In a Nutshell
- 90-day money-back guarantee
- Will analyze credit reports on your behalf
- Price includes reports from all 3 bureaus
- No credit monitoring
- Dispute process can take longer
Sky Blue at a Glance
|Credit Bureaus||TransUnion, Experian, Equifax|
|Payment||Credit report purchase, start-up and monthly fee|
|Best At ||Re-disputes for more corrections|
Credit Report Clean-Up
Disputing reporting errors with the bureaus can have an immediate effect on your credit score. Where disputes are rejected by the credit bureaus, Sky Blue will send custom re-disputes, increasing your chances of correcting the issue. Sky Blue makes every effort to improve your credit, beginning with finding any mistakes on your credit report and by filling disputes in the correct fashion that will prompt credit bureaus to take the dispute seriously.
When you get started with Sky Blue Credit Repair, you will be charged a setup fee of $59, followed, 30 days later, by a monthly fee of $59. You can cancel at any time, and if you are unhappy with the company’s services, it offers a 90-day money-back guarantee. Sky Blue also offers a couples discount, allowing you to register with your spouse and pay only $99 per month. Sky Blue requires that you purchase a credit report to get started and provides 3-bureau reports and monitoring through a 3rd-party with prices ranging from $15 to $30.
Credit Information Education
One of Sky Blue’s strongest aspects its educational tools. The company offers a variety of educational resources to help you better understand both your credit scores and the credit repair process itself. Aside from a useful FAQ section, Sky Blue provides tutorials regarding credit scores, credit repair, an educational Q&A section, as well as general tips. The company provides a how-to guide designed to help you take your credit score into your own hands. Finally, you can always visit the company blog for insightful and useful articles related to credit scores and credit repair in general.
On top of the standard credit score dispute services that Sky Blue Credit offers, it provides you with other services that are useful when attempting to repair and maintain your credit score. Outside of disputing your charges with the major credit bureaus, the company offers debt validation services, goodwill letters, and debt settlement and negotiation consultations. These services are intended to help you turn an unmanageable financial hole into an easily solved problem.
Sky Blue is considered one of the industry’s best choices and decades of experience make it a reputable choice. With an array of services, highly skilled support staff, and outstanding value-added amenities, Sky Blue is an excellent choice if you need help clearing your credit reports of mistakes and improving your credit score.