The Credit Pros Review StaffDec. 10, 2018

In a Nutshell

The Credit Pros offers a thorough service aimed at removing false claims and mistakes from your credit report with a 100% satisfaction guarantee. It provides excellent customer service with highly trained professionals and a comprehensive library of financial educational tools.


  • Transparent payment structure
  • In-house licensed attorneys for disputes
  • 24/7 access to client portal to review disputes


  • Only one payment model
  • Services are priced at higher end of range
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The Credit Pros at a Glance

Credit Bureaus
100% money back
Pay-as-you-go plan
Best At 
Comprehensive educational tools

Identity Theft Deterrence

The Credit Pros' primary emphasis is on fixing problems and repairing your identity after problems have arisen. However, it does offer some services that are good for being prepared in cases of identity theft. One of the best services offered is the focus on education and financial fitness training via audio or video classes, plus advice when you request a consultation with one of the company FICO-certified credit agents. You can view any open disputes on your record with the company’s 24/7 client portal available through the website. Unfortunately, It doesn’t feature 3-bureau monitoring or internet identity scans.

Fraud Support

The Credit Pros will work on as many fraudulent items on your credit report as you need. Furthermore, it offers excellent services that include sending dispute letters to the credit bureaus and  goodwill letters to creditors. The company works to restore your credit and in many cases, can even help improve your credit from its initial standing. The Credit Pros’ focus on education also helps you understand your credit scores better, ensuring that you can discover any problems of identity theft on your own before they become serious.


The Credit Pros offers a very transparent, if slightly above-average pricing model. Outside of a setup fee of $179–or $279 if you sign up as a couple—the company uses a pay-as-you-go model. Each additional month you will be charged $99 or $159 for couples, for multiple disputed items, while the company charges $75 for public records. The Credit Pros offers a 100% money back guarantee, and all of these functions are included once you have signed up for the service.

Credit Information Education

The Credit Pros’ blog features a great mix of videos, articles, tutorials, and insights that can help you be more prepared to repair your credit and keep your score positive once you’ve finished fixing it. Additionally, you can contact the company FICO-certified experts to receive advice and guidance or have questions answered about the credit repair process and your credit report in general.

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Membership Amenities

The Credit Pros offers benefits that other companies don’t offer. For one, the company will send both dispute letters to credit bureaus, and goodwill letters to your creditors. Even better, The Credit Pros help you deal with any debt collectors who might be harassing you by sending cease-and-desist letters from in-house lawyers to collection agencies.


The Credit Pros offers laser-focused attention to detail and an effective model for getting rid of damaging items on your credit reports. All of the services are designed to help repair your credit while giving back control of your personal finances. A strong emphasis on education and preparation also mean that once your credit is repaired, The Credit Pros will make sure it stays that way. The Credit Pros proves a great choice if you are looking for a comprehensive service you can use without paying costly monthly fees. StaffJun. 18, 2019 Staff byline
The Credit Pros