Expert Review

Customer Reviews

The Credit People Review

28 reviews

In a Nutshell

The Credit People offers a bare bones,focused plan that can improve your credit within 60 days. It has one price, without any extra fees, making this company the ideal choice for the budget conscious customer.

pros

  • Results in less than 60 days
  • Cancellation at any time
  • Flat rate for a set period

cons

  • Few membership amenities
  • No proactive identity theft deterrence
The Credit People The Credit People Visit Site

The Credit People at a Glance

Credit Bureaus
TransUnion, Experian, Equifax
Guarantee
Results in 60 days
Payment
Monthly fee or flat rate
Best At
Budget-friendly credit repair

Affordable Credit Repair

While many credit repair services charge extra fees for essential services, The Credit People offers a comprehensive service for one price. As such, the company has designed a credit repair solution that includes everything you need to fix your credit while respecting your budget. With a great variety of features that include 3-bureau credit reports, The Credit People presents an alternative credit repair service at a fantastic price.

Identity Theft Deterrence

The Credit People’s tools act as identity theft deterrence. While the company does not directly offer identity theft protection as part of its services, the products are designed to keep you safe. For one, the company provides you with credit reports from all 3 major credit bureaus as soon as you sign up, meaning that you can review them, and see updated versions whenever needed.

Additionally, a case worker will examine your credit report and find any areas of vulnerability to help you repair them. It also offers services beyond credit repair, which notify you if any of your personal information changes or needs to be updated, so you can stay on top of your identity.

Fraud Support

One area where The Credit People’s approach is strong is how quickly and efficiently your credit gets repaired. The company handles everything for you, from finding items on your reports that can be disputed, to identifying potential fraud and contacting the credit bureaus to ensure that you aren’t deeply impacted by any problematic errors. Moreover, the company guarantees that you will see results in as little as 60 days. The Credit People will send letters regarding negative items on your reports to all 3 credit bureaus to remove any faulty claims. Although a more detailed breakdown of the services would be helpful, including how many items are disputed on average and how much your credit can benefit from the solutions, overall the service is both reliable and effective.

Fees

The Credit People offers one of the best pricing structures for credit repair. The company offers a startup fee of only $69, which includes a 3-bureau credit report available directly on your account page, as well as an initial consultation to determine what can be done to improve your credit score. Once that is paid, you can choose between a monthly fee and a flat rate. The monthly fee is $69 a month, and includes all services.  

The Credit People The Credit People Visit Site

Credit Information Education

Education is one area where this company really shines. The Credit People offers an insightful blog that has very informative articles related to personal finances and guaranteeing your credit remains healthy. It offers a credit guide that focuses on helping you improve your credit on your own. The Credit People’s FAQ section also features some useful answers to common questions. While it would be nice to see a live chat feature, the customer support experience is excellent, and we agents are well trained and helpful when it comes to answering questions.

Conclusion

The Credit People presents a simple and efficient way to repair your credit. While it offers a narrower scope of services than competitors within the industry, the laser focus ensures credit success. The company guarantees results within 60 days, and backs it up by returning your money if you aren’t satisfied. With affordable and attentive service, The Credit People can offer a simple and straightforward solution to resolve your credit problems.

Top10.com's editorial staff is a professional team of editors, writers and experts with dozens of years of experience covering consumer, financial and business products and services.

The Credit People customer reviews

Based on 28 reviews

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08 Jul 2020

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Top reviews

A******a, VA
6 months ago

Ease of use

Brand satisfaction

Value for money

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They've helped me beyond measure and have my credit in tip top shape and I absolutely love this company.

D***d, NY
5 months ago

This brand gives me hope that I can restore my credit to what it once was and finally get back on track.

D****n, AZ
9 months ago

they help you to manage your credit and to save money, so we can get out the debt and make you

K***D, MN
9 months ago

Just love it in general, customer service is absolutely amazing, one thing I dislike is how long we have to wait to improve your score.

J******r, WA
9 months ago

Because they are honest and open and they have helped me through it all together and they are the best

L***T, TX
6 months ago

Great place to find good services no one like them and plus they help with stopping hackers in your credit.

M**y, KY
6 months ago

Helped me with what I needed. Was very professional. And very accurate and speedy and helped me with my credit situation.

A****y, TX
7 months ago

They are a good company that understands their customers. They also helped me so much with my credit issues.

T******e, MS
7 months ago

Because they help 100%, they work with you whatever the problem you have on credit. They made sure u be help

R**a, CA
6 months ago

They are pretty good. A very credible company and very trustworthy. I worked with them to repair my credit score so I can purchase a car.

J**y, OR
6 months ago

It is easy to sign up for to get help. They have people to help with things you don't fully understand in regards to your credit.

S*****e, OH
8 months ago

Great customer service with reliable information. People were friendly and very helpful. Helped me improve my credit score

S***l, GA
8 months ago

I gave them that rating is because their business is respectful and professional. Customer services is the best, and walked me through the process to improve my credit score.

C**a, MO
7 months ago

They're very expensive for what you get in the amount of time that you get it. It takes at least 6 months to see improvement. And they charge a monthly rate.

J***y, GA
4 months ago

They were great and offered great customer service. They offered a variety of plans to repair your credit score. Ultimately the flat rate was a bit high to pay out

J****n, TX
5 months ago

Was put on hold way to long and when I finally spoke to someone they kept putting me back on hold.

J***F, NJ
6 months ago

The Credit People were good however customer service was not great took a long time to get someone on the phone.

P***a, WV
8 months ago

They were helpful in getting my credit score back up slightly, and an action plan for my spending to make sure it doesn't go back down.

T***y, AZ
6 months ago

Great service, friendly understanding people and they know how to help their customers. They give great advice and are very knowledge

S***h, GA
7 months ago

They are really supportive and helpfully in my time of need. Also I like how they are always positive and get me what I need in terms of helping me with my credit.

28 reviews