Sky Blue Review

Top10.com Staff

In a Nutshell

Sky Blue Credit Repair is the expert in credit disputes and negotiation, with reporting from 3 bureaus and several pricing choices. This provider offers a couples discount, keeping costs manageable for family credit repair.

pros

  • 90-day money-back guarantee
  • Will analyze credit reports on your behalf
  • Price includes reports from all 3 bureaus

cons

  • No credit monitoring
  • Dispute process can take longer
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Sky Blue at a Glance

Credit Bureaus
TransUnion, Experian, Equifax
Guarantee
90-day money-back
Payment
Credit report purchase, start-up and monthly fee
Best At 
Re-disputes for more corrections

Credit Report Clean-Up

Disputing reporting errors with the bureaus can have an immediate effect on your credit score. Where disputes are rejected by the credit bureaus, Sky Blue will send custom re-disputes, increasing your chances of correcting the issue. Sky Blue makes every effort to improve your credit, beginning with finding any mistakes on your credit report and by filling disputes in the correct fashion that will prompt credit bureaus to take the dispute seriously. 

Fees

When you get started with Sky Blue Credit Repair, you will be charged a setup fee of $59, followed, 30 days later, by a monthly fee of $59. You can cancel at any time, and if you are unhappy with the company’s services, it offers a 90-day money-back guarantee. Sky Blue also offers a couples discount, allowing you to register with your spouse and pay only $99 per month. Sky Blue requires that you purchase a credit report to get started and provides 3-bureau reports and monitoring through a 3rd-party with prices ranging from $15 to $30.

Credit Information Education

One of Sky Blue’s strongest aspects its educational tools. The company offers a variety of educational resources to help you better understand both your credit scores and the credit repair process itself. Aside from a useful FAQ section, Sky Blue provides tutorials regarding credit scores, credit repair, an educational Q&A section, as well as general tips. The company provides a how-to guide designed to help you take your credit score into your own hands. Finally, you can always visit the company blog for insightful and useful articles related to credit scores and credit repair in general. 

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Membership Amenities

On top of the standard credit score dispute services that Sky Blue Credit offers, it provides you with other services that are useful when attempting to repair and maintain your credit score. Outside of disputing your charges with the major credit bureaus, the company offers debt validation services, goodwill letters, and debt settlement and negotiation consultations. These services are intended to help you turn an unmanageable financial hole into an easily solved problem.

Conclusion

Sky Blue is considered one of the industry’s best choices and decades of experience make it a reputable choice. With an array of services, highly skilled support staff, and outstanding value-added amenities, Sky Blue is an excellent choice if you need help clearing your credit reports of mistakes and improving your credit score.



Top10.com's editorial staff is a professional team of editors, writers and experts with dozens of years of experience covering consumer, financial and business products and services.

Sky Blue customer reviews

Based on 30 reviews

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26 Sep 2020

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Top Reviews

Beth, NC
9 months ago

Ease of use

Brand satisfaction

Value for money

Service quality

Simple website and easy to navigate. Email response time is amazingly fast and detailed. Great value for the money and takes away so much stress when dealing with credit issues. They are truly a professional company that helps improve your credit score.!

Cathy, FL
9 months ago

Reliable accurate company. They do help, like they say they will help with all credit repairs needs.

Mary, IL
10 months ago

I just don't like Sky Blue because the stuff they do did not in the end help improve my credit score.

BC, MS
a year ago

Sky Blue is a really good brand that helps people come out on top with your credit. They go out of their way to make sure you have the best method in repairing your credit..

Brittany, NC
a year ago

The information was great and the customer service agent was phenomenal. It just was something I was not looking for to improve my credit score.

Cyril, NY
a year ago

They have excellent service and are very friendly any time you have questions. Also have really good reliable feedback.

David, CA
8 months ago

Very great costumer series. Also good work ethic. Great customer appreciation. We used them to help with our credit repair.

Steph, NY
10 months ago

Very good customer service. Friendly and helpful when I called to discuss my options. They seemed to actually care.

Tif, AR
9 months ago

They have helped my credit raise tremendously. Great customer service, a little pricey though.

Terr, MS
10 months ago

Its a really great thing. I really enjoy using it because I'm always happy improving my credit. I will continue using them.

Amanda, ID
9 months ago

This company has great values and outstanding customer service. There is nothing bad I can say about them.

Brittany, OH
8 months ago

It was easy to use. I found it very helpful and I found it very informative. It helped me tremendously with my credit.

Jamie, HI
7 months ago

My husband and I decided to use this service because we hear through a friend that it helped their score. Upon joining we were able to get out credit report and Sky Blue was able to help us identify what on our credit reports we were able to dispute. They gave us building tips to rebuild our credit which brought us to use credit karma. When we were unable to pay for our monthly subscription we were able to take a break from it. We were able to start making payments to pay off some of our debt that was affordable for us but after paying for almost 4 of our debts we received a debt that a car loan for 13 years before that the bank decided to come after us for. It was almost 22,000.00 dollars. This was a shock cause we were almost done with paying all the small stuff, but when that hit us we ended up filing for bankruptcy. We didn't end up continuing our subscription.

James, KS
9 months ago

Mostly the costumer service was great. The credit repair service was very helpful. I was grateful for all they provided and helped me achieve a better score..

Kim, MI
8 months ago

It's a nice brand I recommend it, but only did it for a few months to try to improve my credit. Saw some change but not enough to keep going long term.

Mike, FL
a year ago

The company works for me in helping to improve my credit. They disputed items on my credit to help fix my score. Did take some time though.

Suzanne, FL
a year ago

Its easy to use and is reliable and never let's me down. But it sometimes takes a while to load.

Nicholas, LA
8 months ago

I gave Sky Blue this rating due to the efficient nature of what they have to offer and comparable credit repair services don't offer the substance for the monthly fee.

Brian, FL
8 months ago

Easy and friendly to work with and made the whole process easy and in the end worth it for me since my score went down.

Jim, SC
8 months ago

Because the cost and easy of use is something I look into and find important when looking to improve my credit score. Cost less than the competition with a 90 day guarantee.

30 reviews