Mortgage Article Library

Learn the mortgage process, rates, credit scores and loan programs that may apply to you. Happy reading, easy choosing!

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6 Ways to Get a Mortgage When You Have Student Loan Debt

6 Ways to Get a Mortgage When You Have Student Loan Debt

6 Ways to Get a Mortgage When You Have Student Loan ...

Nov.11, 2018
Many millennials dream of buying their own home, but feel held back by their student loan debt. Although student loan debt is a burden that no prev...
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 Mortgage Loans: Which One is Right for You?

Mortgage Loans: Which One is Right for You?

Mortgage Loans: Which One is Right for You?

Nov.11, 2018
As you shop through different lenders, it's important to understand the loan term options available to you and what the phrases and options mean fo...
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 How to Get a Home Loan When You Have Bad Credit

How to Get a Home Loan When You Have Bad Credit

How to Get a Home Loan When You Have Bad Credit

Nov.11, 2018
Bad credit may seem like the ultimate brick wall between you and a new home purchase. Fortunately, there are ways to break down that wall and move ...
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The Alternatives to HARP Refinancing

The Alternatives to HARP Refinancing

The Alternatives to HARP Refinancing

Nov.07, 2018
The Home Affordable Refinance Program, commonly referred to as HARP or the Obama Refinance Program, is a federal government-backed refinance progra...
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Best 30-Year Mortgage Lenders of 2018

Best 30-Year Mortgage Lenders of 2018

Best 30-Year Mortgage Lenders of 2018

Nov.07, 2018
Shopping for a mortgage is a big deal, and if you’re buying your first house, you may not know where to start with all of the different lenders, lo...
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Best Jumbo Mortgage Lenders of 2018

Best Jumbo Mortgage Lenders of 2018

Best Jumbo Mortgage Lenders of 2018

Nov.07, 2018
A jumbo mortgage is exactly what is sounds like: A huge loan to buy a house. But “jumbo” is not just in the eye of the beholder; rather, a loan is ...
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Best Bad Credit Mortgage Lenders of 2018

Best Bad Credit Mortgage Lenders of 2018

Best Bad Credit Mortgage Lenders of 2018

Nov.07, 2018
While it used to be difficult to get a loan when you had poor or fair credit, lenders today are more open to the idea of approving loans for people...
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The Best VA Home Loan Lenders in 2018

The Best VA Home Loan Lenders in 2018

The Best VA Home Loan Lenders in 2018

Nov.06, 2018
VA home loans are mortgages backed by the U.S. Department of Veterans Affairs, with down payments as low as 0%. These loans are a benefit offered t...
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Best No or Low Down Payment Mortgage Lenders

Best No or Low Down Payment Mortgage Lenders

Best No or Low Down Payment Mortgage Lenders

Nov.06, 2018
You’ve had enough of paying rent and the dream of having the keys to your own home gets stronger every day. But how do you get moving in the right ...
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Best Mortgage Lenders for First-Time Buyers

Best Mortgage Lenders for First-Time Buyers

Best Mortgage Lenders for First-Time Buyers

Nov.06, 2018
If you’ve decided it's time for a first-time home buyer mortgage and you fit the Department of Housing and Urban Development’s (HUD) definition of ...
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Best FHA Loan Lenders of 2018

Best FHA Loan Lenders of 2018

Best FHA Loan Lenders of 2018

Nov.06, 2018
FHA mortgage loans are an attractive option for first-time homebuyers. If you’re looking for your first home and don’t have 20% of the home purcha...
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Should You Tap into Your Home Equity to Help Your Kids Buy A Home?

Should You Tap into Your Home Equity to Help Your Kids Buy A Home?

Should You Tap into Your Home Equity to Help Your Ki...

Nov.05, 2018
Not everyone has huge piles of cash lying around, but thanks to secondary loans like home equity loans, you can use your home equity to help them b...
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Mortgage Pre-Approval: The Basics

Mortgage Pre-Approval: The Basics

Mortgage Pre-Approval: The Basics

Nov.05, 2018
What does pre-approval mean when you’re looking to buy a home? Understand how it can help you and how to apply for pre-approval, which can give you...
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Need a Second Mortgage? Compare the Best Lenders

Need a Second Mortgage? Compare the Best Lenders

Need a Second Mortgage? Compare the Best Lenders

Nov.04, 2018
Own a home and in need of a loan? One of the most convenient ways to secure the large amount of cash you need to fund that renovation, medical bill...
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Should You Pay off Your Mortgage Early?

Should You Pay off Your Mortgage Early?

Should You Pay off Your Mortgage Early?

Nov.04, 2018
If you have a) a mortgage and b) some spare cash, it might be tempting to use the cash to pay off your mortgage early. After all, who wouldn’t want...
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7 Factors to Consider When Choosing a Mortgage

7 Factors to Consider When Choosing a Mortgage

7 Factors to Consider When Choosing a Mortgage

Nov.04, 2018
When purchasing a home, a mortgage is almost always an inevitability. To ensure the best outcome, it’s important to plan ahead and make a decision ...
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Home Equity Loans vs. Parent PLUS Loans

Home Equity Loans vs. Parent PLUS Loans

Home Equity Loans vs. Parent PLUS Loans

Nov.04, 2018
HELs and PLUS loans are just 2 of the ways parents can borrow the money needed to put their children through college. Compare the pros and cons and...
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FHA Loans: Your Guide to Getting a Loan with Low Credit

FHA Loans: Your Guide to Getting a Loan with Low Credit

FHA Loans: Your Guide to Getting a Loan with Low Credit

Nov.04, 2018
Want to buy a new home, but have a low credit rating or don’t have a lot of cash? If this sounds like you, consider applying for an FHA loan: a Fed...
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Questions to Ask Your Mortgage Lender

Questions to Ask Your Mortgage Lender

Questions to Ask Your Mortgage Lender

Oct.31, 2018
You’ve narrowed your search down to a short list of lenders, or perhaps you’ve even been pre-qualified for a mortgage. The next part is beginning y...
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Best 15-Year Mortgages of 2018

Best 15-Year Mortgages of 2018

Best 15-Year Mortgages of 2018

Oct.29, 2018
If you’re in the market for a house, you’ve probably been reading up on all there is to know about mortgages. A mortgage is a loan you take to help...
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Tips for Helping Your Kids Get into Property

Tips for Helping Your Kids Get into Property

Tips for Helping Your Kids Get into Property

Oct.28, 2018
Many parents dream of helping their kids get into property, and thankfully there are several loan options available to help achieve that. Learn abo...
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Understand Your VA Home Loan

Understand Your VA Home Loan

Understand Your VA Home Loan

Oct.28, 2018
If you are an armed forces veteran and are planning to apply for a mortgage on a new home or refinance an existing loan, you might be eligible to s...
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 How to Get the Best Mortgage Rates

How to Get the Best Mortgage Rates

How to Get the Best Mortgage Rates

Oct.28, 2018
Mortgage rates are little numbers that are a big deal for anyone looking to purchase or refinance a home. Interest rates are a percentage of the o...
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The Resources for Millennial Homebuyers

The Resources for Millennial Homebuyers

The Resources for Millennial Homebuyers

Oct.28, 2018
Although the popular image of millennials is of long-term renters who shy away from buying a property, recent market surveys show that this isn’t t...
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Best Mortgage Lenders for the Self-Employed

Best Mortgage Lenders for the Self-Employed

Best Mortgage Lenders for the Self-Employed

Oct.28, 2018
About 10% of Americans are self-employed as small business owners, entrepreneurs, or freelancers. You probably know about the many advantages of be...
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What is a Reverse Mortgage: the What, How and Who

What is a Reverse Mortgage: the What, How and Who

What is a Reverse Mortgage: the What, How and Who

Oct.25, 2018
Reverse mortgages are an easy way for seniors, aged 62+ to have extra income. Based on the home equity you’ve acquired over the years, this loan ca...
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Everything You Need to Know About Getting a Mortgage

Everything You Need to Know About Getting a Mortgage

Everything You Need to Know About Getting a Mortgage

Oct.24, 2018
Unless you're one of the lucky few that can purchase a home for cash, you're likely to need some kind of a loan to realize your dream of home owner...
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LendingTree vs Quicken Loans: Choosing the Best Lender for You

LendingTree vs Quicken Loans: Choosing the Best Lender for You

LendingTree vs Quicken Loans: Choosing the Best Lend...

Oct.24, 2018
When shopping around for a mortgage, is it best to start your search with a marketplace or by going straight to a direct lender? Put this to the te...
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Know Your Rights: Prevent Mortgage Discrimination

Know Your Rights: Prevent Mortgage Discrimination

Know Your Rights: Prevent Mortgage Discrimination

Oct.24, 2018
The dream of buying a house and having your own little corner of the world is one that almost anyone can relate to. For many of us, saving the mone...
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 6 Common Mistakes Young Homebuyers Make

6 Common Mistakes Young Homebuyers Make

6 Common Mistakes Young Homebuyers Make

Jun.29, 2018
You’ve come into the time in your life where you’re truly independent and really starting to make it. You’ve built up some savings and you’re where...
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How Can I Get A Mortgage When I’m Self-Employed?

How Can I Get A Mortgage When I’m Self-Employed?

How Can I Get A Mortgage When I’m Self-Employed?

Jun.29, 2018
More and more people in the US self-employed, whether freelancers, entrepreneurs, or small business owners. The advantages of being self-employed a...
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Mortgage Refinance: A Beginners Guide

Mortgage Refinance: A Beginners Guide

Mortgage Refinance: A Beginners Guide

Jun.29, 2018
People refinance their homes in order to free up money--either by lowering the amount spent on monthly payments or with a cash loan above the remai...
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Refinance Without Closing Costs - Is it Right for You?

Refinance Without Closing Costs - Is it Right for You?

Refinance Without Closing Costs - Is it Right for You?

Jun.29, 2018
With interest rates still close to historic lows, now might be as good a time as any to consider refinancing your mortgage. Before rushing ahead an...
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Mortgage vs. Mortgage Refinance - What's the Difference?

Mortgage vs. Mortgage Refinance - What's the Difference?

Mortgage vs. Mortgage Refinance - What's the Differe...

Jun.29, 2018
Being a homeowner often requires a little extra knowledge and research in the area of high finance. The more you understand about your home and the...
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To Rent or Buy: How Do I Know?

To Rent or Buy: How Do I Know?

To Rent or Buy: How Do I Know?

Jun.27, 2018
Almost everybody will face the question at some stage in their lives of whether to rent or buy a property. We all need somewhere to live, and while...
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Is a Mortgage Refinance Right for You?

Is a Mortgage Refinance Right for You?

Is a Mortgage Refinance Right for You?

Jun.27, 2018
For many homeowners, there are large benefits to renewing the mortgage process on an existing home. Typically referred to as mortgage refinancing ...
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Urban vs Suburban: Where Should I Buy My First Home?

Urban vs Suburban: Where Should I Buy My First Home?

Urban vs Suburban: Where Should I Buy My First Home?

Jun.27, 2018
The bright lights of the city or the wide, open spaces of the suburbs? It’s one of the biggest dilemmas faced by first-time home buyers. This guid...
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What You Can Do if You Suspect Mortgage Discrimination

What You Can Do if You Suspect Mortgage Discrimination

What You Can Do if You Suspect Mortgage Discrimination

Jun.27, 2018
If you believe you’ve been ‘redlined’ because of your race, religion, age, or sex, there are a number of ways you can deal with it. Contact your le...
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Understanding Common Mortgage Terms

Understanding Common Mortgage Terms

Understanding Common Mortgage Terms

Jun.27, 2018
Applying for a mortgage involves a lot of confusing numbers, but it's actually the words around those numbers that you should be focused on. Learni...
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What are the Costs of Refinancing Your Mortgage?

What are the Costs of Refinancing Your Mortgage?

What are the Costs of Refinancing Your Mortgage?

Jun.27, 2018
Refinancing can be an easy way to afford large expenses like home renovations or college, to lower your interest rates (and therefore payments) or ...
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LendingTree's Home Valuation Tool

LendingTree's Home Valuation Tool

LendingTree's Home Valuation Tool

Jun.27, 2018
LendingTree’s Home Valuation Tool helps you make an informed decision for when it’s a good time to sell, or hold onto, you home. Learn about your h...
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What Kind of Home Should I Buy?

What Kind of Home Should I Buy?

What Kind of Home Should I Buy?

Jun.27, 2018
Buying a house isn’t only the biggest financial decision most people make - it’s also the most personal. There is no one-size-fits-all house, espec...
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The Ultimate First Time Home Buyers Guide

The Ultimate First Time Home Buyers Guide

The Ultimate First Time Home Buyers Guide

May.23, 2018
Buying a home for the first time can involve a lot of unfamiliar numbers and terms. Here’s what you need to know about payments, parts of a mortgag...
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