In a Nutshell
- Coverage for treatments not generally covered
- Healthcare bundles available
- Website is a bit outdated
- Not a lot of information upfront
Dental Access Plus is a great option if you are looking for discounts on dental treatments that can also be bundled with vision, hearing, or prescription savings.
Dental Access Plus has the typical coverage and offers big discounts in these areas. Where this policy provider really shines though is in the additional benefits you receive. That’s because Dental Access Plus will cover dental treatments that other insurance providers will generally not. For example, you can have cosmetic dentistry done at discounted prices. Complete upper dentures, braces, molar root canals, extractions, and crowns are also covered under your policy. And Dental Access Plus manages to do all of this for less than $10 a month ($8 if you sign up for the annual plan).
The other huge benefit you get from Dental Access Plus that you won’t find with nearly any other dental insurance plan provider is same day coverage. That means that as soon as you activate your dental plan, you can walk into any in-network dentist office and have your treatment covered immediately. When it comes to dental insurance, not having to wait is possibly the biggest perk of all.
- Cosmetic dentistry coverage
- Dentures coverage
- 20% on all orthodontics including braces and retainers
- Thorough vetting process for all dentists within the network
- Same day coverage
- Secured by Entrust Datacard
- Member of the Consumer Health Alliance
Who is Eligible?
Anyone living within the covered states can apply for a Dental Access Plus dental plan. What’s more, unlike other plan providers, Dental Access Plus lets you sign up children independent of your own plan if you so choose. You must be a US citizen to apply for dental insurance coverage.
What it Covers
Dental Access Plus covers a wide range of dental treatments even beyond the typical treatments that other dental insurance providers do. Here’s a list of the various treatments you can get coverage for under a Dental Access Plus plan:
- Basic treatments
- Preventative treatments
- Root canals
- Child orthodontics
- Basic fillings
- Prosthetic services
- Restoration services including inlays, onlays, and crowns
- Periodontic services
- Endodontic treatment
- Oral surgery
- X-rays including panoramic, full, or bitewing
- Space maintainers
- Topical fluoride treatments
- Cosmetic dentistry
In addition to having great discounts on dental treatments, a Dental Access Plus member receives a discount card that is good for savings on other health care products as well. There are over 62,000 pharmacies, 40,000 vision care centers, and 3,800+ hearing care providers participating in this discount program. So, families can really save big on various areas of health care with the use of these cards.
Why it’s Good for Families
Dental Access Plus is a good option for families for 2 reasons. First of all, you can get a family plan for just $17.95 a month. That’s a laughable amount to pay for full-family coverage and not something you will find with other dental insurance providers. Secondly, Dental Access Plus offers discounts on certain dental treatments that other policies will not cover. For example, cosmetic dentistry is rarely covered, but Dental Access Plus will provide you with discounted prices on these treatments. Other noteworthy discounts include braces and retainers.
Why it’s Good for Students and Seniors
Students and seniors can also appreciate the deep savings made available by the Dental Access Plus discount card. Seniors will additionally benefit from hearing and vision care discounts as their faculties begin to require a little more assistance. Dental Access Plus has 40% discounts on diagnostic services and a hearing aid discount guarantee that promises to beat any product price by 5%. Plus, you’ll get 2 years of free hearing aid batteries. Dental Access Plus also covers dental treatments like full dentures and periodontics.
Students will appreciate the discounts on eyewear including frames, contact lenses, and even LASIK surgery. And both seniors and students will be able to take their discount cards to any of the tens of thousands of participating pharmacies and get discounts on prescriptions from major pharmacies including CVS, Rite Aid, Sam’s Club, Walmart, Walgreens, and Target. This will help them stretch their monthly budget to go a little farther.
Which Areas is it Available in?
Dental Access Plus dental insurance coverage is available in all states except Utah, Vermont, and Washington. Here is a list of all states that are covered:
Policy Types and Prices
Dental Access Plus has 3 policy options; individuals, couples, and family plans, so you can get coverage for anyone who needs it. It is one of the most affordable dental insurance plans on the market, on par even with the more competitively priced dental plan prices. Plus, if you sign up for an annual plan, you’ll receive a discounted price.
All plans come with a one-time $20 processing fee that is billed your first month of coverage.
You can sign up quickly and easily by going to the Dental Access Plus website. Here’s how:
- Go to the website. Here you’ll see plenty of buttons for signup. Just click on one to be brought to the automatic signup page.
- Choose the plan you want to sign up for: Member Only, Member Plus One, or Member Plus Family.
- Proceed to checkout. You can use credit card or PayPal for your method of payment.
Once you’ve paid for your plan, you can walk into any local dentist that accepts Dental Access Plus dental plans and receive discounts on your dental treatments.
As a Careington International Corporation partner, Dental Access Plus plan holders gain access to the exclusive Careington Member Services department. This includes customer service that operates from Monday thru Friday 7am to 7pm CT. It’s not 24/7, but it is longer than many other dental insurance providers. You can also contact a service agent via email or online contact form.
After dealing with Dental Access Plus for some time, we can safely say that this is a real find in the world of dental insurance providers. The policies are extremely affordable and cover all the basics and preventative treatments you could want. Plus, Dental Access Plus plans cover more than your average dental insurance, so you’re getting even more value for money.
The bundled discount card that provides savings on vision, hearing, and prescriptions also sweetens the pot, and the fact that there is no waiting period seals the deal for Dental Access Plus plans.