US Financial Alliance Review

Michael Dinich

In a Nutshell

US Financial Alliance offers customers a unique and relatively quick way to overcome debt and return to a strong financial footing. With a team of expert negotiators and a pay-as-you-go fee structure, not to mention full legal coverage, the company achieves results for its customers.


  • Able to settle with many types of creditors
  • Experienced debt counselors
  • Level billing so you pay as you go, not in advance


  • Not a loan, debts will still be collectible until settled
  • Not available in all states
  • The client must complete program to see full results

US Financial Alliance US Financial Alliance Visit Site

Why Go with US Financial Alliance

US Financial Alliance offers fast, convenient, and affordable debt relief. The process is pretty simple. After giving over your various debt details, US Financial Alliance pretty much takes the reigns. The company will negotiate on your behalf with any of your creditors necessary to reduce the current balance you owe them. For example, if you owe $15,000 in credit card bills, $10,000 in personal loans, and $5,000 in medical bills, US Financial Alliance will negotiate with the credit card company, personal loan provider, and medical bill handler to try and bring those sums down to more manageable amounts. Maybe you’ll only have to pay $9,000 to the credit card company, $6,000 of the personal loan, and $3,000 of the medical bills.

*All numbers are for example purposes only. Exact figures will only be calculated by the specific creditors in question and will vary on a case by case basis.

After the negotiations are completed, US Financial Alliance acts as the middleman between you and your creditors. You pay the reduced sum (broken down into affordable monthly payments), and US Financial Alliance pays the creditors. US Financial Alliance works with each individual to tailor a repayment plan that works for their situation.

The fact that US Financial Alliance does all the heavy lifting in terms of negotiating with the creditors is probably the biggest benefit of using this service. Instead of you yelling at a list of creditors that just want their money from you, US Financial Alliance will step in on your behalf and fight the battles for you. This alone is worth a lot to people already suffering from financial difficulties.

Another huge advantage of this company is the speed. The average US Financial Alliance client can be debt-free within 24-48 months, though your exact time frame may be longer or shorter. The idea of ever getting out of debt can seem like an impossibility for most people trying to juggle the financial crunch. Being completely out of debt in just a few short years is something invigorating and uplifting and such a short time frame can really motivate consumers and businesses to keep going and push through the difficult time.

US Financial Alliance’s debt programs not only reduce the amount you owe and get you debt-free fast, but the company’s customer service is run under SPOC (single point of contact). This means you’ll have a dedicated debt negotiator who will respond to your questions, and you won’t be put on hold for a customer service rep that doesn’t know your personal situation.

US Financial Alliance also provides full legal service to prevent creditor harassment and to answer to, and prevent, lawsuits while your debt is negotiated.

What’s Offered

Here’s a list of some of the financial assistance available from US Financial Alliance:

  • Free financial assessment
  • Low program payments
  • Consumer Debt Resolution
  • Consumer Credit Repair and Building
  • Consumer Loan Modification
  • Student Loan Refinancing guidance
  • Consumer Tax Resolution
  • Business Debt Restructuring
  • Business Credit Development
  • Business Funding and Loans
  • Hard Money for Real Estate
  • Credit Card Processing
  • Business Tax Relief (Federal taxes only)
  • Digital Local Area Marketing
  • Personalized Relationship Marketing
  • Affiliate Marketing


US Financial Alliance’s programs are all run by experienced paralegals who work directly with attorneys to make sure you get the best deals possible. The company’s negotiators all have more than 3 years’ experience and contacts at all major creditors. USFA’s programs promote teamwork with clients so that they are able to be part of the process.

The company's services include a free consultation and credit review in which you are presented with a  strategy clearly outlining the path USFA will take to get you debt-free.  

Your escrow account is just that—yours—and if needed, at any time you can withdraw funds from it. This may delay settling your debts but customers are likely to appreciate having this flexibility when they’re in a tight spot.

  • Personal customer handling
  • Single Point of Contact assigned to each client
  • All enrolled debts settled by the end of the program
  • Educate consumers so they understand each step of the process
  • Attorney network to cover legal issues
  • Level billing so no customer is overcharged
  • Lower fees than most of the industry

Types of Debt Covered

US Financial Alliance works with the widest range of debts we’ve seen. You can get help managing both secured and unsecured debts, so no matter how you got into your current financial straits, US Financial Alliance can help you get out of it. Here’s a look at what type of debt this company works with:

  • Credit cards
  • Department store cards
  • Repossessed car loans (in collections)
  • Medical bills (in collections) 
  • Personal loans
  • Close-ended loans ( Ex: one-time loans in collections)
  • Collection agency accounts
  • Business debt (ex: MCA debts, vendor debts, loans, lines of credit, business credit cards)
  • Federal credit unions
  • Payday loans or advances (in collections)
  • Back taxes if the amount owed is more than $20,000
  • Private student loans (not federally backed, only in collections)
  • Utility bills (only in collections)

The company does not cover the following types of debt:

  • Auto loans
  • Mortgage loans
  • Home equity loans / HELOC
  • Student loans (federally backed)
  • Court-awarded judgements
  • Bankruptcy settlement 
  • Bank overdrafts

Site Security

US Financial Alliance uses high-level encryption to safeguard all sensitive information that is transmitted over the website. On top of that, all account pages are completely protected using SSL (Secure Socket Layer) encryption, and account information can only be accessed by using a secure username and password. Additionally, according to the privacy policy, US Financial Alliance clients can request any information be deleted at any time simply by requesting it.

About US Financial Alliance LLC

US Financial Alliance’s Mission is to Forge an all-encompassing financial services platform built upon sound business principles individually customized for every client’s unique needs. US Financial Alliance works with the finest small American businesses to get you the best results in the industry. The company prides itself on offering more protection, better customer service, and more peace of mind than is usual in debt settlement. 

The results speak for themselves as more than $100,000,000 in debt has been settled by US Financial Alliance teams in the past 5 years. US Financial Alliance is one of the nation’s leading financial assistance companies located in Mesa, Arizona. Whether dealing with business or consumer debt, funding, credit restoration or establishment, the company offers numerous financial programs to help clients achieve their financial objectives.

A Message from the CEO of US Financial Alliance LLC, Eza Israel

When our financial firm was launched we had the good fortune of partnering with individuals who each have 10+ years of experience in various fields of finance. In doing this we were able to build the US Financial Alliance which is a group of like-minded organizations that help to provide clients with the most well-rounded approach to the financial services they need. This dynamic allows us to cater to the needs of our clients more accurately while making our collective efforts that much stronger. We continue to be at the forefront of the industry by understanding the complexities of personal and business finances in order to provide the best service to our clients. As a customer-centric full-service financial institution, we know putting our client’s best interest before our own will help us build long-lasting relationships with our clients who appreciate how their lives have improved by regaining control of their financial health. The alliance of services ensures each client receives the proper education on services and lifestyle choices that can guide them down the path to financial freedom.

Help & Support

After your review and acceptance, a face-to-face meeting for signing, and an in-depth welcome call, you will be assigned a single point of contact who will be your negotiator, credit counselor, and customer service rep.  This means that when you call, email or fax, the person you speak to will always know your personal situation and the most recent status of your negotiations.

US Financial Alliance US Financial Alliance Visit Site

Physical Address

US Financial Alliance, LLC

1930 S Alma School Rd Ste. C-108 Mesa, AZ 85210

Contact Details

Toll Free: 877-415-8732

Tel: 480-428-0001 Fax: 480-648-2601


Michael has worked in personal finance for over 20 years, helping families reduce taxes, increase their income, pay down debt and save for retirement. Michael is passionate about personal finance, saving money, and all things geeky.

US Financial Alliance customer reviews

Based on 11 reviews

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18 Jan 2021

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Top Reviews

Becca, IN
a year ago

Ease of use

Brand satisfaction

Value for money

Service quality

Because they have the best family oriented staff. Plus they are always helpful to you regardless.

Jessica, FL
10 months ago

No but thank you very much for asking . I was able to finally get my credit up out of the gutter.

Jordan, CA
a year ago

I've had one or two problems, but other than that, they're better than most companies. Their website is easy to understand and control and I have no difficulties dealing with it. And they immediately respond and have great customer service.

a year ago

Very happy with services. Took longer than expected. Everyone that I dealt with was very professional

a year ago

A very good service and support in consolidating my outstanding credit that is due on several cards.

Polo, NY
a year ago

Could be better not so bad though. The workers help out a lot. Financial advise is very well given and should be understood.

Frank, MI
a year ago

Helpful and constant information about the services I was requesting. Great customer service skills.

Shuxin, IN
a year ago

Because US financial Alliance did not really meet my financial needs, although its customer service is all right.

Jack, TX
a year ago

It took a few weeks, but we got the loan in the end.

Alicia, GA
a year ago

Great loan provider. Would recommend them - they made my life easier and I was able to consolidate all of my debts

Deborah, NY
a year ago

They did NOT inform me that all of my accounts would be closed until I signed the paperwork. That was very disappointing.

11 reviews