Mortgage Article Library

Learn the mortgage process, rates, credit scores and loan programs that may apply to you. Happy reading, easy choosing!

Reverse Mortgage Guide: the What, How and Who

Reverse mortgages are an easy way for seniors, aged 62+ to have extra income. Based on the home equity you’ve acquired over the years, this loan ca...
Aug. 15, 2019

LendingTree vs Quicken Loans: Top Mortgage Lenders Compared

When shopping around for a mortgage, is it best to start your search with a marketplace or by going straight to a direct lender? Put this to the te...
Aug. 15, 2019

The Mortgage Hack That Can Save You Tens of Thousands of Dollars

When it comes to mortgages, lenders generally let you choose the repayment term but not the frequency of payments. Most mortgage lenders offer a ch...
Aug. 15, 2019

Need a Second Mortgage? Compare the Best Lenders

Own a home and in need of a loan? One of the most convenient ways to secure the large amount of cash you need to fund that renovation, medical bill...
Aug. 15, 2019

The 5 Best Mortgage Lenders

The American mortgage industry is extremely competitive, with around 12,000 institutions offering home loans at last count. With so much choice, it...
Aug. 15, 2019

The Best VA Home Loan Lenders in 2019

VA home loans are mortgages backed by the U.S. Department of Veterans Affairs, with down payments as low as 0%. These loans are a benefit offered t...
Aug. 15, 2019

Best No or Low Down Payment Mortgage Lenders

You’ve had enough of paying rent and the dream of having the keys to your own home gets stronger every day. But how do you get moving in the right ...
Aug. 15, 2019

Best Jumbo Mortgage Lenders of 2019

A jumbo mortgage is exactly what it sounds like. A huge loan to buy a house. But jumbo is not just in the eye of the beholder; a loan is considered...
Aug. 15, 2019

Best 15-Year Fixed-Rate Mortgage Lenders

If you’re in the market for a house, you’ve probably been reading up on all there is to know about mortgages. A mortgage is a loan you take to help...
Aug. 15, 2019

Best 30-Year Mortgage Lenders of 2019

Shopping for a mortgage is a big deal, and if you’re buying your first house, you may not know where to start with all of the different lenders, lo...
Aug. 15, 2019

Best Mortgage Refinance Companies of 2019

If you’ve been paying a mortgage for some time now and would like to get more favorable loan terms, then you may want to consider refinancing your ...
Aug. 15, 2019

Best FHA Loan Lenders of 2019

FHA mortgage loans are an attractive option for first-time homebuyers. If you’re looking for your first home and don’t have 20% of the home purcha...
Aug. 15, 2019

Best Lenders for Home Equity Loans

If you own a property, the value of that property minus the outstanding mortgage is known as equity. With a home equity loan (HEL), you put that eq...
Aug. 15, 2019

What to Consider as Rates Rise in 2019

In its final decision for 2018, the Federal Reserve raised its benchmark interest rate from 2.25% to 2.50% but lowered its forecast for 2019 from 3...
Aug. 13, 2019

The Alternatives to HARP Refinancing

The Home Affordable Refinance Program, commonly referred to as HARP or the Obama Refinance Program, is a federal government-backed refinance progra...
Aug. 13, 2019

LendingTree's Home Valuation Tool

LendingTree’s Home Valuation Tool helps you make an informed decision for when it’s a good time to sell, or hold onto, you home. Learn about your h...
Aug. 13, 2019

How to Get the Best Mortgage Rates

Mortgage rates are little numbers that are a big deal for anyone looking to purchase or refinance a home. Interest rates are a percentage of the o...
Aug. 13, 2019

How To Take Advantage of Failing Mortgage Rates

For millions of Americans, buying a home or refinancing an existing mortgage is about to get a whole lot easier. Here's some background about the c...
Aug. 05, 2019

First-Time Home Buyer Guide: Everything You Need to Know

Buying a home for the first time can involve a lot of unfamiliar numbers and terms. Here’s what you need to know about payments, parts of a mortgag...
Jul. 23, 2019

Your Complete Guide to VA Home Loans

If you are an armed forces veteran and are planning to apply for a mortgage on a new home or refinance an existing loan, you might be eligible to s...
Jul. 23, 2019

Questions to Ask Your Mortgage Lender

You’ve narrowed your search down to a short list of lenders, or perhaps you’ve even been pre-qualified for a mortgage. The next part is beginning y...
Jul. 23, 2019

The Complete Guide to Cash-Out Refinance

Don’t you just wish you’d discover large bags of cash the next time you go down to your basement? Ok, maybe not, because that would require an awkw...
Jul. 23, 2019

How to Get a Home Loan When You Have Bad Credit

Bad credit may seem like the ultimate brick wall between you and a new home purchase. Fortunately, there are ways to break down that wall and move ...
Jul. 23, 2019

Mortgage Refinance: A Beginners Guide

People refinance their homes in order to free up money--either by lowering the amount spent on monthly payments or with a cash loan above the remai...
Jul. 23, 2019

What You Can Do if You Suspect Mortgage Discrimination

If you believe you’ve been ‘redlined’ because of your race, religion, age, or sex, there are a number of ways you can deal with it. Contact your le...
Jul. 23, 2019

The Resources for Millennial Homebuyers

Although the popular image of millennials is of long-term renters who shy away from buying a property, recent market surveys show that this isn’t t...
Jul. 23, 2019

Urban vs Suburban: Where Should I Buy My First Home?

The bright lights of the city or the wide, open spaces of the suburbs? It’s one of the biggest dilemmas faced by first-time home buyers. This guid...
Jul. 22, 2019

Home Equity Loans vs. Parent PLUS Loans

HELs and PLUS loans are just 2 of the ways parents can borrow the money needed to put their children through college. Compare the pros and cons and...
Jul. 22, 2019

Should You Pay Off Your Mortgage Early?

If you have a) a mortgage and b) some spare cash, it might be tempting to use the cash to pay off your mortgage early. After all, who wouldn’t want...
Jul. 22, 2019

Best Mortgage Lenders for the Self-Employed

About 10% of Americans are self-employed as small business owners, entrepreneurs, or freelancers. You probably know about the many advantages of be...
Jul. 18, 2019

Best Mortgage Lenders for Bad Credit of 2019

While it used to be difficult to get a loan when you had poor or fair credit, lenders today are more open to the idea of approving loans for people...
Jul. 18, 2019

Best Mortgage Lenders for First-Time Buyers

If you’ve decided it's time for a first-time home buyer mortgage and you fit the Department of Housing and Urban Development’s (HUD) definition of ...
Jul. 18, 2019

HELOC Popularity Rises with Household Home Equity: Know the Pros ...

Americans have more equity in real estate today than ever before. As a direct result, they also have more borrowing power. Most homeowners have he...
Apr. 23, 2019

Mortgage Rates Dip to Lowest Since Start of 2018

US home prices have risen 7% in the past year, yet it’s cheaper to buy now than at certain points in the last 12 months. How could this possibly be...
Apr. 14, 2019

7 Factors to Consider When Choosing a Mortgage

When purchasing a home, a mortgage is almost always an inevitability. To ensure the best outcome, it’s important to plan ahead and make a decision ...
Feb. 26, 2019

Should You Refinance Your Mortgage?

For many homeowners, there are large benefits to renewing the mortgage process on an existing home. Typically referred to as mortgage refinancing ...
Feb. 26, 2019

FHA Guide: How To Get a Mortgage with Low Credit or Low Down Payment

Want to buy a new home, but have a low credit rating or don’t have a lot of cash? If this sounds like you, consider applying for an FHA loan: a Fed...
Feb. 26, 2019

What Does Amazon's New Headquarters Mean for Your Housing?

It was a gold rush for the modern era. An all-out, full-court press by one major American city after the other, all of them finding new, inventive ...
Feb. 24, 2019

Tips for Helping Your Kids Get into Property

Many parents dream of helping their kids get into property, and thankfully there are several loan options available to help achieve that. Learn abo...
Feb. 24, 2019

Should You Tap into Your Home Equity to Help Your Kids Buy A Home?

Not everyone has huge piles of cash lying around, but thanks to secondary loans like home equity loans, you can use your home equity to help them b...
Feb. 24, 2019

Know Your Rights: Prevent Mortgage Discrimination

The dream of buying a house and having your own little corner of the world is one that almost anyone can relate to. For many of us, saving the mone...
Feb. 24, 2019

Types of Mortgage Explained: Check Which One is Right for You

As you shop through different lenders, it's important to understand the loan term options available to you and what the phrases and options mean fo...
Feb. 24, 2019

What are the Costs of Refinancing Your Mortgage?

Refinancing can be an easy way to afford large expenses like home renovations or college, to lower your interest rates (and therefore payments) or ...
Feb. 18, 2019

Mortgage Terminology: Common Terms & Definition Explained

Applying for a mortgage involves a lot of confusing numbers, but it's actually the words around those numbers that you should be focused on. Learni...
Feb. 18, 2019

Top10.com Mortgage & Home Loan Guide

Unless you're one of the lucky few that can purchase a home for cash, you're likely to need some kind of a loan to realize your dream of home owner...
Feb. 18, 2019

To Rent or Buy: How Do I Know?

Almost everybody will face the question at some stage in their lives of whether to rent or buy a property. We all need somewhere to live, and while...
Feb. 18, 2019

How Can I Get A Mortgage When I’m Self-Employed?

More and more people in the US self-employed, whether freelancers, entrepreneurs, or small business owners. The advantages of being self-employed a...
Feb. 17, 2019

The Basics of Mortgage Pre-Approval

What does pre-approval mean when you’re looking to buy a home? Understand how it can help you and how to apply for pre-approval, which can give you...
Feb. 10, 2019

6 Common Mistakes Young Homebuyers Make

You’ve come into the time in your life where you’re truly independent and really starting to make it. You’ve built up some savings and you’re where...
Feb. 10, 2019

Mortgage vs. Mortgage Refinance - What's the Difference?

Being a homeowner often requires a little extra knowledge and research in the area of high finance. The more you understand about your home and the...
Feb. 07, 2019

Refinance Without Closing Costs - Is it Right for You?

With interest rates still close to historic lows, now might be as good a time as any to consider refinancing your mortgage. Before rushing ahead an...
Dec. 18, 2018

6 Ways to Get a Mortgage When You Have Student Loan Debt

Many millennials dream of buying their own home, but feel held back by their student loan debt. Although student loan debt is a burden that no prev...
Dec. 11, 2018

What Kind of Home Should I Buy?

Buying a house isn’t only the biggest financial decision most people make - it’s also the most personal. There is no one-size-fits-all house, espec...
Oct. 21, 2018