Accredited Debt Relief Review

Michael Dinich

In a Nutshell

Accredited Debt Relief is ideal for consumers who have debt from several sources and are looking to consolidate, and who feel they’ve exhausted their options. With no monthly fees, Accredited Debt relief can help with its wide variety of debt services and various programs.


  • Deal with large amounts of debt
  • Different programs to help eliminate debt
  • No upfront or monthly fees


  • Does not directly provide consolidation loans
  • Not available in all states

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Why Go with Accredited Debt Relief

If you are looking to consolidate or reduce your debt, Accredited Debt Relief might be the right solution. The company focuses on connecting customers to the right services to help them either settle or pay down their debt in a responsible and sustainable way. It offers services for debt consolidation, settlement, negotiation, and even credit counseling. Taken together, this service can create thousands of dollars in savings and be the difference between paying off your debt and sinking deeper into a hole.

Most of Accredited Debt Relief’s plans are meant to help you get out of debt within a relatively short period, and the company has a very high success rate. Moreover, the company’s certifications, which include an A+ grade from the BBB, show that it provides transparent customer support. Overall, Accredited Debt Relief is ideal for customers who are unsure of which debt relief solution is best, and who are looking for assistance to help deal with it.

 What Accredited Debt Relief Offers

  • 2- to 4-year terms
  • No upfront or monthly fees
  • Free debt consultation from experts
  • Access to web dashboard to monitor existing debt
  • Consolidation for a wide range of loans
  • Partnered with reliable and transparent lenders
  • Consolidation, settlement, and credit counseling

More Reasons to Choose Accredited Debt Relief

One of the most impressive things about the company is its commitment to helping people. For one, the company does not employ salespeople to speak with customers, but rather qualified debt counselors and negotiators, showing that the primary goal is to provide assistance. Additionally, the company does not charge any upfront or monthly fees, only charging you once you have seen tangible results with respect to your debt.

Accredited Debt Relief recognizes that not all debt is alike and as such, offers a wide variety of services for several different kinds of loans and credit. The online responses and reviews of the company are overwhelmingly positive. Accredited Debt Relief has an A+ rating from the Better Business Bureau, as well as several customer service and debt relief awards.

Services Offered

Accredited Debt Relief provides services for bankruptcy, debt consolidation, settlement, management, and even counseling. For all of its services, Accredited Debt Relief won’t automatically shoehorn you into a program, but will first offer a free consultation.

During this session, a qualified debt expert will examine your records and debt obligations, and will then advise you on the most feasible and sustainable program to help you eliminate your debt. Once established, the company then connects you to the correct partner, who will work with you to develop the proper plan to repay debt obligations.

For its consolidation services, Accredited Debt Relief requires the following:

  • A debt of over $7,500 (although it may vary depending on your state of residence)
  • That you be 18 years or older
  • Legal resident status in the US

Additionally, the partner you are matched with might have additional requirements, although those are outlined by the service provider you work with.

In order to get started with Accredited Debt Relief, all you have to do is contact one of its qualified debt experts, answer questions related to your debt and financial circumstances, and they will connect you to the appropriate partner to get the process started.

 What’s Unique About Accredited Debt Relief

The company’s services go beyond simply offering debt consolidation services. Due to the fact that it offers a broad scope of services, this company is well equipped to help people with different debt issues and problems. The company works with reputable and highly regarded partners to provide customers with top rate debt consolidation and negotiation services and is a member of the American Fair Credit Council.

When you contact the company for a free consultation, you will speak to a trained debt negotiator or counselor who will examine your case in-depth, and who will work with you to create a plan that fits your specific needs and circumstances. It’s important to note at this point that the company does not directly provide some of these services, but rather connects to a partner within its network once you have determined the optimal course of action.

Additionally, the company will continue to work with you throughout the process to ensure that your plan is successfully implemented and you can save money while managing to pay off your debt. When you get started with Accredited Debt Relief, you will go through the following process:

  • A free consultation with one of the company’s debt experts
  • Submission of important documents including personal information, financial history, debt records
  • Matching to a partner
  • Start of debt relief program

The company offers consultations for a variety of debt relief programs, which include counseling, consolidation, management and settlement. Throughout your consultation process, Accredited Debt Relief will advise you as to the dangers and potential benefits of each option, and will help determine which choice could best alleviate your debt.

The personalized treatment the company offered is impressive and the staff is knowledgeable when it came to answering questions about debt and the process in general. Additionally, the company’s FAQ section was impressive, covering a broad range of common questions in-depth, although it would be nice to see more focus placed on educational resources or a knowledge base.

In terms of seeing results, it is hard to argue with Accredited Debt Relief’s success. The company’s plans are designed to help customers pay off their debt in 2 to 4 years, near the top of the pack for the industry. Additionally, the company has a proven track record of success, with thousands of dollars in savings for many of its customers.

While Accredited Debt Relief will admit that its solutions do not work for everyone, it is an excellent sign that the company is forthcoming with success stories. The company will also start working with you almost immediately after you conclude your consultation and agree to start a program. It will contact your creditors and inform them of your agreement, and will also redirect calls, helping you avoid aggravation from creditors and collection agencies.


While prices may vary from customer to customer, above is a pricing example from Accredited’s website. As you can see, if your debt is $25,000 and you select a program of 4.5 years, your monthly payments would be only $296, with a monthly savings of $454. 

Types of Debt Covered

The range of debt the company works with is incredible. However, Accredited Debt Relief mostly focuses on unsecured debt. These types of loans include unsecured personal loans, privately-funded student loans—such as those provided by banks and private lenders—credit and store card debt, and medical bills. These types of debt cover a broad range of credit obligations, and although it would be nice to see the company also include secured debt, it does adeptly identify solutions for different types of debt.

The company does not discriminate, and will help you craft a plan of action to help prioritize important debts, as well as ensure that your payment plan does not harm your finances or put you in financial straits. It is important to note that the company might not work with some types of debt, such as payday loans or Federally funded student loans. On the whole, the sheer flexibility of this company’s debt coverage is very impressive.

Security of the Site

Because of the sensitive information required to help you with your debt, Accredited Debt Relief has strong security measures in place to help keep your data safe. The company does collect some information that is not related to your banking and debt situation, but it is transparent as to what it collects, and there are features in place to ensure it remains safe.

Also, the company does not require sensitive information during your application process. When you do receive a free consultation, you will be asked to share information regarding your outstanding debts and other financial details.

 Help & Support

Accredited Debt Relief can be reached via telephone 7 days a week during normal business hours PT, as well as through regular mail at its headquarters. When calling, agents are considerate, it was able to answer all questions asked, and were very familiar with debt and credit inquiries in general.

Additionally, the FAQ section the company features on its website is great, although it would be nice to see more educational resources to promote better financial habits. On the whole, the FAQ section answers important and common questions clearly, and provides a starting point when trying to understand the company’s services. Overall, customer support is a strong suit for Accredited Debt Relief.

Review In Short

Accredited Debt Relief offers a wide variety of debt relief services. Although its main focus is on debt settlement, the company assists customers with debt consolidation, management, and credit counseling. Furthermore, it also provides aid to individuals with several kinds of unsecured debt obligations, including privately funded student loans, medical bills, credit cards, and personal loans. 

Accredited Debt Relief has a high level of service, as well as demonstrated flexibility when it comes to tailoring solutions to its customers. Aside from these characteristics, the quality of the company’s security and customer support is good. The company has put a strong emphasis on providing a safe and privacy-oriented service, and it shows based on the information collected, as well as the measures it take to keep your information secure. Moreover, the support staff is knowledgeable and helpful.

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About Accredited Debt Relief

Accredited Debt Relief has become a mainstay of the debt relief industry, providing services to a range of customers and producing tangible results for most of the people who use their services. By partnering with known service providers in the field, the company has created a network of professionals with decades of collective experience and a strong focus on service.

The company is based in California, and has been recognized by several top publications and even consumers. The company holds an A+ rating from the Better Business Bureau, and has been named as one of the top companies for debt relief by several reliable experts and websites dedicated to the debt relief industry. The company employs top professionals, and has helped thousands of customers across the United States with settlements and relief.

Physical Address

Accredited Debt Relief

591 Camino De La Reina, Suite #818

San Diego, CA 92108

United States

Michael has worked in personal finance for over 20 years, helping families reduce taxes, increase their income, pay down debt and save for retirement. Michael is passionate about personal finance, saving money, and all things geeky.

Accredited DR customer reviews

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Top Reviews

Elizabeth, CO
8 months ago

Ease of use

Brand satisfaction

Value for money

Service quality

Very helpful and informative. Customized my program to fit my needs. Were very open to questions and did not make me feel stupid.

Megan, FL
10 months ago

Customer service was exceptional. Always had answers to questions and reassured us that everything was going smoothly.

Lorraine, NY
8 months ago

They a helping through rough times to financial freedom. They have provided wonderful service. They were confident in guiding me towards a better, brighter future

Scott, GA
8 months ago

They were good company I just wasn't able to make it work for me people were friendly and went out of there way to try to help

Lillie, AZ
5 months ago

We were losing our positions at our jobs. We had over 30K in outstanding debt. I called them and they said they would work with our debtors. We sent our records and they collected a portion from us and worked with the companies to pay a lesser amount and settle our debt.

Joanna, NV
7 months ago

They really worked with me and made the experience easy and trustworthy. I would use it again

6 months ago

Accredited debt relief assist you in help build credit and lowering debt to have better credit score

Naya, NV
7 months ago

Its a great service i highly recommend them. And will keep using them. They saved my credit

Clarence, IN
9 months ago

Gives a full explanation of services and cost that are used. Good customer service and contact.

Joey, OR
9 months ago

Easy sign up process to follow. Helpful instructions and services to decrease outstanding debt

David, CA
8 months ago

I had a problem with family debt also with my friend had a problem and I dictated to do accredited debt relief.

Karen, FL
10 months ago

They were very helpful in assisting me to get relief from overwhelming debt. I was able to close out my accounts without having a mark on my credit report.

Daisia, MI
a year ago

I like the fact that accredited debt relief is for people like me! I didn't know much about credit and they are so helpful and resourceful

7 months ago

Easy to talk to. Always will to help out with any questions about account. Very friendly to talk to

Jordie, IN
9 months ago

Customer service was amazing. Prices were great. They helped me with every step of the way.

Mandy, TX
8 months ago

I have not used this service for long, but so far they have been extremely helpful in our situation. Their customer service is fantastic. We are not so stressed about our finances now that they helped us get back on track.

Sara, WA
7 months ago

It was very easy to use and I didn't have any problems with the help I needed and if I had a question someone was there to help me

Jessie, AL
8 months ago

Was exactly what I needed and was looking for. Helped with mine and my husbands debt relief. I feel better about my debt and how to fix my debt and credit

Paula, NY
a year ago

They are working to give me great result possible with my credit cards. So far so good too

Renee, FL
a year ago

They are doing what I asked them to do very well It is taking time but I am getting good results

39 reviews