Lexington Law Review

ByTop10.com StaffJul.17, 2018

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In a Nutshell

Lexington Law is the senior credit repair company in the field, offering credit repair services including negotiations, credit monitoring and educational tools. The 3 plans Lexington Law offers allow flexibility and service that works for you and your credit.


  • Wide variety of credit repair services
  • Extensive knowledge base
  • Track your FICO score


  • On the high end of pricing
  • Narrow fraud deterrence
  • Limited access to credit tools

Lexington Law at a Glance

Credit Bureaus
TransUnion, Experian, Equifax
Cancel anytime
One time work fee, monthly fees
Best For
Cases requiring legal assistance

Credit Analysis Features

Lexington Law is excellent at helping you repair your credit and improve your score. The company offers FICO score tracking for its top tier subscribers, with a standard offer of monthly credit monitoring along with personalized reports of credit health. These reports use Lexington Law’s 5-feature analysis to give you a clear idea of your credit health.

Fraud Support

Lexington Law a great option for fraud support and credit restoration. The company offers a variety of services to repair your credit, contacting credit bureaus directly to challenge inaccurate credit items. Lexington Law will also intervene with creditors. To help you stay on top of changes, Lexington Law’s service provides education on how your credit is affected and sends alerts by email or text message whenever there is suspicious activity on your credit. Fraud prevention and credit restoration is a simple process with Lexington Law.


Lexington Law’s pricing sits on the high end of the industry. The company offers 3 plans: Concord Standard, Concord Premier, and Premier Plus.

Monthly Price
Concord Standard
Concord Premier
Premier Plus
  • Concord Standard includes bureau challenges and creditor interventions for restoring your credit.
  • Concord Premier Plan adds monthly credit score analysis, TransUnion alerts, and tools designed to monitor and repair your credit quickly.
  • Premier Plus adds a FICO Score Tracker, identity protection, and a suite of personal finance tools to help you gain control of your funds.

All plans include a one-time first work fee which starts at $99.95 a month, and $119.95 for the Premier Plus option. 

Credit Information Education

Another strong suit Lexington Law’s credit education library. The company’s website features a knowledge base that provides information about credit scores and how they are comprised, tools to fix credit, and information relating to financial health that can help you make the best decisions possible. 

Membership Amenities

Lexington Law offers many amenities when you sign up for the plans. Though the company does not offer the ability to live chat with a representative, it is easy to reach via telephone or mail during work hours. Depending on the plan you choose, there are features to help inform you of changes or updates while protecting your credit. The company’s blog offers insights on credit trends and relevant topics. Lexington Law enables you to take control of your credit.


Lexington Law is a top choice when you need to repair your credit score. It provides numerous features designed to help you understand your financial health and stay protected against credit risks. Lexington Law will handle the process repairing your credit and removing unfair items from your reports. Despite its higher starting price, Lexington Law offers value and experience when it comes to staying on top of your credit.

Lexington Law