetterHelp members. For eligible members, actual costs vary depending on your plan, coverage, and therapist availability.

***Offer valid for new users only. Offer cannot be combined with insurance.

Natural Intelligence does not provide medical advice, diagnosis, or treatment. If you think you may have a medical emergency, call your doctor or your local emergency number immediately.

FAQs
1. Is my online therapy session safe?
Yes. Most platforms have robust security measures to ensure your messages are between you and your therapist, ensuring your sessions stay discreet.
2. How do I know if my therapist is qualified?
All therapists are licensed professionals, and most platforms verify their credentials. You can easily review their qualifications and experience before choosing the right fit.
3. What equipment do I need for online therapy?
All you need is a stable internet connection and a device with a camera and a microphone for therapy chat or video sessions. It's quick to set up and lets you connect from the comfort of your home.
4. Is online therapy as effective as in-person therapy?
Yes. Research shows online therapy can be just as effective for many concerns, offering the same level of support and flexibility that fits your schedule (bmj.com, 2023).
5. What if there’s a technical issue during a session?
No worries — most platforms offer easy backup options like switching to a call or rescheduling, so your therapy can continue smoothly.

What Is Online Therapy?

Like the name suggests, online therapy is a term used to describe mental health counseling that you can receive from the comfort of your own home in front of your PC or right at your fingertips on your smartphone.

Often referred to as “e-therapy” or “internet therapy,” online therapy isn’t meant for people who are in the midst of a mental health emergency or who need urgent medical care. Instead, it’s a way for people to get easy, convenient, and reliable counseling that tends to be much cheaper than in-person therapy. In addition, having an online therapist can be a real help for people who have mobility issues or simply live too far away from a licensed therapist for it to be convenient.

Online therapy has surged in popularity over the last few years, and for good reason: it has made finding a therapist easier, more affordable, and for many people, more comfortable than asking for referrals or visiting a therapist in an office. If you’re curious about online therapy but have questions, read on for a closer look at how it works and how it may help you.

Our Recommendations for Online Therapy

  • BetterHelp : Best for accessible, affordable, and flexible therapy anytime, anywhere
  • Faithful Counseling: Best for Christians seeking faith-based therapy grounded in Biblical values
  • ReGain : Best for couples and relationships
  • Grow Therapy: Best for finding in-network therapists quickly
  • Online-Therapy.com: Best for structured CBT programs and self-paced emotional growth
  • OurRitual : Best for mindfulness and holistic mental health
  • Talkspace: Best for on-demand therapy and psychiatry

Where Are People Most Lonely?

Feeling lonely is something everyone goes through now and then. It can be influenced by factors like relationships, your living situation, and how happy you are. With that in mind, we set out to determine which states have more people feeling lonely by conducting an in-depth survey.

Expert Tips for Coping with Loneliness

Everyone feels lonely from time to time, but it’s important to learn how to cope with loneliness so it doesn’t affect your long-term mental and physical health. Here are some expert tips on how to cope with loneliness.

Recite Self Love Affirmations

Kelly Armatage, a trained counselor and CBT therapist, defines loneliness as an inner void caused by a disconnection from the heart or a rejection of oneself.

“In order to fill up this inner void, it is important to connect to our own heart, connect to our inner child, and open up to love,” says Armatage. One of the best techniques for connecting with your heart is reciting self-love affirmations such as, “There is love, fulfillment, peace, and joy from within.”

Armatage concludes, “As you connect with your heart, you will then know just how unlonely being alone can be.”

Try a New Hobby

Hobbies are an excellent approach to dealing with loneliness because they allow people to focus on activities they enjoy, contributing to a sense of purpose.

Whether it's painting, writing, gardening, or learning to play a musical instrument, a new hobby can bring a sense of fulfillment and self-expression, according to psychologist Dana Klisanin.

Go to Therapy

“The cure for loneliness is connection,” says Dr. Annie Zimmerman, a psychotherapist and author of Your Pocket Therapist. “The best way to be less lonely is to be vulnerable with a safe person.”

However, that’s not always easy. Sometimes, people need an unbiased third person to talk to about their vulnerability. “This is why therapy works — our hidden vulnerable parts finally feel seen and understood,” says Zimmerman.

Whether you live in one of the top loneliest states in America or not can affect how lonely you feel and can affect your levels of loneliness. Consider investing in an online therapy service as a supportive resource if you are experiencing loneliness.

How Does Online Therapy Work?

Most online therapy companies offer 3 main types of counseling: real-time chat, video chat, and phone chat.

Email and text message counseling is popular with people who want to be able to think out their questions and write them out before asking. These tend to not be free-flowing conversations like with phone or video chats, but being able to write out what you want to say can be preferable. Typically these chats are done through your personal email to a special email provided through the site.

Video chat will require a reliable internet connection and will allow you to speak with a virtual therapist face-to-face, if not in the same room. It’s intimate, personal, and allows you to establish a rapport that can be more difficult with the written word.

Real time chat puts you into a special line and allows you to chat back and forth with a counselor in real time. Think of it like having your own chat room with a counselor who’s there to listen to what ails you.

When you sign up for an online therapy service, you’ll typically be asked to take a short quiz to determine which sorts of issues you’re dealing with, which can be used to help the service match you with a counselor who may specialize in your concerns. If you’re seeking out online counseling for your child, the quiz will ask you a lot of questions about what you think the child needs help with, before sending the child an invitation on your behalf.

How Much Does it Cost?

The prices vary by company, but typically online therapy services charge a monthly fee to use the service, and don't charge by minute or hour or text. For instance, BetterHelp, one of the bigger names in the industry, charges a flat fee of between $40-$70 per week, including all messaging, chats, phone, and video sessions.

These memberships tend to be quite flexible, and allow you to quit at any time.

Most online counseling is not covered by insurance, so while it’s cheaper than in-person therapists, you will typically have to pay out of pocket.

How to Choose the Right Online Therapy Service

Before you sign up for an online therapy service, do a little research. Take a look at how the company screens its counselors and if their certification checks out. You can also look at online testimonials by customers to get an idea about the quality of service.

You’ll want to decide which types of counseling you want—chat, video, or email—and if they’re available through the service. If you’re interested in using the service on your smartphone, see if the company has an app and if you’re allowed to have sessions with your counselor by chat on your phone.

Look at the price also, and see if it fits your budget. In addition, see if you can quit the membership at any time, or if its binding.

How to Choose an Online Therapist

Once you’ve decided on an online therapy platform, your next step is to choose a therapist.

Most online therapy sites let you view all of the counselors available on the platform. Since many sites have hundreds of available counselors, you’ll want to narrow down your options, which you can do by considering what you need from a therapist and then reading their bios to find the best fit.

Since every person requires something slightly different from a counselor, it’s a good idea to know at least to some degree what you’re looking for in a counselor. Here are a few things to keep in mind:

Specialty: Online therapists specialize in everything from anxiety and depression to couples counseling. Make sure to choose a counselor whose specialties support your goals and needs.

Approach: Counselors offer everything from traditional talk therapy to CBT (Cognitive Behavioral Therapy) and more. Consider your needs, read up on the different approaches if you need to, and choose a counselor who offers the support that will best serve you.

Accessibility: Make sure to choose a therapist whose schedule aligns with yours. It’s also a good idea to make sure they conduct therapy over your preferred medium, be it live video, phone, or email.

Our Top 3 Picks

  • 1
    World's largest network of licensed therapists
    Visit Site
    • Best for - Messaging your therapist anytime
    • Pricing - Prices starting at $65/week
    • Modes of communication - Text, live chat, video call, phone call
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    High Availability
    World's largest network of licensed therapists
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    High Availability
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    Description

    BetterHelp - Best online therapy site overall

    BetterHelp is one of the largest providers of online therapy services, letting you get matched with a licensed professional therapist in less than 24 hours. You’ll be able to communicate with your therapist by phone, video call, live chat, or text messaging.

    While the platform doesn’t take insurance, it does offer financial aid for patients with tighter budgets.

    Why we chose BetterHelp: BetterHelp’s app and online platform are both user-friendly, giving you access to self-help worksheets on various topics, including cognitive behavioral therapy (CBT) and conflict resolution.

    Our experience: BetterHelp reviews are positive and the service is reasonably priced. We like the fact that BetterHelp counselors each go through a rigorous vetting process.

    Read BetterHelp Review
    Pros & Cons

    BetterHelp Pros & Cons

    PROS

    Message your therapist anytime
    Studies show the platform is effective
    Operates in 200+ countries and 82 languages

    CONS

    Therapists can’t prescribe medication
    Harder to find specialized therapists
    BetterHelp
    Visit Site
  • 2
    A faith-based approach to clinical therapy
    • Best for - Clinical therapy that includes biblical teachings
    • Pricing - Prices starting at $65/week
    • Modes of communication - Video, phone, message, live chat
    A faith-based approach to clinical therapy
    Description

    Faithful Counseling - Best for faith-based therapy for Christians 

    As of recent, Faithful Counseling merged with Betterhelp, which also delivers clinical therapy for Christians. Its therapists are all licensed and certified within their field and submit declarations as to their beliefs to ensure they conform to the statement of faith. When signing up for the service, you will be directed to fill out a questionnaire that will properly match you with a suitable Christian therapist. 

    A sophisticated matching process is employed to connect you with a therapist specializing in your mental health difficulties and your branch of Christianity. This means it’s a suitable platform if your faith is important and you wish to include biblical teachings in your therapy. Its easy sign-up process, clear and appealing display, and simple functionality in terms of booking appointments make it easy for Christians who want faith-based counseling. 

    Why we chose Faithful Counseling: Though Faithful Counseling merged with Betterhelp, Christian-centered therapy practices are still easy to access. The platform uniquely integrates clinical therapy with Christianity, ensuring a harmonious blend of faith and mental health support. Various Christian denominations are catered to, including Catholic, Protestant, Baptist, and others, allowing users to find counselors who resonate with their specific faith traditions. Spiritual practices like prayer, meditation, and scripture reading are also integrated. This online therapy provider is an ideal choice for believers who want to incorporate biblical principles into their counseling sessions.

    Read Faithful Counseling Review
    Pros & Cons

    Faithful Counseling Pros & Cons

    PROS

    6,000+ therapists specializing in Christianity-based counseling
    24/7 messaging services
    Accessible via website or the free app

    CONS

    Matching process can take 1-2 days
    Can’t choose a specific therapist
    Faithful Counseling
  • 3
    Dedicated online relationship therapy
    • Best for - Therapists that specialize in relationship therapy
    • Pricing - $65-$100/week
    • Modes of communication - Video, phone, message, live chat
    Dedicated online relationship therapy
    Description

    ReGain - Best for online relationship therapy

    ReGain offers convenient online relationship therapy for couples and individuals. Their service matches you with a licensed therapist specifically chosen to address your needs and goals. Its monthly subscription grants one live video or phone session per week, along with 24/7 access to an online therapist. 

    Why we chose ReGain: ReGain understands everyone’s situation is different and offers reduced fees to those with financial difficulties or disabilities.

    Our experience: With ReGain, you can pick and choose your therapy appointments entirely around your schedule. This makes it a particularly convenient option if you are restricted in time. 

    Read ReGain Review
    Pros & Cons

    ReGain Pros & Cons

    PROS

    Therapists specialize in a wide range of relationship issues
    User-friendly app
    Discount available to those in need

    CONS

    Not appropriate for crisis situations
    Does not work in-network with insurance providers
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Top10.com Total Score
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Features & Benefits
Top10.com editorial team researches and reviews financial products based on factors such as: range of products and services offered, ease-of-use, online accessibility, customer service, special awards, and more. Each brand is then given a score based on the offerings in each parameter. The specific parameters which we use to evaluate the score of each product can be found on its review page.
Editorial Reviews
BetterHelp
BetterHelp
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