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Web2Carz Review StaffApr. 07, 2019

In a Nutshell

An all-in-one auto shopping platform that offers outstanding borrowing opportunities and educational resources to understand the car market.


  • Dozens of trusted lenders and auto dealers within the network
  • Abundant library of educational resources


  • Does not originate its own loans
  • Little information on loan amounts, terms and rates

Web2Carz Web2Carz Visit Site


One of the best benefits for customers seeking auto loans on Web2Carz’s website is the company’s all-around approach to the car purchasing process. The company’s comprehensive platform offers a great combination of educational resource and current trending articles alongside a variety of auto shopping and financing options that make it simple for customers to find the right deal when looking to buy a new or used vehicle.

To empower prospective car buyers, Web2Carz hosts a virtual lot that lets customers shop around and look at pictures of cars they may be interested in purchasing. Additionally, Web2Carz works with several transparent and well-known auto dealers across the country, giving customers better access to better offers. Shoppers can review dealers in their area, purchase insurance, perform research on cars they are interested in and more. More impressive is Web2Carz’s availability of financing choices. Borrowers can access financing for new and used cars, refinancing loans, and even loans for customers with weaker credit. The company is not directly a lender, but instead introduces potential buyers to a network of over a dozen of the country’s best-known loan providers and auto dealerships.


Web2Carz offers a remarkable knowledge base for customers looking to purchase cars. Web2Carz invests heavily to keep their website populated with expertly written articles that deal with auto purchasing alongside general industry trends. This includes everything from news pieces to tutorials, guides, and introductions to more granular topics. Moreover, customers looking for financing have a fantastic range of options available. The company’s partners offer loans for new and used cars, as well as refinancing options and even loans aimed at customers with less-than-stellar credit. Customers who prefer to do their shopping online can also take advantage of Web2Carz’s exceptional market place. Potential buyers can conduct research and due diligence thanks to a virtual photo lot of potential cars and a direct connection to some of the best-known auto-lenders in the country. While they are not directly a lender, Web2Carz offers customers an intriguing vehicle shopping alternative.

Some Web2Carz highlights:

  • Extensive educational resources and up-to-date news articles
  • Research cars before making a purchase
  • A reliable and diverse lending network
  • Interface with auto dealers directly through the website
  • Access financing for new and used cars
  • Potential buyers can review the car they want in Web2Carz’s virtual lot
  • Financing available for borrowers with weaker credit
  • Refinance existing loans easily
  • Find the right loan for your needs

Application Process

Applying for a loan through Web2Carz depends on how much of the shopping process customers complete through the website. For buyers who are simply interested in finding a loan or refinancing, the application begins with a straightforward questionnaire that collects basic information. This includes details on income, residence, and contact information. Once completed, customers are redirected to a pairing page that will ask for a few more details and display up to four separate matches for each borrower. It is important to note that the company is not a loan originator, so customers who identify a match through Web2Carz still must complete the application process with the lender of their choice. This includes an agreement on final terms. Web2Carz does not list any requirements for its loans, although customers should expect that each individual lender will have their own prerequisites for final loan approval.

Loan Types and Terms

You should be aware that Web2Carz is not a lender, so the company does not originate and cannot quote terms for any loans. However, Web2Carz does work with a reliable network of lenders and auto dealers that can offer an excellent variety of financing and loan terms for customers. The company specializes in providing four main types of loans:

  • New and used car loans from dealers, which gives customers the option of working directly with one of Web2Carz’s reliable auto dealership partners
  • Used car loans from private parties, although this option is geared more toward customers that have good to excellent credit scores
  • Refinancing loans for customers that for any reason are looking to improve their interest rates or repayment terms with a new loan
  • Bad credit loans for those customers who need a new vehicle but have been turned down by other lenders due to weaker credit scores
  • The company’s partners offer interest rates that can start as low as 1.85% for new car loans, while their refinancing options begin at 1.99%. It is important to keep in mind that these rates tend to be reserved for customers that have excellent credit scores.

Customers can borrow between $7,000 and $300,000 for both refinancing and new auto loans, although this can vary depending on the lender chosen and the customer’s creditworthiness. For those who prefer to handle everything in one go, Web2Carz works with several well-known auto dealers, and can help customers purchase, finance, and insure their car from one convenient location.

How Safe is It?

To protect its customers, Web2Carz provides outstanding security measures. The company employs the latest encryption technology when it is transmitting information between its servers and networks, as well as when data is resting in data centers. Web2Carz does collect user data, but it is very transparent about how it is used, and with whom it is shared. The company will distribute some customer details to partners they are matched with potential lenders to provide a better level of service. Furthermore, the company’s website collects some non-identifiable data, though it allows customers to opt out of certain collection practices.

Repayment Options

Customers have some choices when selecting their repayment terms. Although specifics may vary widely from lender to lender, the company’s partners offer loan term durations that range from 1 to 7 years. While the exact terms may differ depending on the lender, these repayment terms from Web2Carz’s partners represent a strong offering that matches the industry average while giving borrowers excellent flexibility. For more specific information, customers should always contact the lender they have matched with directly.

Help & Support

Customers can reach Web2Carz via a toll-free number, or through an email form available directly on their website. We found that the company’s support staff were well-prepared and offered excellent guidance for our questions through both channels. Wait times were also minimal over the phone, with a representative usually answering within a few minutes of calling. Emails were responded to between 24 and 48 hours after they were sent. For customers who prefer to find their own answers, the company hosts a resource rich FAQ to go with their impressive collection of educational materials.

Reliable customer support  

Web2Carz Web2Carz Visit Site

Final Word

Customers shopping around for a new or used vehicle would be wise to take full advantage of Web2Carz’ outstanding top-to-bottom service. The company offers a one-stop-shop solution to auto purchasing and financing. Prospective buyers can learn about the entire purchasing process before beginning their search for cars, insurance, and financing in one convenient location. The company’s educational resources make it an excellent value, and thanks to no fees for matching or applying, customers can rest easy knowing they are getting a good deal. The service is ideal for customers with less than stellar credit who want to be able to compare choices and find an affordable car with a reasonable financing option.

Physical Address

Web2Carz, LTD.

P.O. Box 805

Highland Park, IL

60035 StaffJun. 18, 2019
Our editorial staff is comprised of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right car loan provider for your needs.