Lifeinsurance.net Review

BySarah PritzkerJul.17, 2018

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In a Nutshell

Lifeinsurance.net offers many different life insurance and health insurance policies through a variety of platforms. Its main strength lies in its willingness to help customers find the right life insurance product for their needs. It has a rating of A+ from the BBB and is licensed to sell life and health insurance policies in all 50 states.

pros

  • Quick and simple application process
  • Licensed in 50 states

cons

  • Must apply for a quote to access insurance policy rates
  • No live chat support

Best For?

Lifeinsurance.net is a sound option if you’re looking for a traditional life insurance model with the option of applying online as well as over the phone. Lifeinsurance.net emphasizes that its goal is to help every customer find the right life insurance product, even if that happens to be with a different company, so it’s also ideal for anyone who needs a lot of guidance and explanation instead of a life insurance application form that is completed and underwritten without any discussion with a personal advisor.

Application Process

The application process for Lifeinsurance.net policies is very straightforward. You can begin online and then move to the phone or conduct it entirely online or over the phone. The online application process is a very simple set of guided questions asking about your age, height, weight, whether or not you are a smoker, and your basic health, as well as your current address.

You’ll receive a life insurance quote by email. There’s no information about whether or not you’ll need a health check or how long it takes until your coverage is in place. Because of Lifeinsurance.net’s individual approach to life insurance policies, you won’t be able to check out rates without completing the application form first.

Policy Types and Terms

Lifeinsurance.net offers both life insurance and health insurance policies. The most popular policy is Term Life & Final Expense. There is no information about the requirements or details about the policies.

How Safe Is It?

Lifeinsurance.net has a rating of A+ from the Better Business Bureau and the website is secured by Norton antivirus to make sure that your sensitive personal information is kept safe. Lifeinsurance.net is transparent about the data that it collects, which includes your financial information, health profile, and device information, and it will share that data with trusted partners only.

 Help & Support

Lifeinsurance.net offers customer support via email and over the phone. Lifeinsurance.net is very eager to help potential customers choose the right life insurance policy through its own company or another life insurance company for which it is a carrier and broker. The website offers very little practical information and the FAQ section is very sparse. Once you have a policy through Lifeinsurance.net, though, you can log in to the personal customer platform to access more information and support.

Summary

Lifeinsurance.net offers many different life insurance and health insurance policies through a variety of platforms, but the lack of information about eligibility requirements, policy terms, and rates is a frustrating obstacle. The website is simple and easy to use and the online application form is clear and well-presented, with the option to stop and talk to a customer service representative repeated on every page.

Lifeinsurance.net offers both life insurance and health insurance policies as a direct insurer. It provides its own life and health insurance policies as well as acting as a broker for many other insurance brokers, products, and carriers.

Physical Address

11400SE 8th ST

Suite 360

Bellevue, WA 98004

Lifeinsurance.net