5kfunds Review

ByTop10.com StaffJul.17, 2018

This site is a free online resource that strives to offer helpful content and comparison features to its visitors. Please be advised that the operator of this site accepts advertising compensation from companies that appear on the site, and such compensation impacts the location and order in which the companies (and/or their products) are presented, and in some cases may also impact the rating that is assigned to them. To the extent that ratings appear on this site, such rating is determined by our subjective opinion and based on a methodology that aggregates our analysis of brand market share and reputation, each brand's conversion rates, compensation paid to us and general consumer interest. Company listings on this page DO NOT imply endorsement. Except as expressly set forth in our Terms of Use, all representations and warranties regarding the information presented on this page are disclaimed. The information, including pricing, which appears on this site is subject to change at any time.

In a Nutshell

5kfunds uses its extensive network of lenders to give you competitive rates and ensures you won't pay a cent until your loan is approved. If you go with 5kfunds you can fund auto purchases and other expenses of up to $35,000 quickly and easily.


  • Select from a network of around 100 lenders
  • Quick and easy application process


  • $35,000 loan maximum
  • Website lacks detailed information

5kfunds at a Glance

5kfunds connects people to an extensive network of lenders, and the customer isn’t required to pay a cent until their loan is approved. This service offers an easy way to fund auto purchases and other expenses of up to $35,000, while avoiding the complications and red tape presented by traditional lenders such as banks. Pre-qualification is easy: just fill out a simple online form, and 5kfunds will put you in the fast lane for your personal loan.


5kfunds does not itself offer loans, but its partners offer a range of loan amounts and interest rates to suit every range. The strong level of competition between the various lenders translates to good terms for the customer.

Features include:

  • Network of 100 reputable loan providers
  • Competitive interest rates
  • US-based customer support
  • Match to a lender online within minutes
  • Impressive customer support
  • Commitment to protecting customers’ information

Application Process

The application process is brief, and requires you to input some basic information, including personal and financial details. Once you have completed the form, 5kfunds matches you with the best available lenders based on your financial circumstances. 5kfunds prequalifies you for a loan, but the final terms and conditions of your loan will be negotiated and finalized directly with the lender. 5kfunds does not require a credit check, although the lender might make this a requirement of final loan approval. From start to finish, the application process can take less than 10 minutes, and funds can be approved once you agree on terms with your chosen loan provider.

Loan Types and Terms

As discussed, 5kfunds is essentially a marketplace for lenders, and therefore it does not offer loans directly to customers. Partnering lenders all offer personal loans that, depending on your circumstances, might be the quickest and most cost-effective way of financing your car purchase.

Repayment Options

The various lenders offer loans ranging from less than $1,000 to as much as $35,000. Most lenders offer a repayment period of between 2 and 72 months, letting clients find terms that are specific to their needs. The quoted rates are a general estimate, and individual loan providers may present slightly varied terms in the negotiation stage.

How Safe Is It?

5kfunds uses industry-accepted protections and secure servers to protect all of its customers’ personal details. All data entered into its system is encrypted using the same security protocols employed by banks. The company has a thorough and transparent privacy policy, all of which customers can read about on the website. Note that 5kfunds might distribute some of your details to partnering lenders and service providers.

Help & Support

5kfunds’ helpful customer service representatives can be reached through telephone during weekday business hours or via email 24 hours, 7 days a week. The company’s website also features a short FAQ page to help you with basic lending questions.


What makes 5kfunds stand out from the crowd is the high degree of choice it offers borrowers, and the fact that it takes only minutes to pre-qualify for a loan. If you need $35,000 or less to pay off a car purchase, and you don’t want to waste time with complex applications and credit checks, then 5kfunds is a good option for you. And because the application process is free, borrowers are under no obligation to complete the process.

Physical Address

DV Marketing, Inc. 

759 Bloomfield Ave. #244

West Caldwell, NJ 07006